My Experience of Applying for a BOB Credit Card via the Card-to-Card Method

[cardsduniya]

Hello TechnoFino Community,

I wanted to share my recent experience of applying for a Bank of Baroda (BOB) Credit Card using the card-to-card method. Here's how it went:

I visited my local BOB branch and contacted the credit card representative. I informed him that I wanted to apply for a BOB credit card through the card-to-card method.
The representative asked me about my existing credit card details. I mentioned that I have an Axis Bank Airtel Credit Card with a credit limit of ₹1.6 lakhs and a history of 2.5 years. He agreed to proceed with the application and requested the following documents:

• 3 months of credit card statements
• Aadhaar card
• PAN card
• A passport-size photo
• A photo of my Airtel Axis Bank Credit Card

The representative filled in all the details on their application portal. After completing the initial formalities, he asked me which card I wanted.

The portal displayed several card categories:

1. Core Cards: Includes Eterna, Premier, Select, and Easy
2. Fuel Cards: Includes HPCL
3. Super Saver Cards: Includes Snapdeal
4. Travel Cards: Includes IRCTC

I opted for the Eterna (Core Card), but the portal then showed the eligibility results for my application:

• Select: Chargeable
• Premier: Chargeable
• Easy: Lifetime Free (LTF)

Since I already have cards with higher rewards and value, I chose the Easy LTF Card. My primary reason for applying for a BOB credit card was to avail the fantastic offers that BOB cards provide these days, such as 10-15% instant discounts.

After my application was processed, I received a call from BOB after 7-8 days to cross-verify all the details I had submitted at the time of application. Once the verification was complete, I received a message another 7-8 days later informing me that my card had been approved (limit 50K).​

 

[Deleted member 43492]

Any physical verification? Is you current address and aadhar address same?

 

[cardsduniya]

no physical verification
yes same current address and aadhar address

and i also hold BOB savings bank account which is 1 year old

 

[QamarImam]

Hello TechnoFino Community,

I wanted to share my recent experience of applying for a Bank of Baroda (BOB) Credit Card using the card-to-card method. Here's how it went:

I visited my local BOB branch and contacted the credit card representative. I informed him that I wanted to apply for a BOB credit card through the card-to-card method.
The representative asked me about my existing credit card details. I mentioned that I have an Axis Bank Airtel Credit Card with a credit limit of ₹1.6 lakhs and a history of 2.5 years. He agreed to proceed with the application and requested the following documents:

• 3 months of credit card statements
• Aadhaar card
• PAN card
• A passport-size photo
• A photo of my Airtel Axis Bank Credit Card

The representative filled in all the details on their application portal. After completing the initial formalities, he asked me which card I wanted.

The portal displayed several card categories:

1. Core Cards: Includes Eterna, Premier, Select, and Easy
2. Fuel Cards: Includes HPCL
3. Super Saver Cards: Includes Snapdeal
4. Travel Cards: Includes IRCTC

I opted for the Eterna (Core Card), but the portal then showed the eligibility results for my application:

• Select: Chargeable
• Premier: Chargeable
• Easy: Lifetime Free (LTF)

Since I already have cards with higher rewards and value, I chose the Easy LTF Card. My primary reason for applying for a BOB credit card was to avail the fantastic offers that BOB cards provide these days, such as 10-15% instant discounts.

After my application was processed, I received a call from BOB after 7-8 days to cross-verify all the details I had submitted at the time of application. Once the verification was complete, I received a message another 7-8 days later informing me that my card had been approved (limit 50K).​

Was there a CIBIL hit?
What's the minimum MAB for your savings account?

 

[Deleted member 43492]

no physical verification
yes same current address and aadhar address

and i also hold BOB savings bank account which is 1 year old

did they asked you about you income details? Do you have to fill it while as c2c?

 

[R_A_J]

Wahhh.....matlab ab do mahine ka TAT ka daur khatam ho gya hai BOB ka!

 

[cardsduniya]

Was there a CIBIL hit?
What's the minimum MAB for your savings account?

Yes I got a CIBIL hit

MAB 2k

 

[cardsduniya]

did they asked you about you income details? Do you have to fill it while as c2c?

the guy asked the employment details and fill it too in the application and also in phone verification he just asked the same details like company name,salary,address etc but i have not submitted any proof of it.

 

[cardsduniya]

Wahhh.....matlab ab do mahine ka TAT ka daur khatam ho gya hai BOB ka!

TAT means ?

 

[telescope]

TAT means ?

Turn around time

 

[RAMESH BABU N]

Turn Around Time (TAT).

 

[Boy 07]

Turn around time

Bob declined application since last two year in the name of field varifiction agent did not visit and they said agent could not find you

 

[SBL]

The guy in the neareat branch told c2c ia not offered now and no ltf cards

 

[Premium]

The guy in the neareat branch told c2c ia not offered now and no ltf cards

Applied yesterday for LTF Easy card with c2c method. Via branch person.

 

[drvenkat]

Hello TechnoFino Community,

I wanted to share my recent experience of applying for a Bank of Baroda (BOB) Credit Card using the card-to-card method. Here's how it went:

I visited my local BOB branch and contacted the credit card representative. I informed him that I wanted to apply for a BOB credit card through the card-to-card method.
The representative asked me about my existing credit card details. I mentioned that I have an Axis Bank Airtel Credit Card with a credit limit of ₹1.6 lakhs and a history of 2.5 years. He agreed to proceed with the application and requested the following documents:

• 3 months of credit card statements
• Aadhaar card
• PAN card
• A passport-size photo
• A photo of my Airtel Axis Bank Credit Card

The representative filled in all the details on their application portal. After completing the initial formalities, he asked me which card I wanted.

The portal displayed several card categories:

1. Core Cards: Includes Eterna, Premier, Select, and Easy
2. Fuel Cards: Includes HPCL
3. Super Saver Cards: Includes Snapdeal
4. Travel Cards: Includes IRCTC

I opted for the Eterna (Core Card), but the portal then showed the eligibility results for my application:

• Select: Chargeable
• Premier: Chargeable
• Easy: Lifetime Free (LTF)

Since I already have cards with higher rewards and value, I chose the Easy LTF Card. My primary reason for applying for a BOB credit card was to avail the fantastic offers that BOB cards provide these days, such as 10-15% instant discounts.

After my application was processed, I received a call from BOB after 7-8 days to cross-verify all the details I had submitted at the time of application. Once the verification was complete, I received a message another 7-8 days later informing me that my card had been approved (limit 50K).​

was having a savings account a mandatory requirement?

 

[cardsduniya]

was having a savings account a mandatory requirement?

No . . .

 

[cardsduniya]

The guy in the neareat branch told c2c ia not offered now and no ltf cards

Just told them to apply the card when in process it will show which card is chargeable and which card is free

 

[Lorddiesel]

The guy in the neareat branch told c2c ia not offered now and no ltf cards

Change branches and proceed