Want a credit card for Amazon Pay Gift card

[Sahil_07]

I am thinking of applying one of Hdfc Milenia/Sbi Cashback/Hdfc Swiggy.
My question is Is Hdfc swiggy eligible for cashback at the time buying Amazon Pay Gift cards from Amazon?
If not then which card will be best for this purpose? Hdfc Milenia or SBI cashback?
& What is the monthly limit ?
I know there are multiple threads but still wanted to be 100% sure as I will close my Axis Ace after getting one of these cards.
(Will pay electricity bill from Amazon Pay)

 

[drsel]

HDFC swiggy will give you 5% cashback on buying Amazon pay vouchers from Amazon

 

[rsd95]

Amex cards, buy Amazon GC from gyftr without any charges.

 

[Sahil_07]

HDFC swiggy will give you 5% cashback on buying Amazon pay vouchers from Amazon

Are you sure?
If yes then I think Hdfc swiggy will be the best option for me

 

[Pissant]

Are you sure?
If yes then I think Hdfc swiggy will be the best option for me

Axis Atlas is better.

 

[drsel]

Are you sure?
If yes then I think Hdfc swiggy will be the best option for me

Magnus burgundy will give you 9.60% and Infinia will give you 13.71% return on buying Amazon pay vouchers

 

[Sahil_07]

Axis Atlas is better.

Want a cashback card,still a student,
So not much travelling. Atlas is not worth it right now

 

[SSV]

Axis Atlas is better.

You forgot M4B

 

[Sahil_07]

Magnus burgundy will give you 9.60% and Infinia will give you 13.71% return on buying Amazon pay vouchers

I am not eligible for those🙏

 

[Pissant]

I am not eligible for those🙏

technically all you need to do to be eligible is make a 30lakh fd

 

[SSV]

I am thinking of applying one of Hdfc Milenia/Sbi Cashback/Hdfc Swiggy.
My question is Is Hdfc swiggy eligible for cashback at the time buying Amazon Pay Gift cards from Amazon?
If not then which card will be best for this purpose? Hdfc Milenia or SBI cashback?
& What is the monthly limit ?
I know there are multiple threads but still wanted to be 100% sure as I will close my Axis Ace after getting one of these cards.
(Will pay electricity bill from Amazon Pay)

First get your SBI CB card immediately if you can…and thank me later !!

Always , I repeat ALWAYS ..One should get their SBI card in the very early stages of their CC portfolio buildup..
Otherwise it is very hard to get any SBI card if you keep it at the very end stages because of Over leverage issue…that SBI follows religiously!!

 

[Sahil_07]

technically all you need to do to be eligible is make a 30lakh fd

Demanding 30 lakhs from father for a credit card is too much,as I mentioned I am a student. Want a credit card based on my cibil or card to card🙏

 

[Sahil_07]

First get your SBI CB card immediately if you can…and thank me later !!

Always , I repeat ALWAYS ..One should get their SBI card in the very early stages of their CC portfolio buildup..
Otherwise it is very hard to get any SBI card if you keep it at the very end stages because of Over leverage issue…that SBI follows religiously!!

I have a total of 5 credit cards,none of them is from Sbi.Cibil 765.
Hope it will be approved

 

[SSV]

I have a total of 5 credit cards,none of them is from Sbi.Cibil 765.
Hope it will be approved

It all depends on the ratio between your total income to total unsecured credit..
All the best..

 

[DaDarkkNight]

I have a total of 5 credit cards,none of them is from Sbi.Cibil 765.
Hope it will be approved

AU lit and Amex smart earn are good options for you too. DM me if you want to discuss this further

 

[praveensudhakaran]

First get your SBI CB card immediately if you can…and thank me later !!

Always , I repeat ALWAYS ..One should get their SBI card in the very early stages of their CC portfolio buildup..
Otherwise it is very hard to get any SBI card if you keep it at the very end stages because of Over leverage issue…that SBI follows religiously!!

Agreed! I am struggling to get one

 

[praveensudhakaran]

@SSV Since I made the mistake of not keeping the SBI card, what is the possible way to get one now?

 

[Sanskar]

First get your SBI CB card immediately if you can…and thank me later !!

Always , I repeat ALWAYS ..One should get their SBI card in the very early stages of their CC portfolio buildup..
Otherwise it is very hard to get any SBI card if you keep it at the very end stages because of Over leverage issue…that SBI follows religiously!!

What is your portfoli? If you don’t mind to share

 

[SSV]

@SSV Since I made the mistake of not keeping the SBI card, what is the possible way to get one now?

Only way out is:
Either
1) reduce total unsecured loan by closing not necessary cards or loans
Or
2) Increase your income
Or both the above

 

[SSV]

What is your portfoli? If you don’t mind to share

I would, later .. in a few weeks. Remind me later. Want to do a full detailed post about it