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Is that your ITR based income or something calculated using all the perks/benefits in a pvt job?In actual, my total limit across cards is less than my gross income.
Not for me, but I'll take your word for itAMEX is very lenient in giving credit limits.
Oh wow wow wow,Is this it? Because I wish it was that high.
In actual, my total limit across cards is less than my gross income. The only steep one is ICICI which I might bring down since banks don't consider ICICI for C2C
View attachment 69144
As I mentioned sometime before, that is because their ( SBI cards, not SBI bank) only business is credit card.. so underwriting team is at work and very strict, which is very understandableSBI is most conservative when it comes to limits
Yup, SBI cards is kind of public private partnership between SBI and GE capital/Chylyl group or somethingAs I mentioned sometime before, that is because their ( SBI cards, not SBI bank) only business is credit card.. so underwriting team is at work and very strict, which is very understandable
Yes, that is the one..
When are you buying your private yatch ?
Only after SBI sends me a limit increase so that I can buy the yacht on EMI and then Centurion on C2C.Oh wow wow wow,
Amex should be sending you Centurion invite anytime soon
Are you talking about the income in screenshot? Then its nowhere near that figure, even not 1/10th of it.Is that your ITR based income or something calculated using all the perks/benefits in a pvt job?
But I still need Regalia Gold so that I can access airport lounge when I take the jet off 😂Private jet might be more up his alley
But in all seriousness banks have an upper limit of how much unsecured credit limit they can offer, which is anywhere between 20L to 50L, peanuts at your income level,Is this it? Because I wish it was that high.
In actual, my total limit across cards is less than my gross income. The only steep one is ICICI which I might bring down since banks don't consider ICICI for C2C
View attachment 69144
Don't worry about it, it will get overwritten by the next successful application ..Only after SBI sends me a limit increase so that I can buy the yacht on EMI and then Centurion on C2C.
BTW any way to get this corrected. This might be getting flagged as an outlier by bank algorithms
Why would you want to get it corrected,Only after SBI sends me a limit increase so that I can buy the yacht on EMI and then Centurion on C2C.
BTW any way to get this corrected. This might be getting flagged as an outlier by bank algorithms
May I know the bank which reported this?Is this it? Because I wish it was that high.
In actual, my total limit across cards is less than my gross income. The only steep one is ICICI which I might bring down since banks don't consider ICICI for C2C
View attachment 69144
No idea bro, but might be Indusind/Axis since I applied Pinnacle and Airtel Axis in JulyMay I know the bank which reported this?
Bhai itni income hoti toh TF pe Millennia le lu ya nhi ye nhi puch raha hota 😂But in all seriousness banks have an upper limit of how much unsecured credit limit they can offer, which is anywhere between 20L to 50L, peanuts at your income level,
Charge cards with no pre set limts is more suited for you my friend
I think indusind, does thisMay I know the bank which reported this?
Which was the last credit card you got approved? Probably that bank updated it?Is this it? Because I wish it was that high.
In actual, my total limit across cards is less than my gross income. The only steep one is ICICI which I might bring down since banks don't consider ICICI for C2C
View attachment 69144
it was Indusind PinnacleWhich was the last credit card you got approved? Probably that bank updated it?