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RuPay Select Debit Card Portfolio

Why we are having 12 cards?

We are in Metro city. Currently three people using these benefits.

We need Cult.Fit Elite 1 month voucher, SPA and CAB benefits.

These three benefits along with OTT benefits are worth us.

Not yet used Health Vouchers and Golf [It is lazy game otherwise we would have tried it]
Are you able to add multiple monthly coupon (once 30 day is over with one coupon ) in same cult fit account ?
 
Are you able to add multiple monthly coupon (once 30 day is over with one coupon ) in same cult fit account ?
Yes, you can, but you have to raise a complaint through application support. Only then they fix your account and then you can add the voucher again
 
Yes, you can, but you have to raise a complaint through application support. Only then they fix your account and then you can add the voucher again
Like i was just trying to add one voucher in my account but was getting something went wrong error. So created new account with my other number. And added that voucher 🥲
 
Before 2025, We have only 3 accounts.

Opened all account in the last 3 days.

Most of the banks are super fast. All cards are generated the same account opening day.

Not yet dispatched single card so far.

Update you guys once received all cards.
All banks cards were received within 5 days.

Super fast service from PSU banks.

I thought all PSU banks follow BOB.

Only BOB is outlier. Worst PSU bank. Took almost one month to receive cards.

All banks have GREEN PIN.

TMB, You should only go their ATM and activate it like most of the banks. That's only pending because that is not in neighborhood.
 
TMB, You should only go their ATM and activate it like most of the banks. That's only pending because that is not in neighborhood.
No option to set the pin online or IVR?
Are you able to use the card online and claim RSDC benefits?
 
All banks cards were received within 5 days.

Super fast service from PSU banks.

I thought all PSU banks follow BOB.

Only BOB is outlier. Worst PSU bank. Took almost one month to receive cards.

All banks have GREEN PIN.

TMB, You should only go their ATM and activate it like most of the banks. That's only pending because that is not in neighborhood.
Does tmb accept non aadhar address for account opening
 
Using just one RSDC- Bank of Maharashtra. MAB 25K.
I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

View attachment 79542

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB HNI to SB MAX. Don't know whether the cancel or not in future. Update soon.

Will write separate threads for each bank account opening experience.
PSU Banks I Haven’t Considered for My Debit Card Portfolio:

Punjab National Bank: 50,000 MAB(High) with AMC charges.
Bank of Maharashtra: 25,000 MAB (High). Bank confirm as of now FREE. Not LTF.
Punjab and Sind Bank: No RSDC.
Using just one RSDC- Bank of Maharashtra. MAB 25K.
Can you please update whether LAKME coupons or any other coupons which refresh every quarter?
I have used only Amazon prime membership till now.
 
Using just one RSDC- Bank of Maharashtra. MAB 25K.

Using just one RSDC- Bank of Maharashtra. MAB 25K.
Can you please update whether LAKME coupons or any other coupons which refresh every quarter?
I have used only Amazon prime membership till now.
BOM RSDC. Is there any annual fees?
Or just need to maintain that 25K MAB?
 
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