Whats the requirement/eligibility for HDFC Imperia?
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HDFC Imperia
- Thread starter alphamagnus
- Start date
nice. how would you rate the respective premium banking experience?
Was offered Magnus C2C, existing card limit must be above 4L
SCB only using for a show off lol (being MNC bank); Even for a premium client they charge 999+GST for their Manhattan credit card.
IndusInd i'm using only the signature debit card for 0 markup fee for overseas spend
Icici privilege, app shows orange/red and all mails will be shown as privilege customer (maintain it since i got it with zero balance and no charges for anything other than DC fee)
Winner is HDFC i got LTF Regalia and always taking the best out of it via smartbuy offers
Souvik
TF Premier
I sort of agree, that HDFC Imperia is not the best but sort of better than the competition in terms of premium banking. Banks nowadays do not incentivize premium savings accounts, but rather focus on insurance sales and other ways to make money.
With a rising REPO rate I hope banks would now have to look for more cash from savers. IDFC Select/Wealth account does give you 1 year Amazon Prime for free though, I got it.
Best gift at the moment and increasing int rate will always bring in more deposits to banks so mostly no more offerings for premium segments
navonline7
TF Premier
IDFC Select account gives 1 year amazon prime? How to avail it? I have a Select account.
Souvik
TF Premier
Sorry its IDFC First Wealth, my typo error, it gives you 1 year amazon prime+vhealth subscription.
Imperia Debit card gives you 8 (2 per quarter) domestic lounge access. A waiver on certain fees on transactions like IMPS.
Asked for Infinia Card but is stuck due to a late payment on one of their old card 3 years ago.
RM says Locker will be avialable soon but that soon never comes.
Asked for Infinia Card but is stuck due to a late payment on one of their old card 3 years ago.
RM says Locker will be avialable soon but that soon never comes.
Hope infinia also easyshop platinum which gives 750 per month to pay cc bills from their portal
Rushhh1010
TF Buzz
I would be removing a significant amount of money from my HDFC bank account for some investments soon. I have a hdfc imperia DC with my account, and given the loss of TRV I'm expecting to be downgraded to preferred. Will they charge me for the Imperia platinum debit card after the downgrade?
No, as long as you are part of any programme you won't be charged for DC
Nitheesh
TF Select
I opened my account as standard on 30th October and was upgraded to Imperia on 6th November. But till now, when I call dedicated customer care number, they are saying that my number is not registered for premium banking. I'm seeing Imperia in app and website also. They have allotted a RM who is also not responding to me. I have already taken free locker in nearby branch.
1. Till how many days, should I wait for complete activation, if there is anything like that? Or what should I do now?
2. While opening standard account, I received a standard kit. Now since the account is upgraded, will I receive Imperia kit automatically or I should request again? If yes, then through which medium? Customer care or RM?
Thanks and Regards
1. Till how many days, should I wait for complete activation, if there is anything like that? Or what should I do now?
2. While opening standard account, I received a standard kit. Now since the account is upgraded, will I receive Imperia kit automatically or I should request again? If yes, then through which medium? Customer care or RM?
Thanks and Regards
It takes around 10-15 days for your no to get reg under premium services
There's no diff in welcome kit, just a dc and cheque book with imperia branding, you can request that if you want via nb/mb.
Only platinum dc is available with imperia branding
viru5678
TF Select
I have Imperia for a while now all of my Imeria RMs (almost 6 changed so far) were totally dumb. None of them could get me Infinia despite of eligibility.
Imeria is only a gimmic and nothing else.
viru5678
TF Select
Just being Imperia customer they will never give you locker, They want you to buy Insurance policies and then you become eligible for Locker or even premium cards like Infinia.
Yes sad reality of HDFC
Imperia is just a name sake IDFC provide all the imepria benefit in 10K AMB
Nitheesh
TF Select
Not really. My account is in Bengaluru, and I just walked into my hometown branch asking for a locker as I'm an Imperia customer. They immediately processed and tried to transfer the account to that branch. I said I would consider it and was issued a locker within 30 minutes.
But they are cutting down on free lounge access, even for Imperia. "Effective 1st January 2024, you will get complimentary lounge benefit only if you spend Rs. 5000 or more in previous calendar quarter."
viru5678
TF Select
You are lucky. I got Imeria 4 years ago and moved to Ahmedabad and Pune and could not get locker anywhere. This year I got locker in Pune-HInjewadi only when I procured HDFC Life Policy. My BM says if I procure 1 more policy then he can get me Infinia. 🙂
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