Recommend me a zero balance saving that can be opened offline

[gabu]

Should be a hassle free experience so no psu bank.
I am ready to pay annual fees upto 500pa for debit card.

Want to open it for a family member whose mobile and aadhar are not linked.

 

[Sahilhenzy]

Open in Punjab and sind Bank (psu)
U will get 0 mab and ltf dc
Otherwise
Open SBI regular account
0 mab and dc charges 200 around

kya baat kar rahe ho bro? Ye bank mera se thoda dur hai but sirf 1 bank mene Aaj Tak dekha hai Punjab and sind ka. Humare bank hub mein bhi ye bank ka naamo Nisan nhi hai jabki pata nhi kon kon si bank sirf 1-1 metre ka dur mein hai. Koi first floor pe toh koi uska second floor pe.

Punjab and sind Bank mene dekha hai SBI ka side main hai. Service ka pata nhi but week mein 2-3 bar aana jaana laga rahta hai.

 

[gabu]

I heard they are providing virtual debit card for free. Did you apply for virtual debit card?

No! Happy with debit card

 

[Strange]

No! Happy with debit card

What is card variant and AMC of your debit card?

 

[Sahilhenzy]

Yes Bank Zero Balance Account with free Virtual Visa Platinum Debit Card (*can be opened online)

WTF? Give me link? I never saw Yes Bank zero balance account online. But only is a clickbite

 

[gabu]

What is card variant and AMC of your debit card?

plain old mastercard prosperity one , with 149+gst annual fees.
I get 25p point too for every ₹100 spent. lol

 

[doraemon]

My RM said she can't do it. I need to visit branch to do it. And branch is like going in circle.

RM is lying.
Mine is in rural branch and rm did all this on phone
Even they came to my house for opening accounts


Lure them of high funding otherwise raise a grievance
She will behave after that

 

[doraemon]

kya baat kar rahe ho bro? Ye bank mera se thoda dur hai but sirf 1 bank mene Aaj Tak dekha hai Punjab and sind ka. Humare bank hub mein bhi ye bank ka naamo Nisan nhi hai jabki pata nhi kon kon si bank sirf 1-1 metre ka dur mein hai. Koi first floor pe toh koi uska second floor pe.

Punjab and sind Bank mene dekha hai SBI ka side main hai. Service ka pata nhi but week mein 2-3 bar aana jaana laga rahta hai.

Service is good all in all
Open there

 

[Nikhil21]

Well most are psu banks which I'd like to avoid.
Any pvt bank with 50k-1lac initial funding that can be withdrawn later?

Icicl has one account with 0 AMC
Go offline and ask for it
They with ask you for 50K initial funding
Or something similar

 

[cardy]

For some reason, nobody at my IndusInd home branch informed me about the existence of such accounts when I first went there to open an account! 🙂
.

Nobody in the branch not only in indusind but also in all private banks agrees that they have a zero balance account

 

[praful47]

Icicl has one account with 0 AMC
Go offline and ask for it
They with ask you for 50K initial funding
Or something similar

Which account is 0 balance?