Thinking of getting an IDFC Credit Card through C2C, which card to use?

[crazyuploader]

Hi,

So, I am thinking of getting one IDFC Bank Credit Card, held their WoW Credit Card sometime back, and thinking to get a proper unsecured CC this time (at least Visa Signature).. Anyways, I have following Cards, so what should I use for C2C application? I want to go with ICICI Cards as they have the highest limit, but just wanted to confirm as I hard they don't pay any attention to ICICI cards.

Card Name	Limit
SBI SimplySAVE RuPay	60,000 INR
Axis Bank ACE, MyZone, Airtel	30,000 INR
SBI Cashback	60,000 INR
Amazon Pay ICICI Bank	4,20,000 INR
Kotak Bank League RuPay	50,000 INR
ICICI Bank Platinum & Coral RuPay	4,20,000 INR
HDFC Bank Millennia	1,00,000 INR

 

[Anindya98]

Use a Minimum 6-7 months old card. ICICI will be the best choice as you have the highest limit in ICICI.

Hi,

So, I am thinking of getting one IDFC Bank Credit Card, held their WoW Credit Card sometime back, and thinking to get a proper unsecured CC this time (at least Visa Signature).. Anyways, I have following Cards, so what should I use for C2C application? I want to go with ICICI Cards as they have the highest limit, but just wanted to confirm as I hard they don't pay any attention to ICICI cards.

Card Name	Limit
SBI SimplySAVE RuPay	60,000 INR
Axis Bank ACE, MyZone, Airtel	30,000 INR
SBI Cashback	60,000 INR
Amazon Pay ICICI Bank	4,20,000 INR
Kotak Bank League RuPay	50,000 INR
ICICI Bank Platinum & Coral RuPay	4,20,000 INR
HDFC Bank Millennia	1,00,000 INR

 

[crazyuploader]

Use a Minimum 6-7 months old card. ICICI will be the best choice as you have the highest limit in ICICI.

Trying my luck then! Let's see what they offer me, and as for the card, I think it's almost 1 year old.

 

[Anindya98]

Trying my luck then! Let's see what they offer me, and as for the card, I think it's almost 1 year old.

Easily you will get Select if your Profile is good.
Share the update.

 

[Kumar93196]

Mention hdfc cc with 4.7 lac limit you may land on wealth card with same limit

 

[chadsterpiece]

I have got similar CCs with combined CL of about 15 L and these are the only two CCs being offered to me. And it wouldn't even hit Cibil check for some reason. Straight up suggests these two upon inserting the top

 

[Anindya98]

Mention hdfc cc with 4.7 lac limit you may land on wealth card with same limit

His HDFC is 1L limit. To get Wealth there will be verification for a Wealth Card. And based on other card limits chances of Wealth is less as compared to Select.

 

[Anindya98]

I have got similar CCs with combined CL of about 15 L and these are the only two CCs being offered to me. And it wouldn't even hit Cibil check for some reason. Straight up suggests these two upon inserting the top


View attachment 69019

Do you already have an IDFC Core card?

 

[chadsterpiece]

Do you already have an IDFC Core card?

I had IDFC First millennia when I was new to the world of CCs and closed it later after getting hold of better cards. I tried getting it upgraded but they wouldn't budge :/

 

[Anindya98]

I had IDFC First millennia when I was new to the world of CCs and closed it later after getting hold of better cards. I tried getting it upgraded but they wouldn't budge :/

That's why you are not getting the core card option after the new update I guess.
You can take Power+ between these 2 cards.

 

[crazyuploader]

Easily you will get Select if your Profile is good.
Share the update.

Yes, my CIBIL is good, around 780, haven't missed a single payment so far, just my salary isn't that good right now, so I wonder how much should I enter? If it doesn't matter and won't be verified.

 

[Nishan11]

How early one can apply for manual LE for IDFC cards ? After 3 statement generation or 6 statement?

Need LE for spouse vistara card.

 

[Anindya98]

How early one can apply for manual LE for IDFC cards ? After 3 statement generation or 6 statement?

Need LE for spouse vistara card.

After 3 Statements generation. Send the documents along with the request.

 

[Anindya98]

Yes, my CIBIL is good, around 780, haven't missed a single payment so far, just my salary isn't that good right now, so I wonder how much should I enter? If it doesn't matter and won't be verified. View attachment 69023

Enter your Actual Salary.
See basically if you get Classic/Millenia/Select/Wealth doesn't matter after the devaluation all have the same reward rates. The only difference is the Lounge/Spa Access and Paytm Movie Ticket offer.
Based on your profile most likely you will either get Millenia/Select. Gradually you can get an upgrade as you use the card. So, don't worry about the card variant if you get a good limit take it.

 

[MS R]

Hi,

So, I am thinking of getting one IDFC Bank Credit Card, held their WoW Credit Card sometime back, and thinking to get a proper unsecured CC this time (at least Visa Signature).. Anyways, I have following Cards, so what should I use for C2C application? I want to go with ICICI Cards as they have the highest limit, but just wanted to confirm as I hard they don't pay any attention to ICICI cards.

Card Name	Limit
SBI SimplySAVE RuPay	60,000 INR
Axis Bank ACE, MyZone, Airtel	30,000 INR
SBI Cashback	60,000 INR
Amazon Pay ICICI Bank	4,20,000 INR
Kotak Bank League RuPay	50,000 INR
ICICI Bank Platinum & Coral RuPay	4,20,000 INR
HDFC Bank Millennia	1,00,000 INR

use icici
while applying mention card varaint as sapphiro / emarald .. u might get wealth cc

 

[Nishan11]

After 3 Statements generation. Send the documents along with the request.

Thank you. One more query, As a salaried person, 3 months salary slips and 6 months salary account statement will suffice ?

 

[Anindya98]

Thank you. One more query, As a salaried person, 3 months salary slips and 6 months salary account statement will suffice ?

Last 3 months' Salary Slip.
I suggest you also send the last 6 months' salary account bank statement with it. So, they can verify at once and not bother you anymore by asking for more documents.
Bank statement is not mandatory but sometimes they ask better to provide beforehand for generous LE.

 

[Nishan11]

Last 3 months' Salary Slip.
I suggest you also send the last 6 months' salary account bank statement with it. So, they can verify at once and not bother you anymore by asking for more documents.
Bank statement is not mandatory but sometimes they ask better to provide beforehand for generous LE.

Thank you. I will do that.

 

[crazyuploader]

Enter your Actual Salary.
See basically if you get Classic/Millenia/Select/Wealth doesn't matter after the devaluation all have the same reward rates. The only difference is the Lounge/Spa Access and Paytm Movie Ticket offer.
Based on your profile most likely you will either get Millenia/Select. Gradually you can get an upgrade as you use the card. So, don't worry about the card variant if you get a good limit take it.

That's about right, let's see what I get. As long as the limit is good, the variant shouldn't hurt.

 

[Anindya98]

That's about right, let's see what I get. As long as the limit is good, the variant shouldn't hurt.

Apply and see what offers you are getting share the SS we can suggest which one to opt for.