Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[pank110294]

Indus DC Reward System surprises:

1. MC DC - Received full quota points for txns. done on SBI Unipay

2. Platinum DC - Received full quota points for txn. done on CRED (Dreamplug Paytech) on 24th

3. Now coming to Select Visa DC -
a) Didn’t receive points for CRED (Dreamplug Paytech) on 24th (done same time same amount as Platinum DC) !!
b) Did two txns. on Paytm (13k each) on 26th…but received points for only one 13k txn. !!!

The Legacy of IndusInd DCs continues…😛

I only have 🤣 virtual debit card for IndusInd...

 

[Sameer69]

How much time sbi unipay takes for hdfc credit card payment???

 

[arone]

It took 2 working days for me when I paid last week

 

[Pankhuri]

Visa- Paytm, Cred (Dreamplug Paytech Sol only)
MC- These days tricky, earlier Park+, now maybe Cheq, Unipay, nothing confirmed

Is there a way to check reward point history of debit cards in Indusind?

 

[Iam₹K$]

Is there a way to check reward point history of debit cards in Indusind?

No way, yet.

 

[sid16]

Hi, after all types of devaluations, can someone guide the best ways to pay credit card bills now? Tried reading in this thread but a lot of sideways discussions have happened and too many pages.

 

[sm9811911]

Hi, after all types of devaluations, can someone guide the best ways to pay credit card bills now? Tried reading in this thread but a lot of sideways discussions have happened and too many pages.

Thread 'Latest working methods to pay credit card bill from debit cards'
https://www.technofino.in/community...-pay-credit-card-bill-from-debit-cards.25788/

 

[Ganeshraja]

Indus DC Reward System surprises:

1. MC DC - Received full quota points for txns. done on SBI Unipay

2. Platinum DC - Received full quota points for txn. done on CRED (Dreamplug Paytech) on 24th

3. Now coming to Select Visa DC -
a) Didn’t receive points for CRED (Dreamplug Paytech) on 24th (done same time same amount as Platinum DC) !!
b) Did two txns. on Paytm (13k each) on 26th…but received points for only one 13k txn. !!!

The Legacy of IndusInd DCs continues…😛

You won’t get points for Visa card on cheq. Paytm karo

 

[kshitij_0]

You won’t get points for Visa card on cheq. Paytm karo

Cheq isn't working for IDFC DC as well. And probably not even Indus MC. It's been more than 15 days atleast I did the transaction on MC DC and didn't receive the cashback.

 

[Deathsnatcher]

Cheq isn't working for IDFC DC as well. And probably not even Indus MC. It's been more than 15 days atleast I did the transaction on MC DC and didn't receive the cashback.

Cheq not giving
confirmed

 

[AllThatStuff]

You won’t get points for Visa card on cheq. Paytm karo

Did I mention Cheq anywhere???

 

[pgarg24]

I redeemed 5k points to cashback for select DC.. only 1750 Rs got credited... i thought 1RP = 1 Rs right?

Edit: got it, its 1 RP = 0.35 Rs

 

[pgarg24]

Hi Guys, so pls check my calculation:

Payment: 112000 Rs,
If paid via Select DC: Max 1090 RP which converts to 382 Rs
If paid via Pioneer DC: 112000*0.5% == 560 Rs (Pioneer does not have any capping & I don't need to pay via 2 Select DC and track 2 things)

So for me paying with Pioneer makes sense right?
Also IDFC Wealth DC gives 1.67% (After 50k) so suppose I have to pay around 3-4 lac cc bill then wealth DC is better?

 

[Ganeshraja]

IDFC is blocking accounts again. My friends account is frozen.

 

[leonneel]

Cheq isn't working for IDFC DC as well. And probably not even Indus MC. It's been more than 15 days atleast I did the transaction on MC DC and didn't receive the cashback.

Same. Indus select MC txn done more than 10 days on cheq but rp not received yet.
Earlier months received on select MC on cheq in 2 days.
Party over?

 

[sm9811911]

Same. Indus select MC txn done more than 10 days on cheq but rp not received yet.
Earlier months received on select MC on cheq in 2 days.
Party over?

@leonneel . @kshitij_0 . What was the merchant name?
Think cheq has 2 mcc 1) financial institution: CHEQ ONE and 2) business : CHEQ DIGITAL.
Second one gives rewards.

 

[Sriim]

@leonneel . @kshitij_0 . What was the merchant name?
Think cheq has 2 mcc 1) financial institution: CHEQ ONE and 2) business : CHEQ DIGITAL.
Second one gives rewards.

Confirmed last month. No merchant in cheq currently gives RPs

 

[pgarg24]

Same. Indus select MC txn done more than 10 days on cheq but rp not received yet.
Earlier months received on select MC on cheq in 2 days.
Party over?

Same here, no rp

 

[xxScriptzxx]

Confirmed last month. No merchant in cheq currently gives RPs

I got for cheq digital on indus mc for transaction done on 1st may. I only use my indus mc on cheq, being getting points for a year now without any issue

 

[Deathsnatcher]

I got for cheq digital on indus mc for transaction done on 1st may. I only use my indus mc on cheq, being getting points for a year now without any issue

i did on cheq digital PR on 12 april still no points credited