• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

HDFC pre-approved card selection

Apply For Lifetime Free IDFC First Credit Card
Professor X

Professor X

TF Select
Received a pre-approved offer from hdfc.
3 cards to select.
Confused between diners club privilege and regalia.
Honestly i was hoping for millenia.

Please advise which one to go.
90% spends on online only.

To make ltf it says spend 1 lakh in 90 days. So is this still active. Heard conditional ltf has been stopped from hdfc side.

3E59EE74-827C-46B1-9E26-E3F0848372BC.jpeg
 
Last edited:
Apply For LTF AU LIT Credit Card
Sort by date Sort by votes
There is a pre-approved regalia offer with 3L limit for long time in my wife account. But i didnt take it as we already have regalia. Then from past one week, limit was increased to 5.7L and also got mail saying its LTF. Since its LTF, thought of applying, but in the application page, it said usual thing like every year 3L spend needed to make it LTF. So i left it as it is no use.

Today got a call from HDFC credit card dept(not from the branch/local agents) and asked the reason for the application cancellation, like any issues? In case any issues, i can process right away, she said! I told, since its not LTF, i dont want to proceed as we have LTF regalia already. She replied, no even this card also LTF and i can process this. i know if she process this, i wont be getting that initial online application offer of gift voucher, but since she gave confirmation of LTF, i did not want to risk by taking online application. Immediately asked her to send email in my registered id about the LTF offering from her official email id, which she did right away and then processed the application 🙂 Only clause is, need to spend for any amount with in 30 days otherwise card will be terminated automatically.
 
Upvote 0 Downvote
hariselio said:
There is a pre-approved regalia offer with 3L limit for long time in my wife account. But i didnt take it as we already have regalia. Then from past one week, limit was increased to 5.7L and also got mail saying its LTF. Since its LTF, thought of applying, but in the application page, it said usual thing like every year 3L spend needed to make it LTF. So i left it as it is no use.

Today got a call from HDFC credit card dept(not from the branch/local agents) and asked the reason for the application cancellation, like any issues? In case any issues, i can process right away, she said! I told, since its not LTF, i dont want to proceed as we have LTF regalia already. She replied, no even this card also LTF and i can process this. i know if she process this, i wont be getting that initial online application offer of gift voucher, but since she gave confirmation of LTF, i did not want to risk by taking online application. Immediately asked her to send email in my registered id about the LTF offering from her official email id, which she did right away and then processed the application 🙂 Only clause is, need to spend for any amount with in 30 days otherwise card will be terminated automatically.
Click to expand...
great deal for a 12 DOM and 6 Intl lounge access👍
 
Upvote 0 Downvote
Lakshya Mahani said:
Hope i also get a similar response too, anyways i will be doing 50k spend in the 1st 90 days so that i don't miss on welcome benefits.
By hook or by crook, i will make this card LTF no matter what( if it's conditional LTF)
Click to expand...
from Sep8th these spend based LTF conditions are gone.Now C2C based sourcing is LTF & shopersstop card is LTF
 
Upvote 0 Downvote
Batmanbaba said:
I also wanted millenia... Applied once.. They rejected.. Just now applied for tata neu card.. It has been approved provisionally..... Limit also shown... Lets see what they do of it .... Was not getting any pre approved offer.. And with neu card u can have 2 hdfc cards so maybe they might give pre approved card in future
Click to expand...
Hdfc is most generous in providing a customer with credit card.Please elaborate your Income or existing card limit with CIBIL so that we can help you out.
 
Upvote 0 Downvote
hariselio said:
There is a pre-approved regalia offer with 3L limit for long time in my wife account. But i didnt take it as we already have regalia. Then from past one week, limit was increased to 5.7L and also got mail saying its LTF. Since its LTF, thought of applying, but in the application page, it said usual thing like every year 3L spend needed to make it LTF. So i left it as it is no use.

Today got a call from HDFC credit card dept(not from the branch/local agents) and asked the reason for the application cancellation, like any issues? In case any issues, i can process right away, she said! I told, since its not LTF, i dont want to proceed as we have LTF regalia already. She replied, no even this card also LTF and i can process this. i know if she process this, i wont be getting that initial online application offer of gift voucher, but since she gave confirmation of LTF, i did not want to risk by taking online application. Immediately asked her to send email in my registered id about the LTF offering from her official email id, which she did right away and then processed the application 🙂 Only clause is, need to spend for any amount with in 30 days otherwise card will be terminated automatically.
Click to expand...
Received the card today!
 
Upvote 0 Downvote
In the portal, I have a pre-approved LTF CC offer. But when I looked carefully it's clearly mentioned that it is based on meeting spend criteria. An agent from HDFC just called me and said that it is LTF without any criteria, so I asked him to mail the same to me. Should I go ahead with applying through the agent? And if I'm charged the joining fees, can the mail from the agent be used in my favour?
 
Upvote 0 Downvote
BLK said:
In the portal, I have a pre-approved LTF CC offer. But when I looked carefully it's clearly mentioned that it is based on meeting spend criteria. An agent from HDFC just called me and said that it is LTF without any criteria, so I asked him to mail the same to me. Should I go ahead with applying through the agent? And if I'm charged the joining fees, can the mail from the agent be used in my favour?
Click to expand...
Mail should come from official HDFC domain not from some public email like Gmail or Yahoo.
 
Upvote 0 Downvote
You must log in or register to reply here.

Similar threads

friends2b11
  • Question Question
HDFC Pre-Approved Credit Card Offer Discrepancy - Add-on Card Impact?
Replies
6
Views
229
aniketkr.sharma
aniketkr.sharma
parody69
  • Question Question
HDFC PRE APPROVED OFFER
Replies
10
Views
396
parody69
parody69
Pankajkr09
  • Question Question
Wiki Hdfc pre approved offer
Replies
6
Views
446
bing1309
bing1309
D
  • Locked
  • Question Question
HDFC pre approved ltf cards link
Replies
7
Views
506
TechnoFinoTechnoFino is verified member.
TechnoFino
aniplox
  • Question Question
HDFC Pre-Approved LTF
Replies
4
Views
395
aniplox
aniplox
Back
Top