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Sbi unipay bill payment failed but credited to cc

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I did payment to Bob cc on 9nov it showed successful, later I received message of payment failed, checked in unipay recent payment it's showing failed, but credited to credit card account and not reversed yet, and not even credited in my bank account, is anyone encountered this ? What if payment reverse after due date 1000006192.webp 1000006191.webp 1000006190.webp
 
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Amandwivedi0 said:
I did payment to Bob cc on 9nov it showed successful, later I received message of payment failed, checked in unipay recent payment it's showing failed, but credited to credit card account and not reversed yet, and not even credited in my bank account, is anyone encountered this ? What if payment reverse after due date View attachment 74677View attachment 74678View attachment 74679
Click to expand...
Don't worry, your payment won't be reversed.

This is completely normal for Unipay. The technical reason is Unipay received the confirmation after the payment duration was ended, which is why it showed you as a failure initially. However, in reality, the payment is confirmed.
 
Same issue with me, 2 weeks back, I made payment to IndusInd CC via IndusInd DC on SBI unipay. Payment got failed. But amount was credited to CC account instantly. It has not been reversed yet.
 
Payment through RBL EDC is failing. I paid with HDFC DC, it is successful. I even tried now to pay different CC bill through RBL EDC, it is again failing. I think there might be some issue in RBL.
 
curious_cc said:
Payment through RBL EDC is failing. I paid with HDFC DC, it is successful. I even tried now to pay different CC bill through RBL EDC, it is again failing. I think there might be some issue in RBL.
Click to expand...
bro, do you have any update? is it working fine now?
I have just applied for EDC🥲
 
Amandwivedi0 said:
zI did payment to Bob cc on 9nov it showed successful, later I received message of payment failed, checked in unipay recent payment it's showing failed, but credited to credit card account and not reversed yet, and not even credited in my bank account, is anyone encountered this ? What if payment reverse after
Click to expand...

Any update on this.
My due date is on December 5th
I did payment from my HDFC Debit card (amount debited) for my ICICI Credit Card (amount credited mail received).
SBI Unipay message received as transaction failed.
What i need to do in this case.
Should i consider this transaction as successful or failed.
HDFC Debited
1732817543853.webp

ICICI Credited
1732817624869.webp


SBI Unipay failed msg and mail
1732817680981.webp

@Amandwivedi0 @6ix9ine Please help
 
Similar thing happened with me. I tried paying my CC bill using SBI unipay and the screen got freezed at the OTP page. I tried again but same thing happened. I closed the page and slept. Next day when i woke up, I saw 2 messages from SBI unipay and my CC Bank each saying the transaction is successful. I checked my DC Bank and there was no debit entry. I wrote to SBI on X but got a weird reply from them. So it’s been more than 20 days now, there is no reversal of amount in either account. But today the same is revered in my CC as ‘BBPS payment reversal’.
Do anyone face this kind of thing? Do my CC bank will apply any financial charges?
 
himanshu_eco said:
Similar thing happened with me. I tried paying my CC bill using SBI unipay and the screen got freezed at the OTP page. I tried again but same thing happened. I closed the page and slept. Next day when i woke up, I saw 2 messages from SBI unipay and my CC Bank each saying the transaction is successful. I checked my DC Bank and there was no debit entry. I wrote to SBI on X but got a weird reply from them. So it’s been more than 20 days now, there is no reversal of amount in either account. But today the same is revered in my CC as ‘BBPS payment reversal’.
Do anyone face this kind of thing? Do my CC bank will apply any financial charges?
Click to expand...
you mean, money not deducted, but the payment is successfully credited in credit card?
 
himanshu_eco said:
Similar thing happened with me. I tried paying my CC bill using SBI unipay and the screen got freezed at the OTP page. I tried again but same thing happened. I closed the page and slept. Next day when i woke up, I saw 2 messages from SBI unipay and my CC Bank each saying the transaction is successful. I checked my DC Bank and there was no debit entry. I wrote to SBI on X but got a weird reply from them. So it’s been more than 20 days now, there is no reversal of amount in either account. But today the same is revered in my CC as ‘BBPS payment reversal’.
Do anyone face this kind of thing? Do my CC bank will apply any financial charges?
Click to expand...
Amount debited already from my account otp put and screen are freeze time out ky lagta hain refund ayga hai transaction successfully hoga
 
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