Flipkart Axis Limit Increase without Income Proof?

[sudheerreddy]

It's been a 1 year, I haven't got a limit increase offer. I had contacted the AXIS Bank team they are asking for income proof.
Any other way to increase the limit without income proof?

 

[SSV]

Reminds me of a Chinese proverb,
those who have teeth have no bread, who have bread have no teeth.

those who have CL don't want to spend, those who have spends don't have CL.

Actually for all practical purposes, for 90% of user base 3 - 5L CL is enough…
we may need 8 to 10L on one or two cards to mitigate any unforeseen situations…

 

[BVCBVC is verified member.]

Actually for all practical purposes, for 90% of user base 3 - 5L CL is enough…
May be we need 8 to 10L on one or two cards to mitigate any unforeseen situations…

In actual cases true. Sometimes more credit limit will increase credit exposure.

I suggest to have more CL on any of the banks Amex, Axis, HDFC, SBI (If eligible). These are the banks that are little stringent in giving CL and other banks also accept these bank credit card statements for any LE in future.

 

[Rohith-2009]

Heard sometimes Sbi cashback and flipkart Both mess up mcc, primarily all spends are on flipkart only, use amazon very rarely

Maybe but I know hdfc millenia will not mess up.

 

[Swastik_p]

Maybe but I know hdfc millenia will not mess up.

Can I dm you

 

[Swastik]

Hdfc is as stubborn as one can be and unpredictable too

Tell me about it ,

No LE or upgrade for my Millennia card in over 2 years

 

[Swastik_p]

Tell me about ut ,

No LE or upgrade for me in over 2 years

Is sticking with fK axis good with all primary spends from fk and fk grocery?

 

[Abhi5467]

It's been a 1 year, I haven't got a limit increase offer. I had contacted the AXIS Bank team they are asking for income proof.
Any other way to increase the limit without income proof?

I got LE at 8 months. I tried all methods but spending on Flipkart through Grabdeals is the only way to LE. I would max the card and pay the part payment before bill generation to keep usage under 30%. Doing this multiple times may work. Also NC EMI is also recommended by some users. Not using card is not a way to LE cause Axis don't care as a ton application for FK AXIS comes either way✌️

 

[RAMESH BABU N]

Hope no 4th person get to know about this trick 🦥.

I am the 99th guy.
Know all those secrets since donkeys years.
😛😛😛

 

[Rohith-2009]

Tell me about it ,

No LE or upgrade for my Millennia card in over 2 years

Did you request it to grievance.redressalcc@hdfcbank.com?

 

[Rohith-2009]

Can I dm you

Yes, sure... .

 

[Swastik]

Did you request it to grievance.redressalcc@hdfcbank.com?

What's the point ,they'll ask proof of incone ,bank statements and itr etc ,
I earn 1L per month ,don't see much scope in getting LE or upgrade that way

 

[Rohith-2009]

What's the point ,they'll ask proof of incone ,bank statements and itr etc ,
I earn 1L per month ,don't see much scope in getting LE or upgrade that way

If you have a savings account with them for a long time and using it well, you can ask.

They didn't ask income statement to upgrade my card to Millenia. They reviewed and upgraded my card. You should first try. Hdfc will not come and give you millenia

 

[D₹V]

I am the 99th guy.
Know all those secrets since donkeys years.
😛😛😛

 

[Sahilhenzy]

No income proof, then wait for LE they give ,which is random..
I will tell you a secret, don't tell any one...okay.
" Stop using the card for one year .. spend only a few times for very small amounts .. you will 99% likely to get LE.."
Shhh... just between you and me ..okay..

bro ye toh ulta ho rha card use nhi Kiya for 1 year limit reduce kar diya bhai ne by 50% WTF.

 

[SSV]

bro ye toh ulta ho rha card use nhi Kiya for 1 year limit reduce kar diya bhai ne by 50% WTF.

Did you use "Start and Stop" Technique !! 😉
It works wonders , generally !!

 

[Sahilhenzy]

Did you use "Start and Stop" Technique !! 😉
It works wonders , generally !!

okay let's try on SBI. I never got LE from the beginning. Card going to complete it's second anniversary.

 

[varun__goel_]

okay let's try on SBI. I never got LE from the beginning. Card going to complete it's second anniversary.

SBI gives LE evey 6 months generally. No matter how much it is used..

 

[Sahilhenzy]

SBI gives LE evey 6 months generally. No matter how much it is used..

In my case never got LE for my all three cards SBI Cards.

There is list of banks which never offered me LE from the beginning all completed their 1 year anniversary.

1.SBI Cards.
2.Axis Bank
3.HDFC (obvious)
4. HDFC's brother (IDFC)
5. Indusind Bank
6. Kotak (suddenly stopped giving LEs since last year for no reason)

 

[varun__goel_]

In my case never got LE for my all three cards SBI Cards.

There is list of banks which never offered me LE from the beginning all completed their 1 year anniversary.

1.SBI Cards.
2.Axis Bank
3.HDFC (obvious)
4. HDFC's brother (IDFC)
5. Indusind Bank
6. Kotak (suddenly stopped giving LEs since last year for no reason)

Have been receiving LE exactly every 6 months in SBI thought it is just 10-20%

No idea regarding Axis & Indusind

Hdfc is ☠️

 

[NShah]

SBI gives LE evey 6 months generally. No matter how much it is used..

Idhar 1 year se LE nahi mila