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If you receive cash bonus from company, you can ask them to divide it in 3 months. If the bonus is good, you can temporarily have a good 3 months payslip. 😀sab saath mai toh nahi dekh rahe thee lottery mai kya niklega 😆
Side note... 50L+ walo kuch trick do for salary jump, baas yahi criteria full nahi ho raha... baaki CIBIL sab set hai
FYI! Even Ambani holds a credit card.Premium credit card have some perks over premium debit card, i do not deny 😁.... but if you are having so much earning they are kind of negligible. No financially good billionaire holds a credit card. OP hope you get that 😉
Just ask how many VIP really care for the fees of premium cards? LTF is no barrier for them... they usually cross the wavier condition.
Konsa bank? Yes Bank? 🤣FYI! Even Ambani holds a credit card.
AMEX and even she Disputes transaction. They have a special PA kinda guy assigned and they handle on their behalf.Konsa bank? Yes Bank? 🤣
i differ to deny this fact,Premium credit card have some perks over premium debit card, i do not deny 😁.... but if you are having so much earning they are kind of negligible. No financially good billionaire holds a credit card. OP hope you get that 😉
Just ask how many VIP really care for the fees of premium cards? LTF is no barrier for them... they usually cross the wavier condition.
Try having a premium banking account with them... automatically they will offerIn same boat as OP, have salary above 50L but when I apply through website, HDFC offers me its 2 lowest cards that too paid. How do I get people to reach out to me with LTF card offers?
Literally the next day of posting this I got a call from them offering LTF Regalia, DC Millenia and Millenia cards. Applied for LTF Regalia.Try having a premium banking account with them... automatically they will offer
If your salary is more than 50LPA, why are you opting for Reglia? Why not Infinia? Infinia points are probably twice as valuable as Regalia and the cashback is more. Granted HDFC isn't issuing Infinia LTF right now(metal variant). Even so, you get 12k points after paying 14.6k yearly, which you can redeem for 1:1Literally the next day of posting this I got a call from them offering LTF Regalia, DC Millenia and Millenia cards. Applied for LTF Regalia.
Also got a call from IDFC First offering their LTF Wealth card.
I asked her, she said not possible. Also asked her about DCB, that too she said only after paying fee I can get. I already have paid Magnus, don’t want another high fees card. Will only get it if they offer LTF. Magnus I’ve already extracted much more value than its fee.If your salary is more than 50LPA, why are you opting for Reglia? Why not Infinia? Infinia points are probably twice as valuable as Regalia and the cashback is more. Granted HDFC isn't issuing Infinia LTF right now(metal variant). Even so, you get 12k points after paying 14.6k yearly, which you can redeem for 1:1
There must be a reason why only HNWIs are offered Infinia[not getting into the benefits and devaluation here]. They can probably afford the 14k+ yearly fee easily.
Got it. Magnus beats Infinia if your spends are >1L per month. And it'd take some time for them to start issuing Infinia LTF for metal variant. Can probably try for DCB LTF later if you feelI asked her, she said not possible. Also asked her about DCB, that too she said only after paying fee I can get. I already have paid Magnus, don’t want another high fees card. Will only get it if they offer LTF. Magnus I’ve already extracted much more value than its fee.
I’ll apply after using regalia for 6 months.
Besides took it for Apple discounts only.
+1 I asked multiple people every one denied. Koi to dila do yaar LTF 😂Anyway to get Magnus LTF ?
What's the criteria for Magnus LTF?+1 I asked multiple people every one denied. Koi to dila do yaar LTF 😂
I am searching answer for the same question 😂What's the criteria for Magnus LTF?