Regalia Gold LTF upgrade to Regalia gold

[Tylerdurden]

Currently I hold millennia ltf and now I have been offered Regalia gold as LTF.

I also hold SBI cashback card offering similar benefits of millennia.

Would you suggest to upgrade this regalia gold card or wait for some better offer from Hdfc.?

If I dont opt for this upgrade will they offer a better upgrade.? The rewards are a bit lacklustre for regalia gold when compared with other cards.

kindly guide me through the process. Thanks in advance.

 

[dealminer]

Go for it as having sbi CB makes the reward system of millennia inferior and redundant.

If I dont opt for this upgrade will they offer a better upgrade.?

I highly doubt that, it's hdfc, auto upgrade to higher end card very unlikely.

How old is your millennia? And current limit?

 

[Tylerdurden]

I highly doubt that, it's hdfc, auto upgrade to higher end card very unlikely.

Is there a better card in mid range category which I can option for.

How old is your millennia? And current limit?

About 9 months old and 4.22 lakhs is the current limit.

One more query: will there be a Cibil hit for this pre approved offer.?

 

[Tarun239]

Currently I hold millennia ltf and now I have been offered Regalia gold as LTF.

I also hold SBI cashback card offering similar benefits of millennia.

Would you suggest to upgrade this regalia gold card or wait for some better offer from Hdfc.?

If I dont opt for this upgrade will they offer a better upgrade.? The rewards are a bit lacklustre for regalia gold when compared with other cards.

kindly guide me through the process. Thanks in advance.

Did u get call or sms/ mail.I also received call from hdfc today regarding same upgrade to ltf regalia gold, but on clicking on link, it is FYF. I called customer care, they r saying it is ltf upgrade. I am not sure at the moment

 

[nrj1007]

Is there a better card in mid range category which I can option for.



About 9 months old and 4.22 lakhs is the current limit.

One more query: will there be a Cibil hit for this pre approved offer.?

No cibil hit.

 

[Tarun239]

Is there a better card in mid range category which I can option for.



About 9 months old and 4.22 lakhs is the current limit.

One more query: will there be a Cibil hit for this pre approved offer.?

There will be no cibil hit

 

[RajdeepMaity]

Is there a better card in mid range category which I can option for.



About 9 months old and 4.22 lakhs is the current limit.

One more query: will there be a Cibil hit for this pre approved offer.?

How did you get LTF Regalia Gold upgrade?

 

[dealminer]

Is there a better card in mid range category which I can option for.

First take this upgrade, yes there are lot more cards

One more query: will there be a Cibil hit for this pre approved offer.?

No

 

[Swastik]

Is there a better card in mid range category which I can option for.

Someone recently pointed out that Diners Club Privilege is better than Reg Gold, i don't agree with this
So make of it what you will

 

[Tylerdurden]

Did u get call or sms/ mail.I also received call from hdfc today regarding same upgrade to ltf regalia gold, but on clicking on link, it is FYF. I called customer care, they r saying it is ltf upgrade. I am not sure at the moment

I received a mail and sms regarding this. No calls received yet. In the subject it is clearly mentioned as lifetime free

 

[Tylerdurden]

How did you get LTF Regalia Gold upgrade?

I received a mail and sms regarding this.

 

[TechnoFi]

Currently I hold millennia ltf and now I have been offered Regalia gold as LTF.

I also hold SBI cashback card offering similar benefits of millennia.

Would you suggest to upgrade this regalia gold card or wait for some better offer from Hdfc.?

If I dont opt for this upgrade will they offer a better upgrade.? The rewards are a bit lacklustre for regalia gold when compared with other cards.

kindly guide me through the process. Thanks in advance.

I am also awaiting for this offer from hdfc bank but no luck till date.

 

[Tylerdurden]

I am also awaiting for this offer from hdfc bank but no luck till date.

You are looking for an upgrade to Regalia gold.?

 

[TechnoFi]

You are looking for an upgrade to Regalia gold.?

yes from my 13.95L credit limit LTF regalia first card to Regalia gold ltf card.

 

[Tylerdurden]

Such high limit, even then they are not providing you better cards.?

 

[TechnoFi]

yeah no luck till date.

 

[ArijitB]

I received a mail and sms regarding this. No calls received yet. In the subject it is clearly mentioned as lifetime free

Keep the Email and SMS and also take and keep screenshots. If you decide to go for the upgrade, before activating it - verify the LTF Status of the card once it arrives by calling customer care if it is LTF or not.
If by any chance it's not LTF - then escalate to CC Customer care with the screenshots of the email and SMS. And if they still don't make it LTF, my personal suggestion would be to keep escalating it higher following the hierarchy.

 

[RichieRich]

I am getting FYF and then 2500 annual fees. Any way to convert LTF regalia to gold LTF

 

[smuff]

What is floor limit and card age criteria to upgrade from millenia to regalia gold?

 

[ujjwal2024]

For my case, I mailed them requesting to make this card LTF citing my relationship with them for over 10 years..and I also mentioned that till now all the cards (starting from the first card) I was offered was LTF....and to my surprise, they accepted my request as an one time goodwill gesture...