HDFC Credit Limit Enhancement

[Sahil_07]

Hi I was looking for credit limit enhancement for my hdfc credit card.My initial limit was 30k.
But today I got a offer and I could not believe seeing the wonderful offer!
I got a limit enhancement of only 4000.😭😭😭😭
Should I accept it? Or should I left it as it is,will I get a better offer?
Please give suggestions

 

[SSV]

Hi I was looking for credit limit enhancement for my hdfc credit card.My initial limit was 30k.
But today I got a offer and I could not believe seeing the wonderful offer!
I got a limit enhancement of only 4000.😭😭😭😭
Should I accept it? Or should I left it as it is,will I get a better offer?
payPlease give suggestions

Leave it . Don't take this LE offer
You will get a better offer next time around in about 6 to 9 months !!

Meanwhile do as many as possible in the following list to get a better LE and upgrade offer:

1) Use PayZapp
2) Pay Bills thru HDFC Bill Pay.. add one or two auto billpays
3) Open a Recurring deposit of a small value
4) pay some of your CC bills using HDFC Plat DC thru HDFC Billpay
5) take a no cost emi in hdfd dc for any electronics item or any other item

 

[HyperxNeo]

Hi I was looking for credit limit enhancement for my hdfc credit card.My initial limit was 30k.
But today I got a offer and I could not believe seeing the wonderful offer!
I got a limit enhancement of only 4000.😭😭😭😭
Should I accept it? Or should I left it as it is,will I get a better offer?
Please give suggestions

After how many decades HDFC gave this generous offer??? Please decline with grand salute & sent them mail and say this is the best offer a man can get 🤣

 

[Sahil_07]

Leave it . Don't take this LE offer
You will get a better offer next time around in about 6 to 9 months !!

Meanwhile do as many as possible in the following list to get a better LE and upgrade offer:

1) Use PayZapp
2) Pay Bills thru HDFC Bill Pay.. add one or two auto billpays
3) Open a Recurring deposit of a small value
4) pay some of your CC bills using HDFC Plat DC thru HDFC Billpay
5) take a no cost emi in hdfd dc for any electronics item or any other item

Okay apart from the last one,rest 4 is easily doable.Also I maintain around 50k in savings acc, hope that will help

 

[Sahil_07]

After how many decades HDFC gave this generous offer??? Please decline with grand salute & sent them mail and say this is the best offer a man can get 🤣

After 8-9 months
Initially I thought they are giving 4x enhancement 😭

 

[SSV]

Okay apart from the last one,rest 4 is easily doable.Also I maintain around 50k in savings acc, hope that will help

You may consider marking my previous post as a solution If you think it provided answers to your query

 

[SunnyM]

All the points made by @SSV are accurate , I would add a small thing. Having a good nrv with the bank also helps a 'LOT'.

 

[saurabhakagoku]

Hi I was looking for credit limit enhancement for my hdfc credit card.My initial limit was 30k.
But today I got a offer and I could not believe seeing the wonderful offer!
I got a limit enhancement of only 4000.😭😭😭😭
Should I accept it? Or should I left it as it is,will I get a better offer?
Please give suggestions

The funny part is recently i got neu + cc with credit limit of 5000 😂😂😂 also i hold core moneyback + with limit of 90k but still i got this huge offer 😜

 

[creditCardNoobie]

Meanwhile i got limit of 5.5 lakh from 1.5 lakh just few days back

 

[knr2605]

The funny part is recently i got neu + cc with credit limit of 5000 😂😂😂 also i hold core moneyback + with limit of 90k but still i got this huge offer 😜

I think Tata neu will share limit with your existing card. Initial limit will be 5000.
You can check. You will receive an email after couple of days mentioning the same

 

[Trust Me]

... I would add a small thing. Having a good nrv with the bank also helps a 'LOT'.

Oh, does it really?!

Somehow it doesn't seem to apply to me!
.

 

[HyperxNeo]

Oh, does it really?!

Somehow it doesn't seem to apply to me!
.

For me also.

 

[chadsterpiece]

I got millennia approved with 70k limit while I got about 7 CCs with 2 of them being 5L+. Would mailing them help for LE?

 

[Sahil_07]

I got millennia approved with 70k limit while I got about 7 CCs with 2 of them being 5L+. Would mailing them help for LE?

no,you need to show salary slip/itr for manual extension

 

[cardio_guycardio_guy is verified member.]

Today, I received a credit limit increase on my HDFC Swiggy credit card. I originally got the card about 6-7 months ago with a credit limit of ₹1.24 lakh. This is the only HDFC product I use.
Today, my credit limit was increased from ₹1.24 lakh to ₹1.52 lakh (an increase of ₹28,000). I didn’t need to submit any documents or proof. I simply received an SMS from HDFC Bank, followed the link provided in the message, entered my mobile number, and accepted the increased limit.
I checked MyCards, and the new limit is reflecting there as well.

 

[HiteshSomani]

Even I received LE From 3.7L to 5L on regalia gold + Neu Infinity, I also has submitted income proof docs last week, not sure it’s because of sale or docs update

 

[Das.N]

Today, I have received a limit enhancement of only 14K .
From 1.36L to 1.5L.
Yeh kaise Kanjoosi hai bhagwan 😭

 

[cardio_guycardio_guy is verified member.]

So it looks like it is for the big billion days and great Indian shopping festival

 

[sshaik333]

Today i have received my first LE from 60k to 69k after 18 months

 

[Abdullāh Khān]

Not sure but I was in an email loop with them since last one month, and woke up to this beautiful message 😎 (47% increase!)