cardblaster
TF Buzz
Overall lets admit in terms of rewards earning the platinum charge card is totally useless and reap in rewards even lower than an entry level card. So what do we get on this upgrade? - indirectly we are just buying 135k MR points.
So what am i doing instead?
My platinum travel is due for renewal, ill look in for a retention bonus. Heard they compensate with 10k points . I have also referred the same to my wife which has collectively given 30k bonus. (12k - wife, 8k me for ref and 10k retention) .. all that for a fees of ~10k incl gst( 4k for joining fees, 6k for renewal fees)
So in total i spend 4lakh each (including tax payments n nps thats Doable) , i get total 80k points benefit on two platinum travel . Platinum charge will give shit on that spend.
So the math says, 10k fees and 8 L spends gives us 110k MR points + two 10k taj vouchers, much better than paying 70k for 135k MR points
What i plan to do with MR points?
- convert them into marriott bonvoy for each of the accounts. Bonvoy allows points transfer so i can easily club benefits for both the cards.
What other cards I got in my portfolio - infinia/atlas/vistaras .. leverage them as well - infinia for smartbuy .. atlas n infinia for usual spends to balance between air tickets n accor .. vistara for nps/tax again
Apart from the above I do have other cards such as AU zenith , icici amazon, but rarely use them
Let me know if this makes sense or I am missing anything here.
So what am i doing instead?
My platinum travel is due for renewal, ill look in for a retention bonus. Heard they compensate with 10k points . I have also referred the same to my wife which has collectively given 30k bonus. (12k - wife, 8k me for ref and 10k retention) .. all that for a fees of ~10k incl gst( 4k for joining fees, 6k for renewal fees)
So in total i spend 4lakh each (including tax payments n nps thats Doable) , i get total 80k points benefit on two platinum travel . Platinum charge will give shit on that spend.
So the math says, 10k fees and 8 L spends gives us 110k MR points + two 10k taj vouchers, much better than paying 70k for 135k MR points
What i plan to do with MR points?
- convert them into marriott bonvoy for each of the accounts. Bonvoy allows points transfer so i can easily club benefits for both the cards.
What other cards I got in my portfolio - infinia/atlas/vistaras .. leverage them as well - infinia for smartbuy .. atlas n infinia for usual spends to balance between air tickets n accor .. vistara for nps/tax again
Apart from the above I do have other cards such as AU zenith , icici amazon, but rarely use them
Let me know if this makes sense or I am missing anything here.
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