Latest Working methods to pay Credit Card Bill from Debit Cards

[Piyush Yadav]

Afaik there is no such option to view the break up of the reward points.
You get max 750 points and redeem as soon as you see them in your account. 🙂

ok thank you 🙂

 

[Anindya98]

I was charged on wealth "credit card".

In my case, IDFC Wow, Select, and Wealth CC redemption fees were revered with GST within 2 days. At the time of redemption account status IDFC First Select.

Is there a way I can get reward redemption waivered off?

No idea

 

[desiviru]

Standard exclusion MCCs for Millennia Debit Card feature cashback accrual
#Classification - Internal
Published on 22/04/2024

As 5211, 5311, 5411 aren't part of the list, Setu will still provide on Millennia DC. Hey HDFC, get ready to deliver more Millennia DC now.

S. No. MCC
1 5944
2 5094
3 5541
4 5983
5 5172
6 5542
7 6211
8 6300
9 6012
10 4816
11 4829
12 7392
13 7210
14 4215
15 7277
16 7311
17 7523
18 7361
19 7395
20 7338
21 7512
22 4784
23 8931
24 1520
25 2741
26 7217
27 5994
28 4214
29 7211
30 8351
31 5051
32 7216
33 7296
34 8911
35 7394
36 7349
37 8041
38 7375
39 7699
40 7841
41 2842
42 5074
43 8111
44 9402
45 1711
46 4821
47 7321
48 4225
49 7519
50 4468
51 9211
52 7339
53 780
54 7251
55 5933
56 4457
57 5996
58 7276
59 7393
60 7513
61 8734
62 4119
63 7342
64 7549

 

[nh124001]

a

Standard exclusion MCCs for Millennia Debit Card feature cashback accrual
#Classification - Internal
Published on 22/04/2024

As 5211, 5311, 5411 aren't part of the list, Setu will still provide on Millennia DC. Hey HDFC, get ready to deliver more Millennia DC now.

S. No. MCC
1 5944
2 5094
3 5541
4 5983
5 5172
6 5542
7 6211
8 6300
9 6012
10 4816
11 4829
12 7392
13 7210
14 4215
15 7277
16 7311
17 7523
18 7361
19 7395
20 7338
21 7512
22 4784
23 8931
24 1520
25 2741
26 7217
27 5994
28 4214
29 7211
30 8351
31 5051
32 7216
33 7296
34 8911
35 7394
36 7349
37 8041
38 7375
39 7699
40 7841
41 2842
42 5074
43 8111
44 9402
45 1711
46 4821
47 7321
48 4225
49 7519
50 4468
51 9211
52 7339
53 780
54 7251
55 5933
56 4457
57 5996
58 7276
59 7393
60 7513
61 8734
62 4119
63 7342
64 7549

any idea about HDFC platinum debit cards!!!

 

[VISHESH_BANSAL]

a

any idea about HDFC platinum debit cards!!!

Obviously not eligible.
1% is for Telecom and Utility only

 

[desiviru]

a

any idea about HDFC platinum debit cards!!!

No as I don't have Platinum DC. Holding 4 Millennia DC (1 Self + 3 Family Members). As I said here earlier the people here will check and as departmental store MCC gives 1 cashpoint per 200 then reward rate will fall to 0.50% now even if you pay CC. Continue to pay it using Airtel Thanks or Unipay until someone confirms it whether 1% coming or 0.50%..

 

[zaid_2913]

For credit card payments merchant name showing as Retail CC, for water and electricity bills showing as CCAVENUE COM UTILITY.

 

[HumorSimpson]

For credit card payments merchant name showing as Retail CC, for water and electricity bills showing as CCAVENUE COM UTILITY.

Where? Which site?

 

[zaid_2913]

Where? Which site?

Canara setu website

 

[desiviru]

Obviously not eligible.
1% is for Telecom and Utility only

Yeah that's why I told him that if it comes it will be 0.50% only because of MCC. But those who are testing will tell by Wednesday or Thursday. A 100% clarity will be only after that. Abhi to jisney yeh 5311 bataya hai uski guarantee bhi koi nahi de raha.

Seems like the Big Bro SBI has told Canara to change MCC so that only Unipay has Monopoly. They couldn't convince pvt player Airtel so down the wicket of Setu. Don't know what JioFin is waiting for. Maybe they are looking others to end DC on CC and they will bring back to be the only player to provide it. 🤣

 

[VISHESH_BANSAL]

Yeah that's why I told him that if it comes it will be 0.50% only because of MCC.

Not even 0.5% 😂

Mai setu use nhi karta warna khud check karleta Current MCC

 

[desiviru]

Not even 0.5% 😂

Yeah because 5311 is not part of Platinum eligible MCC list. But try karney mein kya jata hai. Every month I waste 1000-3000 payment on trying and sometimes even more.

 

[HumorSimpson]

So idfc DC, Millenia DC reward cc bill payments in this new canara setu?

 

[BhaiyaJi]

Yeah that's why I told him that if it comes it will be 0.50% only because of MCC. But those who are testing will tell by Wednesday or Thursday. A 100% clarity will be only after that. Abhi to jisney yeh 5311 bataya hai uski guarantee bhi koi nahi de raha.

Seems like the Big Bro SBI has told Canara to change MCC so that only Unipay has Monopoly. They couldn't convince pvt player Airtel so down the wicket of Setu. Don't know what JioFin is waiting for. Maybe they are looking others to end DC on CC and they will bring back to be the only player to provide it. 🤣

Its fine no, we have multiple eligible MCC for bill payments.

 

[desiviru]

So idfc DC, Millenia DC reward cc bill payments in this new canara setu?

Yes, they will.

