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IDFC First Wealth easily approved

avis_

TF Premier
I am NTB customer with IDFC. I had some relationship in the past with IDFC via Flipkart Paylater which I had closed last year.

Hi Guys,

I will share my successs story of how I got approved for Wealth Credit Card from IDFC bank.

I recieved a call from sales team that I was eligible for IDFC LTF credit card. I clearly told them I am not gonna apply unless I get wealth card. She told she can apply Wealth for me and it will approve for sure.

I trusted her and followed her steps and boom the card was approved on second day and virtual card has arrived.

My monthly avg salary is ~60k and CIBIL hovers between 770 and 780


If anyone wants to apply ensure your work location and current residence is at same City. I can share the agent contact who helped me to apply.

For agent contact check message number #42

I have recieved my physical card in just 2 days check message #43

Edit 1

Update by user @_amit_
WFH so not possible for me.
In her knowledge, WFH with company address (or any company branch) not in same city usually gets rejected later on.
 
Last edited:
I am NTB customer with IDFC. I had some relationship in the past with IDFC via Flipkart Paylater which I had closed last year.

Hi Guys,

I will share my successs story of how I got approved for Wealth Credit Card from IDFC bank.

I recieved a call from sales team that I was eligible for IDFC LTF credit card. I clearly told them I am not gonna apply unless I get wealth card. She told she can apply Wealth for me and it will approve for sure.

I trusted her and followed her steps and boom the card was approved on second day and virtual card has arrived.

My monthly avg salary is ~60k and CIBIL hovers between 770 and 780


If anyone wants to apply ensure your work location and current residence is at same City. I can share the agent contact who helped me to apply.
card to card? your highest card limit?
 
I am NTB customer with IDFC. I had some relationship in the past with IDFC via Flipkart Paylater which I had closed last year.

Hi Guys,

I will share my successs story of how I got approved for Wealth Credit Card from IDFC bank.

I recieved a call from sales team that I was eligible for IDFC LTF credit card. I clearly told them I am not gonna apply unless I get wealth card. She told she can apply Wealth for me and it will approve for sure.

I trusted her and followed her steps and boom the card was approved on second day and virtual card has arrived.

My monthly avg salary is ~60k and CIBIL hovers between 770 and 780


If anyone wants to apply ensure your work location and current residence is at same City. I can share the agent contact who helped me to apply.
How to DM here ? Anyone knows

Fulfilling all given criteria.
 
followed her steps
1. What steps are those?

2. Did you apply for the application online or IDFC agent applied for you some how?

3. I am not aware if online application has a way to capture one's work location, it merely ask for Company name unless its changed.
 
I am NTB customer with IDFC. I had some relationship in the past with IDFC via Flipkart Paylater which I had closed last year.

Hi Guys,

I will share my successs story of how I got approved for Wealth Credit Card from IDFC bank.

I recieved a call from sales team that I was eligible for IDFC LTF credit card. I clearly told them I am not gonna apply unless I get wealth card. She told she can apply Wealth for me and it will approve for sure.

I trusted her and followed her steps and boom the card was approved on second day and virtual card has arrived.

My monthly avg salary is ~60k and CIBIL hovers between 770 and 780


If anyone wants to apply ensure your work location and current residence is at same City. I can share the agent contact who helped me to apply.
Pls share agent details
 
1. What steps are those?

2. Did you apply for the application online or IDFC agent applied for you some how?

3. I am not aware if online application has a way to capture one's work location, it merely ask for Company name unless its changed.
She shared a me a link for application. Which had the referral code and everything. Salary she asked to give 1.5 lakhs monthly and sbi card limit she asked to keep 3.5 L

Location is not captured but will be validated based on your address before approval it seems
 
She shared a me a link for application. Which had the referral code and everything. Salary she asked to give 1.5 lakhs monthly and sbi card limit she asked to keep 3.5 L

Location is not captured but will be validated based on your address before approval it seems
Oh, interesting.

I was not aware IDFC started with agent and referral in such a way. Might be something new considering FY end and would probably this is how they will work in future.

Thank for sharing.
 
She shared a me a link for application. Which had the referral code and everything. Salary she asked to give 1.5 lakhs monthly and sbi card limit she asked to keep 3.5 L

Location is not captured but will be validated based on your address before approval it seems
but will not they check your cibil report? I mean they can also see your sbi limit,is not it? Is your card approved or in processing?
 
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