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AU IXIGO Visa or Rupay

If zero forex markup is a use case for you, then I'd suggest stick to Visa....otherwise can go for Rupay (UPI spends)
 
But you'd lose the VISA lounge access with RuPay
RuPay variant also offer lounge access.

Do check if upi with rupay works fine in your locality. Else better would be visa.
It doesn't matter, Online UPI transaction also offer 2.5% Cashback on this card.

I think this is normal Platinum Visa credit card.

RuPay variant offer you lots of promotional offers in future or UPI spend based offer or AU bank will offer UPI spend based offer in future.

Visa variant is best, if you frequently use only for international transaction.
 
RuPay variant also offer lounge access.


It doesn't matter, Online UPI transaction also offer 2.5% Cashback on this card.

I think this is normal Platinum Visa credit card.

RuPay variant offer you lots of promotional offers in future or UPI spend based offer or AU bank will offer UPI spend based offer in future.

Visa variant is best, if you frequently use only for international transaction.
Its a VISA Rewards variant, not platinum.
I already have the VISA version, so if i get it changed to Rupay, does that mean my old card will no longer be valid?
 
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