Axis reserve and M4B ER conversion ratio

[bs77]

I hold M4B my ER gets transferred in 5:4 ratio,
If I get Axis reserve also, will my Er get merged? and how the conversion ratio will work?

 

[narun2001]

From what I read, it looks like they'll go into a different pool and Reserve rewards will be 5:4 only for Burgundy Private customers.

BTW, could you please explain why you're looking for Reserve? The only advantage that I see is the 2x on international spends. However, with M4B, we do get almost 3x on anything spent above 1.5L

 

[bs77]

mainly for for 2x on international spends right from Rs 200 spend onward
3L spend on reserve gives 45K Er
3L spend on M4B gives 35K ER

 

[saketreddy]

Not worth it

 

[bing1309]

No your er won't merge infact it shows separate and your m4b shows separate

 

[svs_23]

For now, though they go into a separate ER bucket compared to M4B, they r being allowed to be converted at 5:4 if you have both Reserve and M4B. I doubt it willl last long though.

 

[svs_23]

mainly for for 2x on international spends right from Rs 200 spend onward
3L spend on reserve gives 45K Er
3L spend on M4B gives 35K ER

If you are getting the card newly, then it’s still ok since you still get 50k ERs.
But since they removed renewal benefit, most probably we will end up closing after the first year.
If you want to, goahead get the card soon so that you can book those 4 airport transfers too before April 20th.

 

[Wealth is my birth right!]

For now, though they go into a separate ER bucket compared to M4B, they r being allowed to be converted at 5:4 if you have both Reserve and M4B. I doubt it willl last long though.

But as of today my friend said that even though one hold M4B the original base rewards of 12ER for 200 only they’re able to transfer at 5:4 and post spend of 150000 the extra 23 ER for every eligible 200/ is going to a bucket of normal ERs where its allowed for 5:2 transfer only
Pls confirm if u have the real experience currently
TIA

 

[saketreddy]

But as of today my friend said that even though one hold M4B the original base rewards of 12ER for 200 only they’re able to transfer at 5:4 and post spend of 150000 the extra 23 ER for every eligible 200/ is going to a bucket of normal ERs where its allowed for 5:2 transfer only
Pls confirm if u have the real experience currently
TIA

Did ur friend transfer ER at 5:2 or 5:4?

 

[SSV]

@drsel , they are asking about your baby...
Come on here, help the blokes!!!!

 

[drsel]

But as of today my friend said that even though one hold M4B the original base rewards of 12ER for 200 only they’re able to transfer at 5:4 and post spend of 150000 the extra 23 ER for every eligible 200/ is going to a bucket of normal ERs where its allowed for 5:2 transfer only
Pls confirm if u have the real experience currently
TIA

I have never managed to cross 1.5 lacs excluding Traveledge Giftedge & Grabdeals

 

[Wealth is my birth right!]

Did ur friend transfer ER at 5:2 or 5:4?

It was a conversation over lunch and he just shared this info not sure what ratio he did transfer

 

[Rags]

It was a conversation over lunch and he just shared this info not sure what ratio he did transfer

I have Reserve and M4B...I transfer all points at 5:4

 

[Wealth is my birth right!]

I have Reserve and M4B...I transfer all points at 5:4

Thats good to hear
Thanks for confirming 👍

 

[svs_23]

I have Reserve and M4B...I transfer all points at 5:4

Yes

But as of today my friend said that even though one hold M4B the original base rewards of 12ER for 200 only they’re able to transfer at 5:4 and post spend of 150000 the extra 23 ER for every eligible 200/ is going to a bucket of normal ERs where its allowed for 5:2 transfer only
Pls confirm if u have the real experience currently
TIA

All points at 5:4
And the annual limits of transfer to a partner are also separate for M4B points and regular ERs

 

[saketreddy]

Yes

All points at 5:4
And the annual limits of transfer to a partner are also separate for M4B points and regular ERs

2 lakh each for both M4B and ER for group A?

 

[svs_23]

2 lakh each for both M4B and ER for group A?

Yes
But for ER to be redeemed under its own yearly limit, M4B points has to be 0.
Just figured out this couple of days back by accident and successfully redeemed my 1L+ ERs at 5:4 to Accor under a fresh 2L limit

 

[saketreddy]

Yes
But for ER to be redeemed under its own yearly limit, M4B points has to be 0.
Just figured out this couple of days back by accident and successfully redeemed my 1L+ ERs at 5:4 to Accor under a fresh 2L limit

So M4B limit gets utilised at the beginning?

 

[Wealth is my birth right!]

Yes

All points at 5:4
And the annual limits of transfer to a partner are also separate for M4B points and regular ERs

Thanks for the info
So as of now 2 buckets and 2 kind of group A and group B limits its good if used wisely 👍
BTW I assume the validity of both buckets to be 3 years

 

[Ganeshraja]

But as of today my friend said that even though one hold M4B the original base rewards of 12ER for 200 only they’re able to transfer at 5:4 and post spend of 150000 the extra 23 ER for every eligible 200/ is going to a bucket of normal ERs where its allowed for 5:2 transfer only
Pls confirm if u have the real experience currently
TIA

5:4 only. Do not worry.