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IndusInd Bank Secured Credit Card

yughrane

TF Buzz
Has anyone gotten a secured FD credit card from IndusInd Bank, i know the procedure, but before opening an account i wanted to know the minimum FD amount required and which variants of cards is available? Please help me out
 
Has anyone gotten a secured FD credit card from IndusInd Bank, i know the procedure, but before opening an account i wanted to know the minimum FD amount required and which variants of cards is available? Please help me out
Credit cards secured by FD is not a great option.. Do it only as your last resort for getting a credit card. Most banks usually provide only the basic credit cards as secure FD CC - if your credit score is low / have no income (like a student). The minimum FD amount can be negotiated with banks. Usually 1X of the credit limit. But you can always bargain.. My advice, I will suggest you to opt for some LTF cards like legend or some Rupay CC that are not secured by FD.
 
Has anyone gotten a secured FD credit card from IndusInd Bank, i know the procedure, but before opening an account i wanted to know the minimum FD amount required and which variants of cards is available? Please help me out
Minimum fd 89k Max 4.25lac
Limit you get is 80k(90%)
Card you can get on fd is (LEGEND/RUPAY PLATINUM/EASYDINER and many more to take any FD BASED INDUSIND CARD
DM ME
 
From what I found out,
You can get any and every indusind card against a fixed deposit (the FD amount depends on the branch)
However, even with a fixed deposit, you still have to pay the joining and annual fees, no discount on that.
But the high joining fees and annual fees are not justified for the better cards.
Best to go for lifetime free Tiger
link is available in the spend wisely video on YouTube
 
Last edited:
From what I found out,
You can get any and every indusind card against a fixed deposit (the FD amount depends on the branch)
However, even with a fixed deposit, you still have to pay the joining and annual fees, no discount on that.
But the high joining fees and annual fees are not justified for the better cards.
Best to go for lifetime free Tiger
link is available in the spend wisely video on YouTube
Can you split the limit for secured cards and can you choose the split ratio? And any idea on conversion to unsecured card?
 
From what I found out,
You can get any and every indusind card against a fixed deposit (the FD amount depends on the branch)
However, even with a fixed deposit, you still have to pay the joining and annual fees, no discount on that.
But the high joining fees and annual fees are not justified for the better cards.
Best to go for lifetime free Tiger
link is available in the spend wisely video on YouTube
Is it possible to get Secured Tiger card on fd basis? Asking as it is co-branded with bajaj finance
 
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