Latest Working methods to pay Credit Card Bill from Debit Cards

[donisback7]

Canara Setu Debit Card option is back

 

[vkeypedia]

Today, Canara Setu worked for me, although it shows RETAIL CC MBAI MH, not THE CANARA BANK LIMITE MUMBAI.

 

[Raghav2006Raghav2006 is verified member.]

Today, Canara Setu worked for me, although it shows RETAIL CC MBAI MH, not THE CANARA BANK LIMITE MUMBAI.

I dont know how people find out MCC and whether a trnx would give CB or not, but this retail CC doesn't look promising.

 

[Sobirvs]

The credit card redemption fee is charged while redemption and it gets revered within 2 days with GST.

Already 60 days over, no charges

interesting. You mean reversed. ? I was charged redemption fee on cc on 23rd oct. Never reversed.

 

[aditya128]

I dont know how people find out MCC and whether a trnx would give CB or not, but this retail CC doesn't look promising.

It's 5311 - Departmental stores..works well

 

[vkeypedia]

I dont know how people find out MCC and whether a trnx would give CB or not, but this retail CC doesn't look promising.

Indeed, even I am unaware that this name falls under any MCC.

 

[nh124001]

canara setu wapis aagaya yipeeee

 

[Sobirvs]

canara setu wapis aagaya yipeeee

I don't know why people are so happy abt canara setu, I mean unipay works no? I used unipay like 20-30 times in last 2 months and easily got all reward points and never faced trxn failure, so is there something special abt canara setu?

 

[desiviru]

I don't know why people are so happy abt canara setu, I mean unipay works no? I used unipay like 20-30 times in last 2 months and easily got all reward points and never faced trxn failure, so is there something special abt canara setu?

Nothing special. I also have 90% txns on Unipay and rest ocassional on Setu only when face any issue with Unipay which is rare.

But having Setu as additional option is good because there aren't many sites/app left where dc as option can be used. On JioFin, I still expect DC option will come in future as currently they don't have DC option for any kind of payment. Also Setu had confirmed MCC of 4900 which helped HDFC Platinum card holders as it has 1% specifically for Utilities MCC. Also setu processed txns faster than Unipay and either it is failed or success. Not like Unipay where first it shows success and some people faced failure after few hours with money stucking. Even in some case txns reversed.

But happy that it is back. 5311 code (I am not confirming this and only someone here told it) will not help HDFC Platinum card holders whose feature says.

• Get 1 Cashback point on every ₹ 100 spent on Telecom, Utilities.
• Get 1 Cashback point on every ₹ 200 spent on Groceries, Supermarket, Restaurant, Apparels & Entertainment

Maybe as Groceries, Supermarket are covered so is the 5311 code which is for deprtmental stores but not sure. @6ix9ine has HDFC Platinum and he can confirm too as RPs come in 2-3 or 7 days.

 

[nh124001]

I don't know why people are so happy abt canara setu, I mean unipay works no? I used unipay like 20-30 times in last 2 months and easily got all reward points and never faced trxn failure, so is there something special abt canara setu?

setu is more reliable than unipay, even if MCC has changed to 5311, then what about millenia i think it will still give 2.5%

 

[Anindya98]

interesting. You mean reversed. ?

Yes

I was charged redemption fee on cc on 23rd oct. Never reversed.

Your account variant at that time. In my case, I have 3 Select Accounts under the same Cust. ID that might be the case they don't charge. Like me, a few more also got the same treatment.

 

[Sriim]

Can someone please confirm if sbi unipay is working today ?
I am trying to pay my sbi credit card bill multiple times today but the transaction fails every time, i had seen somewhere that we should pay sbi card bill using quick pay on sbi unipay, but even that is not working.

If it's Cashback card, your cashback might have reduced your due amount

You can pay a maximum of 105% of your outstanding amount

So check your outstanding balance after deducting the cashback amount and you'll be able to pay, if that was the issue

 

[6ix9ine]

Nothing special. I also have 90% txns on Unipay and rest ocassional on Setu only when face any issue with Unipay which is rare.

But having Setu as additional option is good because there aren't many sites/app left where dc as option can be used. On JioFin, I still expect DC option will come in future as currently they don't have DC option for any kind of payment. Also Setu had confirmed MCC of 4900 which helped HDFC Platinum card holders as it has 1% specifically for Utilities MCC. Also setu processed txns faster than Unipay and either it is failed or success. Not like Unipay where first it shows success and some people faced failure after few hours with money stucking. Even in some case txns reversed.

But happy that it is back. 5311 code (I am not confirming this and only someone here told it) will not help HDFC Platinum card holders whose feature says.

• Get 1 Cashback point on every ₹ 100 spent on Telecom, Utilities.
• Get 1 Cashback point on every ₹ 200 spent on Groceries, Supermarket, Restaurant, Apparels & Entertainment

Maybe as Groceries, Supermarket are covered so is the 5311 code which is for deprtmental stores but not sure. @6ix9ine has HDFC Platinum and he can confirm too as RPs come in 2-3 or 7 days.

Will pay small amount today, let's see what happens.

 

[ankurjpr]

It's 5311 - Departmental stores..works well

So quick in finding the MCC.

 

[nik007rock]

5311 indie will work ?

 

[Abhigyan kumar]

5311 list mai nahi h hdfc platinum dc mai

 

[nh124001]

issue is with cashback rate

• Get 1 Cashback point on every ₹ 100 spent on Telecom, Utilities.
  
  
• Get 1 Cashback point on every ₹ 200 spent on Groceries, Supermarket, Restaurant, Apparels & Entertainment

 

[Raghav2006Raghav2006 is verified member.]

It's 5311 - Departmental stores..works well

Now that's very cool of them.

 

[Abhishek012]

issue is with cashback rate

• Get 1 Cashback point on every ₹ 100 spent on Telecom, Utilities.
  
  
• Get 1 Cashback point on every ₹ 200 spent on Groceries, Supermarket, Restaurant, Apparels & Entertainment

MCC is not eligible bro for HDFC Platinum Debit Card.

 

[Sobirvs]

Yes

Your account variant at that time. In my case, I have 3 Select Accounts under the same Cust. ID that might be the case they don't charge. Like me, a few more also got the same treatment.

I was charged on wealth "credit card".

and I had normal acc earlier and just got wealth program upgrade last week.

Is there a way I can get reward redemption waivered off?