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Do wallet loads using credit cards like payzapp count towards the 7.5L spend criteria for Infinia?

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L

LHR

TF Premier
Title.

I have a regalia gold with 8.5L limit but I'm finding it difficult to hit 7.5L spends in the past 6 months to be eligible for Infinia. I was wondering if I can load up payzapp wallet with 3-4L over 6 months using the card and then transfer it back to my bank account. I know about the 3% fee which I feel is negligible as I do not want to push myself to artificially spend more to hit the limit.
 
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LiamHouse said:
Title.

I have a regalia gold with 8.5L limit but I'm finding it difficult to hit 7.5L spends in the past 6 months to be eligible for Infinia. I was wondering if I can load up payzapp wallet with 3-4L over 6 months using the card and then transfer it back to my bank account. I know about the 3% fee which I feel is negligible as I do not want to push myself to artificially spend more to hit the limit.
Click to expand...
Buy 3-4 iPhone & other products for friends & distant family

Hdfc card gives offer anyone trying to buy will accept it .


Or buy Gv & sell it at discount which is equivalent to reward you earned .


If wallet reload was counted then everyone would have INFINIA

@imdjay any more suggestions on spending
 
LiamHouse said:
Title.

I have a regalia gold with 8.5L limit but I'm finding it difficult to hit 7.5L spends in the past 6 months to be eligible for Infinia. I was wondering if I can load up payzapp wallet with 3-4L over 6 months using the card and then transfer it back to my bank account. I know about the 3% fee which I feel is negligible as I do not want to push myself to artificially spend more to hit the limit.
Click to expand...
so i have 104 rs in my payzapp loaded through cc for some purpose and i was like.. nah you can't send money loaded via cc back to bank a/c in payzapp so in self transfer it need two bank a/c and doesn't considered Wallet balance. plus wallet re-loaded isn't counted either
 
Last edited:
LiamHouse said:
Title.

I have a regalia gold with 8.5L limit but I'm finding it difficult to hit 7.5L spends in the past 6 months to be eligible for Infinia. I was wondering if I can load up payzapp wallet with 3-4L over 6 months using the card and then transfer it back to my bank account. I know about the 3% fee which I feel is negligible as I do not want to push myself to artificially spend more to hit the limit.
Click to expand...
Pay education fees. Search for more details. Less charges to bank , will get counted and get rewards.
 
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DocFixIt said:
Buy 3-4 iPhone & other products for friends & distant family

Hdfc card gives offer anyone trying to buy will accept it .


Or buy Gv & sell it at discount which is equivalent to reward you earned .


If wallet reload was counted then everyone would have INFINIA

@imdjay any more suggestions on spending
Click to expand...
I don't want to deal with the whole buying selling thing and HDFC no longer provides the offer for Apple products like they used to. The spend criteria is based on the total value of transactions, right? does it matter if its wallet reloads or groceries?
 
LiamHouse said:
I don't want to deal with the whole buying selling thing and HDFC no longer provides the offer for Apple products like they used to. The spend criteria is based on the total value of transactions, right? does it matter if its wallet reloads or groceries?
Click to expand...
Yes it matter where u spend
 
DocFixIt said:
Did u mail ? At priority desk for upgrade.
Write mail
Try to negotiate for lesser spend ..

Let's see what they say or u tried & they rejected saying come back with more spend ?
Click to expand...
rejected for low spends which i why i need to resort to this
 
DocFixIt said:
Don't you have any upcoming payments which u can pay via Amazon pay.
U can buy gv ,u can buy gold via ajio etc
Education payment loopholes
Click to expand...
like I said I don’t want to deal with the buying selling hassle and no, I have already paid all the bills I can, even booked all flights for relatives lol.

are you sure payzapp wallet loads and then offload to a different bank account won’t count towards the spend criteria?
 
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LiamHouse said:
like I said I don’t want to deal with the buying selling hassle and no, I have already paid all the bills I can, even booked all flights for relatives lol.

are you sure payzapp wallet loads and then offload to a different bank account won’t count towards the spend criteria?
Click to expand...
Better call customer care and check or write an email for written confirmation.
 
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