Hdfc credit limit enhancement

[Sahil_07]

Hi I was looking for credit limit enhancement for my hdfc credit card.My initial limit was 30k.
But today I got a offer and I could not believe seeing the wonderful offer!
I got a limit enhancement of only 4000.😭😭😭😭
Should I accept it? Or should I left it as it is,will I get a better offer?
Please give suggestions

 

[Abdullāh Khān]

Not sure but I was in an email loop with them since last one month, and woke up to this beautiful message 😎

First asked them on escalation cc which ofc all know never works. (I had sent them a pdf of my my ITR though).
Then escalated it to grievance redressal, and they had asked me to submit the self attested docs to them on email day before yesterday (I haven't had yet lol).

I am not sure if this was because I had attached my escalation cc case # and they sawy grunts and rants plus the document ofc, or the festive season but I am HAPPY lol.

So like someone here said once, patience is the most important thing with this bank 😂 (Last year I had converted my Business Money-back to Milennia because of this virtue only)

 

[Sahil_07]

Not sure but I was in an email loop with them since last one month, and woke up to this beautiful message 😎

By salary statements?
Does it take so much time?

 

[Abdullāh Khān]

By salary statements?
Does it take so much time?

Self employed, so ITR.
Yeah, last time too it took me a month for my card conversion, escalation cc is useless, and they easily take like a week for themselves. And it got delayed due to many bank holidays as well in the middle, and surprisingly grievance redressal team delayed me twice too just to come and ask for the same thing again, submit your docs.

 

[MJN]

Leave it . Don't take this LE offer
You will get a better offer next time around in about 6 to 9 months !!

Meanwhile do as many as possible in the following list to get a better LE and upgrade offer:

1) Use PayZapp
2) Pay Bills thru HDFC Bill Pay.. add one or two auto billpays
3) Open a Recurring deposit of a small value
4) pay some of your CC bills using HDFC Plat DC thru HDFC Billpay
5) take a no cost emi in hdfd dc for any electronics item or any other item

Got limit enhanced to 5.47 from 4.98..

Regalia rupay

 

[Sahil_07]

Got limit enhanced to 5.47 from 4.98..

Regalia rupay

First time? Or have you got before?

 

[Abdullāh Khān]

Got limit enhanced to 5.47 from 4.98..

Regalia rupay

Today? I got a CL increase too 😄

 

[MJN]

Today? I got a CL increase too 😄

Yes. Today .

 

[MJN]

First time? Or have you got before?

After 2 long years

 

[Abdullāh Khān]

Yes. Today .

I got today as well, surprising not sure why, but 47% increase 😂

 

[MJN]

Got limit enhanced to 5.47 from 4.98..

Regalia rupay

Note :

I used this card for only 1k in the last 15 months; I used only tata neu infinity (shared same limit) extensively.. Regalia rupay was already LTF.. Got converted my infinity also into LTF some months back..

(Note - My rupay limit only got increased to 5.47 - Infinity still shows only 4.98)

 

[purushotham]

Just 17% increase

I wanted 1.6 L increase so that my another card TataNeu is converted to Infinity variant.

Shall I mail and ask them