I recently got the card and tried to use the amex variant on BMS. After entering the card details (15 digit card number without the prefixed '0') and clikcing on the pay and selecting either 'secure card' or 'opt out' choices, I immediately get a failed payment status without even going to the OTP page. The card was activated through internet banking (by setting the PIN) and the transactions are enabled as well. Does anyone know if the issue is with the card or BMS ? BMS asks me to contact ICICI bank, but I refuse to believe that this is an ICICI bank issue.