SBI Cashback card instant discount

[KGSIPO]

Flipkart is showing instant discount of 3000 for SBI Credit cards for air conditioner.If I use the SBI cashback card, will I get the 5% cash back apart from instant discount.

 

[VikasBhindwar]

No, Cashback won't work for Instant discount. Instead of instead discount, you will get 5% discount which is card feature.

 

[Md Kaif]

Generally instant discounts doesn't apply on Cashback Card but u can try. In the month of april, this year I had purchased an air-conditioner on Flopkart through my cashback card. Got 4k instant discount as well as cashback.
Try your luck

 

[Rahul Gupta]

Flipkart is showing instant discount of 3000 for SBI Credit cards for air conditioner.If I use the SBI cashback card, will I get the 5% cash back apart from instant discount.

Flipkart sometimes shows instant discount even for cashback cards. So if you are getting instant discount then take it as you will get 5% cashback as well.

 

[Abhishek012]

Abhi discount de dega phir 3-4 months baad SBI wapas le lega, phir bolte rahoge ki SBI Cashback card bekar hai.

SBI Cashback card instant discount k liye nahi hai toh better hai avoid karo.

 

[6ix9ine]

Flipkart is showing instant discount of 3000 for SBI Credit cards for air conditioner.If I use the SBI cashback card, will I get the 5% cash back apart from instant discount.

You will not get instant discount with cashback card, but there is a big fish than cashback alone.

Most of the time they do deduct according to their TnC, which state that "reward points will be forfeited for all transactions done during the offer period". In case you don't have points, don't worry SBI got you. They will deduct equivalent cash and put you in negative.

Yes, they can even deduct them after one year

Also there have been cases where they accidently deducted more cash/points. So, it's better if you write it down somewhere.

Ps: RBI turns a blind eye when it comes to SBI, so good luck if you have any future plans.

 

[theflash]

They will deduct equivalent cash and put you in negative.

Redemption Conversion Rate 1RP = ₹0.25
Deduction Conversion Rate 1RP = ₹1

I've heard this is this true?

 

[6ix9ine]

Redemption Conversion Rate 1RP = ₹0.25
Deduction Conversion Rate 1RP = ₹1

I've heard this is this true?

Yes, according to them 1 point = 1 value xD, but there is no full proof of that and like I said, many people have complained it to RBI and nothing happened.

 

[Trust Me]

Yes, they can even deduct them after one year

Hehe ..... I was just thinking of a nightmare scenario where HDFC decide to take back all the DC cashbacks ever paid for CC bill payments, since according to the T&C those were not supposed to be paid in the first place! 🙂
.

 

[telescope]

Generally instant discounts doesn't apply on Cashback Card but u can try. In the month of april, this year I had purchased an air-conditioner on Flopkart through my cashback card. Got 4k instant discount as well as cashback.
Try your luck

SBI has a bad habit of reversing reward points and denying cashback if instant discount is taken.

 

[Abhishek012]

Hehe ..... I was just thinking of a nightmare scenario where HDFC decide to take back all the DC cashbacks ever paid for CC bill payments, since according to the T&C those were not supposed to be paid in the first place! 🙂
.

HDFC bank k pas bahut paisa hai bhai. Tension maat lo wapas nahi lega.

 

[telescope]

Hehe ..... I was just thinking of a nightmare scenario where HDFC decide to take back all the DC cashbacks ever paid for CC bill payments, since according to the T&C those were not supposed to be paid in the first place! 🙂
.

Kyu darate ho bhai?

 

[Rahul Gupta]

Abhi discount de dega phir 3-4 months baad SBI wapas le lega, phir bolte rahoge ki SBI Cashback card bekar hai.

SBI Cashback card instant discount k liye nahi hai toh better hai avoid karo.

Mera toh aaj tak wapas nhi liya cashback cc se cashback par simplyclick ke rp reverse jarur hue h.

 

[Trust Me]

HDFC bank k pas bahut paisa hai bhai. Tension maat lo wapas nahi lega.

What tension? I was just joking. Which would not be possible in case of SBI.
🙂

.... But extending your logic, the Ambanis must have fallen on a bad time indeed, .... so they have to keep on increasing Jio tariffs periodically!🙂
.

 

[telescope]

HDFC bank k pas bahut paisa hai bhai. Tension maat lo wapas nahi lega.

It seems like you have more money than hdfc, heck any bank in the world. That's why it itches you so much. I want to gift you itch guard, ring guard and burnol

 

[Trust Me]

Kyu darate ho bhai?

Kyu darte ho bhai ?! 🙂
.

 

[iM23]

Abhi discount de dega phir 3-4 months baad SBI wapas le lega, phir bolte rahoge ki SBI Cashback card bekar hai.

SBI Cashback card instant discount k liye nahi hai toh better hai avoid karo.

You will not get instant discount with cashback card, but there is a big fish than cashback alone.

Most of the time they do deduct according to their TnC, which state that "reward points will be forfeited for all transactions done during the offer period". In case you don't have points, don't worry SBI got you. They will deduct equivalent cash and put you in negative.

Yes, they can even deduct them after one year

Also there have been cases where they accidently deducted more cash/points. So, it's better if you write it down somewhere.

Ps: RBI turns a blind eye when it comes to SBI, so good luck if you have any future plans.

I am aware of this. But my question is if on a product Flipkart (or any merchant) is offering same instant discount for all banks's credit and debit card including SBI Cashback, will SBI card then also take back the cashback after a few months?

 

[6ix9ine]

I am aware of this. But my question is if on a product Flipkart (or any merchant) is offering same instant discount for all banks's credit and debit card including SBI Cashback, will SBI card then also take back the cashback after a few months?

Depends on SBI mood

 

[jainabhishek14]

I am fedding up with the RP forefeit in sbi card. What is the benefit of giving up the discount at first place… saara paise tum merchants ko hi dedo deals ke liye. Baad me customer pe wapas wasool lo…

 

[theflash]

I am fedding up with the RP forefeit in sbi card. What is the benefit of giving up the discount at first place… saara paise tum merchants ko hi dedo deals ke liye. Baad me customer pe wapas wasool lo…

Never use RP in SBI