 

[Abhishek012]

Yeah that's why I told him that if it comes it will be 0.50% only because of MCC. But those who are testing will tell by Wednesday or Thursday. A 100% clarity will be only after that. Abhi to jisney yeh 5311 bataya hai uski guarantee bhi koi nahi de raha.

Seems like the Big Bro SBI has told Canara to change MCC so that only Unipay has Monopoly. They couldn't convince pvt player Airtel so down the wicket of Setu. Don't know what JioFin is waiting for. Maybe they are looking others to end DC on CC and they will bring back to be the only player to provide it. 🤣

SBI Virtual/Physical RuPay Debit Card (including foreign network cards) spends now get 5x reward points on Canara Setu spend - https://rewardz.sbi/content/boss_bachat_boss_days_lp

• Bachat Boss Days is an Accelerated Reward Point Campaign on SBI Debit Card spends (Purchases) as per point structure in para no. 3 below.
• The campaign will be valid for the period from 1st December 2024 to 9th December 2024, 1st January 2025 to 9th January 2025, 1st February to 9th February 2025.
• Minimum transaction to qualify to avail the campaign offer will be Minimum Rs. 1,000/- in SBI Debit Card Spends through both online and offline in Retail category. The customer will be rewarded with accelerated reward points as below -

Transaction Value	Accelerated Points
Minimum Debit Card spends of Rs. 1000	5x accelerated points where x = regular points. Up to 300 points per month can be awarded to a customer.

• The Accelerated Reward Points posting for eligible transactions will be done by the end of every month.
• Eligible Merchant Categories will be classified as per MCC Codes of the retail category.
• Other Terms and Conditions of the Bank’s Enterprise-Wide Loyalty Programme will be applicable as placed at Rewardz.sbi.
• SBI reserves the right, at any time, without prior notice and without assigning any reasons whatsoever, to add/ alter/ modify/ change or vary any or all the Terms of the Campaign.
• SBI reserves the right to continue, withdraw or extend the campaign for a further period as decided by the Bank.
• SBI reserves the right to disqualify the cardholders from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the said offer or otherwise by the use of SBI Debit Card.

MCC - 5311 is eligible.

 

[love4cards]

SBI Virtual/Physical RuPay Debit Card (including foreign network cards) spends now get 5x reward points on Canara Setu spend - https://rewardz.sbi/content/boss_bachat_boss_days_lp

View attachment 76816

• Bachat Boss Days is an Accelerated Reward Point Campaign on SBI Debit Card spends (Purchases) as per point structure in para no. 3 below.
• The campaign will be valid for the period from 1st December 2024 to 9th December 2024, 1st January 2025 to 9th January 2025, 1st February to 9th February 2025.
• Minimum transaction to qualify to avail the campaign offer will be Minimum Rs. 1,000/- in SBI Debit Card Spends through both online and offline in Retail category. The customer will be rewarded with accelerated reward points as below -

Transaction Value	Accelerated Points
Minimum Debit Card spends of Rs. 1000	5x accelerated points where x = regular points. Up to 300 points per month can be awarded to a customer.

• The Accelerated Reward Points posting for eligible transactions will be done by the end of every month.
• Eligible Merchant Categories will be classified as per MCC Codes of the retail category.
• Other Terms and Conditions of the Bank’s Enterprise-Wide Loyalty Programme will be applicable as placed at Rewardz.sbi.
• SBI reserves the right, at any time, without prior notice and without assigning any reasons whatsoever, to add/ alter/ modify/ change or vary any or all the Terms of the Campaign.
• SBI reserves the right to continue, withdraw or extend the campaign for a further period as decided by the Bank.
• SBI reserves the right to disqualify the cardholders from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the said offer or otherwise by the use of SBI Debit Card.

MCC - 5311 is eligible.

Finally some good news 😀

 

[darkjediknight]

SBI Virtual/Physical RuPay Debit Card (including foreign network cards) spends now get 5x reward points on Canara Setu spend - https://rewardz.sbi/content/boss_bachat_boss_days_lp

View attachment 76816

• Bachat Boss Days is an Accelerated Reward Point Campaign on SBI Debit Card spends (Purchases) as per point structure in para no. 3 below.
• The campaign will be valid for the period from 1st December 2024 to 9th December 2024, 1st January 2025 to 9th January 2025, 1st February to 9th February 2025.
• Minimum transaction to qualify to avail the campaign offer will be Minimum Rs. 1,000/- in SBI Debit Card Spends through both online and offline in Retail category. The customer will be rewarded with accelerated reward points as below -

Transaction Value	Accelerated Points
Minimum Debit Card spends of Rs. 1000	5x accelerated points where x = regular points. Up to 300 points per month can be awarded to a customer.

• The Accelerated Reward Points posting for eligible transactions will be done by the end of every month.
• Eligible Merchant Categories will be classified as per MCC Codes of the retail category.
• Other Terms and Conditions of the Bank’s Enterprise-Wide Loyalty Programme will be applicable as placed at Rewardz.sbi.
• SBI reserves the right, at any time, without prior notice and without assigning any reasons whatsoever, to add/ alter/ modify/ change or vary any or all the Terms of the Campaign.
• SBI reserves the right to continue, withdraw or extend the campaign for a further period as decided by the Bank.
• SBI reserves the right to disqualify the cardholders from the benefits of the offer if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the said offer or otherwise by the use of SBI Debit Card.

MCC - 5311 is eligible.

Seeing that max is 300 rewards per month, what amount do you think we can spend with vdc?

 

[Ashishag22]

Not even 0.5% 😂

Mai setu use nhi karta warna khud check karleta Current MCC

How can we check MCC of canara setu? If you can share some insights

 

[VISHESH_BANSAL]

How can we check MCC of canara setu? If you can share some insights

Do txn Using RBL DC and Call Customer Care to Find Out.