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Effective 9th December 2017 the Eligibility for programme is given below:Whats the requirement/eligibility for HDFC Imperia?
NRV concept goes good with SCB and IndusInd i think where if u have mortgage loan in big ticket that also considered as potential weightage, even though its liability not asset.Is there an alternative? NRV?
Imperia and Preferred are almost same. Preferred is much easier to get. I would suggest having preferred. It becomes easier to get Imperia if you have 2-3 accounts linked as family accounts and all have decent balance.What are the benefits of Imperia? Is it really worth keeping such a big amount in SB or FD (lower interest than other banks)?
Infinia via Imperia will be easy since you will be having good balance/FD in your account and most of the Imperia RMS are a bit knowledge well.What are the benefits of Imperia? Is it really worth keeping such a big amount in SB or FD (lower interest than other banks)?
Ohh okay, any special benefits with Preferred? I have not really explored HDFC HNI Banking yet.I
Imperia and Preferred are almost same. Preferred is much easier to get. I would suggest having preferred. It becomes easier to get Imperia if you have 2-3 accounts linked as family accounts and all have decent balance.
That makes a lot of sense, spends are there to justify yet, but maybe down the line will consider this.Infinia via Imperia will be easy since you will be having good balance/FD in your account and most of the Imperia RMS are a bit knowledge well.
What is the TRV for Preferred?Preferred is much easier to get
2 Lakh MAB I thinkWhat is the TRV for Preferred?
Ohh okay, any special benefits with Preferred? I have not really explored HDFC HNI Banking yet.
That makes a lot of sense, spends are there to justify yet, but maybe down the line will consider this.
If u hold 2lac and above in any hdfc account for a quarter automatically ur banner will show u as preferred i/o standard better take that route and further u can spend that 2lac for a quarter and then fund it to maintain preferred status whereas if u go and upgrade account on ur own MLY strict balance to be maintained.What is the TRV for Preferred?
anyone has experienced this? they have not confirmed yet for me with imperia despite the best effort of RM.Infinia via Imperia will be easy since you will be having good balance/FD in your account and most of the Imperia RMS are a bit knowledge well.
I have three family members with imperia from 4 years believe me even to get DCB paid i had to reach to Bangalore Head 🙁 and even now am facing issues with Credit card for my momanyone has experienced this? they have not confirmed yet for me with imperia despite the best effort of RM.
precisely my experience. fairly recent for me but I don't think imperia is worth the 10L NRV. any views on which would be a good option for premium accounts? Citigold back in the day was great..last ditch effort from them to retain accounts with 22% cashback on DC spends.I have three family members with imperia from 4 years believe me even to get DCB paid i had to reach to Bangalore Head 🙁 and even now am facing issues with Credit card for my mom
I always feel that best way to get cards is by other cards limit rather than maintaining big NRV with these banks.precisely my experience. fairly recent for me but I don't think imperia is worth the 10L NRV. any views on which would be a good option for premium accounts? Citigold back in the day was great..last ditch effort from them to retain accounts with 22% cashback on DC spends.
But C2C is not always available. Right now Axis/ICIC are not offering cards C2C.I always feel that best way to get cards is by other cards limit rather than maintaining big NRV with these banks.
BTW i own premium banking with SCB (15lac NRV), ICICI Privilege, HDFC savings max and Indus exclusive out of all these i own magnus from Axis without account with them.