Latest Working Methods to Pay Credit Card Bill from Debit Cards

[Sobirvs]

All banks have the right to settle dues by debiting your account after certain days if you don't pay. They can't break FDs but only at maturity or when you try to break, they will debit and settle the dues first and system marks the lien in advance. So you get the leftover amount.

exactly hence why I was curious abt the reward system on unipay, what if idfc debits us later for the thousands we get every month frm them.

 

[psk3005]

Can someone please confirm if sbi unipay is working today ?
I am trying to pay my sbi credit card bill multiple times today but the transaction fails every time, i had seen somewhere that we should pay sbi card bill using quick pay on sbi unipay, but even that is not working.

 

[jyothisthaliath]

Can someone please confirm if sbi unipay is working today ?
I am trying to pay my sbi credit card bill multiple times today but the transaction fails every time, i had seen somewhere that we should pay sbi card bill using quick pay on sbi unipay, but even that is not working.

I paid CC bill through Unipay today around 3 PM. Working fine

Obvious reasons for failure may be wrong card details like date and CVV. Is there any reason for failure mentioned there? You'll get SMS from Bank if it was due to incorrect card details.

Secondly, many times it won't allow you to pay more than the due amount. Please check whether amount is due in the CC or already settled.

 

[prk]

exactly hence why I was curious abt the reward system on unipay, what if idfc debits us later for the thousands we get every month frm them.

It won't happen. Chill. IDFC won't and can't do that. IDFC can at max reverse points if available, but they won't debit your account for sure.

 

[Sobirvs]

It won't happen. Chill. IDFC won't and can't do that. IDFC can at max reverse points if available, but they won't debit your account for sure.

hence the reason why I redeem rp's as soon as they are credited and made available to redeem.

 

[sumit_yadav]

hence the reason why I redeem rp's as soon as they are credited and made available to redeem.

Is there any redemption fee with IDFC Select? I just did my first test transaction and want to redeem the points

 

[Piyush Yadav]

1. Login to the HDFC Mobile app.
2. Tap the Hamburger menu in the top left corner.
3. Select Pay, then Cards.
4. Find and select your Debit Cards.
5. Tap the Show More link to view your Reward Points balance.

That was showing full point... I want to see each credit point transaction... How to see that

 

[sumit_yadav]

That was showing full point... I want to see each credit point transaction... How to see that

Afaik there is no such option to view the break up of the reward points.
You get max 750 points and redeem as soon as you see them in your account. 🙂

 

[Sobirvs]

Is there any redemption fee with IDFC Select? I just did my first test transaction and want to redeem the points

yes, 99+gst. But for some reason idfc dind't charge me this fee on savings acc but they charges this on my credit card statement.

 

[Anindya98]

Is there any redemption fee with IDFC Select? I just did my first test transaction and want to redeem the points

I have redeemed more than 6-7 times and have never been charged 99+GST. I never redeem both Cash+Point; I only redeem points.

 

[Sobirvs]

I have redeemed more than 6-7 times and have never been charged 99+GST. I never redeem both Cash+Point; I only redeem points.

are you talking abt points redeemed here https://www.firstrewards.com ?? as they do charge fee of 99+gst

 

[Anindya98]

are you talking abt points redeemed here https://www.firstrewards.com ??

Yes

as they do charge fee of 99+gst

They show charges but never charged me a dime for redemption.

 

[Sobirvs]

Yes

They show charges but never charged me a dime for redemption.

They never charged my savings account either but they charged my credit card redemption fee.

Btw when you redeem it shows they will charge the 99+gst fee within the next 60 days, so fees might come later?

 

[Anindya98]

They never charged my savings account either but they charged my credit card redemption fee.

The credit card redemption fee is charged while redemption and it gets revered within 2 days with GST.

Btw when you redeem it shows they will charge the 99+gst fee within the next 60 days, so fees might come later?

Already 60 days over, no charges

 

[donisback7]

Canara Setu Debit Card option is back

 

[vkeypedia]

Today, Canara Setu worked for me, although it shows RETAIL CC MBAI MH, not THE CANARA BANK LIMITE MUMBAI.

 

[Raghav2006Raghav2006 is verified member.]

Today, Canara Setu worked for me, although it shows RETAIL CC MBAI MH, not THE CANARA BANK LIMITE MUMBAI.

I dont know how people find out MCC and whether a trnx would give CB or not, but this retail CC doesn't look promising.

 

[Sobirvs]

The credit card redemption fee is charged while redemption and it gets revered within 2 days with GST.

Already 60 days over, no charges

interesting. You mean reversed. ? I was charged redemption fee on cc on 23rd oct. Never reversed.

 

[aditya128]

I dont know how people find out MCC and whether a trnx would give CB or not, but this retail CC doesn't look promising.

It's 5311 - Departmental stores..works well

 

[vkeypedia]

I dont know how people find out MCC and whether a trnx would give CB or not, but this retail CC doesn't look promising.

Indeed, even I am unaware that this name falls under any MCC.