Lowest Personal Loan interest rate for salaried person

[CreditFreak]

What is lowest personal loan interest rate currently and provided by which bank for salaried person witch good cibil score.? which bank is providing PL with lowest processing charge and foreclosure charge?

 

[praveensudhakaran]

10.49 with HDFC

 

[CreditFreak]

10.49 with HDFC

what is the processing fee?

 

[SHUB11]

what is the processing fee?

1000 rupees

But dont take personal loan and invest into equity markets, friendly advise

 

[CreditFreak]

1000 rupees

But dont take personal loan and invest into equity markets, friendly advise

I have some equity , should I redeem those or take personal loan?

 

[Rdspam]

I have some equity , should I redeem those or take personal loan?

Investments are useless if you won’t benefit from them

 

[SHUB11]

I have some equity , should I redeem those or take personal loan?

Dont redeem, but dont take personal loan for investment (especially when markets are at all time high)

 

[mukesh01]

9.99% HSBC Personal Loan

 

[kowsikbabu]

9.99% HSBC Personal Loan

Where and how?

 

[mukesh01]

Where and how?

I have an ongoing personal loan with HSBC with interest rate of 9.95%, this was when my credit profile was not good as it is today.
If you need additional details then DM.

 

[bharathnalla]

I have an ongoing personal loan with HSBC with interest rate of 9.95%, this was when my credit profile was not good as it is today.
If you need additional details then DM.

Hi what are the processing charges?

 

[mukesh01]

Hi what are the processing charges?

Less than most other options from 0.25% to 0.30%

 

[bharathnalla]

Less than most other options from 0.25% to 0.30%

do you have any contact of an agent? Who can help get me this rate and processing fee?

 

[mukesh01]

do you have any contact of an agent? Who can help get me this rate and processing fee?

Send a DM.

 

[mukesh01]

You should get better offer by dec 31, I got an email today that was good.

 

[bharathnalla]

You should get better offer by dec 31, I got an email today that was good.

Can’t wait that long!! What email ?

 

[mukesh01]

I way saying that try to process your application by 31st Dec, you can get better offer than me but I think your starting rate will be 10.10% so you should get 10.20 to 10.30% interest rate. I have salary account with HSBC so 0.25% additional benefit.

 

[fradela]

I have some equity , should I redeem those or take personal loan?

Redeem your savings and investments.

Don't take loans.

Invest after you have no debts.

 

[fradela]

Dont redeem, but dont take personal loan for investment (especially when markets are at all time high)

Real investor don't check market high or low.

Invest consistently every month once you get salary.

 

[Raghav2006Raghav2006 is verified member.]

I am thinking of getting a personal loan as well, currently I have from Hdfc (1yr old ig 10.5-10.75% was the rate with very less processing)

I was looking online and it shows that bandhan Bank is giving loan at minimum 9.47% this month.

Any other bank I should look into?
I am in tier 3 Haryana.