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Closed IDFC Classic CC - reapplied - successfully obtained Wealth CC
- Thread starter MS R
- Start date
- Replies 75
- Views 6K
1. Yes they should provide
2. Instantly after card cancellation using diff number
3. Magnus will work, though mention what all other cards you hold for better recommendation..
4. Min 3L/month
icici platinum 5L , Indus Legend 5L, AU xcite 7L , hdfc regalia 4.8
Then go for magnus only ....
when will i get confirmation.., placed closure request today??
They will verify closure request on call, which you should receive by tomorrow or day after tomorrow
They will first call you to retain on Monday. Today and Tomorrow being non-working days. You can express your interest for Wealth, if possible they will upgrade, otherwise they will let you know as well. This whole process might take a week's time.
I recently placed closure request for IDFC First Power + card since I was using it very sparingly due to low availability of HP Pumps in my area. They informed that they can't upgrade to Wealth from a fuel cobranded card. So they told me to apply afresh . They could not even make it LTF. So finally closed the Power Plus card and applied for Select LTF which got approved today.
can u please share more details abt ur application??
like card used with limit for c2c ??
cibil score?
salary input in application // select limit approved etc
does the point no.2 is applicable for same card that I closed earlier.
Whatever card they will offer in application, you will get it if eligible
For C2C, I used Amex MRCC with 6.7 l limit. But even after inputting higher salary , I was getting Select card only with 3 l limit. So went ahead and submitted application for Select LTF instead of again trying for Wealth. I tried thrice but each time it showed Select. I think it has something to do with your address pin code also and might throw up Wealth on metro pin codes.CIBIL Score is 780+ with 11 years credit history
update: got call from customer care
was told to send 3 months payslips / salary credit bank statement / along with current max credit card limit... for reference to banker@idfcfirstbank.com.
then they will respond within 48 hours. If I am not satisfied with resolution then I can take my own decision
My scenario
classic limit - 1 Lakh , issued in Feb 2023 (spent more than 7 lakhs till date)
current salary - 1.6 Lakh
Magnus cc Limit - 15 Lakh
will it be realistic to except credit limit increase and upgraded to wealth???
I am even happy with 2-3 Lakh limit for wealth credit card ..
will banker@idfcfirstbank.com work or should I send to nodaldesk@idfcfirstbank.com as well??
was told to send 3 months payslips / salary credit bank statement / along with current max credit card limit... for reference to banker@idfcfirstbank.com.
then they will respond within 48 hours. If I am not satisfied with resolution then I can take my own decision
My scenario
classic limit - 1 Lakh , issued in Feb 2023 (spent more than 7 lakhs till date)
current salary - 1.6 Lakh
Magnus cc Limit - 15 Lakh
will it be realistic to except credit limit increase and upgraded to wealth???
I am even happy with 2-3 Lakh limit for wealth credit card ..
will banker@idfcfirstbank.com work or should I send to nodaldesk@idfcfirstbank.com as well??
Last edited:
Wealth on 1.6L salary would be difficult. But no harm in trying once.
Mail to banker would suffice.
They won't remove hits too . Be aware
send mail to banker email, they will revert with Credit Limit Increase, generally they give CL of 2x to 3x of your net salary. Raise a closure request once again after CL increase, they might take some approvals and give Wealth card.
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