Recommend me a zero balance saving that can be opened offline

[gabu]

Should be a hassle free experience so no psu bank.
I am ready to pay annual fees upto 500pa for debit card.

Want to open it for a family member whose mobile and aadhar are not linked.

 

[ritwik2000]

au ban k

 

[doraemon]

Open in Punjab and sind Bank (psu)
U will get 0 mab and ltf dc
Otherwise
Open SBI regular account
0 mab and dc charges 200 around

 

[doraemon]

au ban k

He told offline

 

[ritwik2000]

Open in Punjab and sind Bank (psu)
U will get 0 mab and ltf dc
Otherwise
Open SBI regular account
0 mab and dc charges 200 around

konsa variant psb me ?

 

[doraemon]

konsa variant psb me ?

Bsbda

Otherwise If they can keep 1k then they will get rupay plat at 177 cost and they can use that on fridays

Not having 177??
No issues

Open 1k account don't take dc
Tell branch to activate mobile banking
And then generate virtual rupay plat with no issuance feee and fyf

Repeat

 

[Deleted member 11974]

IDFC FUTURE FIRST ACC

 

[doraemon]

IDFC FUTURE FIRST ACC

Must be a student and having institution listed

 

[gabu]

Well most are psu banks which I'd like to avoid.
Any pvt bank with 50k-1lac initial funding that can be withdrawn later?

 

[doraemon]

BSBDA mai limitation h

Bhai zero balance khulwa Raha hai
Ab mujhe to nahi lagta ki laakhon ka khel Hoga


In My opinion

 

[doraemon]

Well most are psu banks which I'd like to avoid.
Any pvt bank with 50k-1lac initial funding that can be withdrawn later?

Open HDFC and convert to vishesh banking/classi

Otherwise open savings max
And do 1.5 lac fd
Fully free account

 

[gabu]

Open HDFC and convert to vishesh banking/classic

I have a classic account and getting hdfc to add the family member account is a bigger task.

 

[doraemon]

I have a classic account and getting hdfc to add the family member account is a bigger task.

Not a big task
Call your rm he will do the task

I did the same
Aadhar linked number is not needed
I have opened my account with secondary number


Otherwise open account of member in nearby branch and then transferr online through xoressway to your branch and call your rm/bm and say to link the accounts


He/she may ask you to deposit 1-2 lac for first time to raise request
Next day you can remove that funds

 

[Deleted member 11974]

scb bsbda 0 bal acc

 

[doraemon]

scb bsbda 0 bal acc

Angrezi bank hai
And branch network is too low

 

[doraemon]

What's the charge of rupay select dc in pnb?

 

[Shubham Yadav]

Bhai zero balance khulwa Raha hai
Ab mujhe to nahi lagta ki laakhon ka khel Hoga


In My opinion

are mene comment delete kr diya tha 🤣

baad mai mujhe bhi laga bsbda sahi hoga

 

[gabu]

scb bsbda 0 bal acc

No one gonna open bsbda acc by looking at me 😀
Tried a lot of times when I was student, its more difficult now.

 

[Shubham Yadav]

What's the charge of rupay select dc in pnb?

Issuance = 500
Annual = 750

PNB ATM Cards | PNB Bank ATM Cards | PNB ATM India

www.pnbindia.in

 

[doraemon]

No one gonna open bsbda acc by looking at me 😀
Tried a lot of times when I was student, its more difficult now.

Dress poorly u will get

Issuance = 500
Annual = 750

PNB ATM Cards | PNB Bank ATM Cards | PNB ATM India

www.pnbindia.in

Batao yaar bank ke site alag hi nasha fook ke bata Rahi matlab

Isliye sarkari Bank mein mai paise nahi daalta
Aisa koi saga nahi jisko pnb ne thaga nahi

Jana hi badiya hai matlab

SMS ka to mai band karwa dunga
Au walo ne bhi kaata tha reverse karwa liya tha tab