Latest Working Methods to Pay Credit Card Bill from Debit Cards

[gunadeepak10]

I have Idfc Select Account. And Select debit card is it possible to use both debit cards of Select and First tap at same time and if it is possible how much RP can maximum can be earned.

They have 8000 points cap per month. My doubt is whether the cap is for an account or for a card?

Can someone please clarify!!!!

 

[Anindya98]

I have Idfc Select Account. And Select debit card is it possible to use both debit cards of Select and First tap at same time and if it is possible how much RP can maximum can be earned.

Source IDFC First Rewards Team(10/02/2025): 30000 RPs cap for Select DC and a Firstap cap of 8000 RPs is included in the 30K monthly cap.
Rupay Fistap will earn base rewards.

 

[gunadeepak10]

Source IDFC First Rewards Team(10/02/2025): 30000 RPs cap for Select DC and a Firstap cap of 8000 RPs is included in the 30K monthly cap.
Rupay Fistap will earn base rewards.

So u mean to say that monthly cap is for account instead of cards? So if u get 8k points on Rupay then u can only get 24k points on select DC?

I have base visa classic DC + Rupay, so its just 8k per month? 🥲

 

[350modena]

16 points kam the HDFC Platinum DC ka cashback round off karne ke liye. Freecharge use karke vo bhi poora kar liya. Ab Rs 3000 redeem kiye jaaye 😎

View attachment 83389

Freecharge to pay CC bills or telecom?

 

[kev569]

Freecharge to pay CC bills or telecom?

to pay cc bills
but it's not an ideal or preferable way to pay cc bills using hdfc platinum dc because of the convenience fees which are (1.02% +18% GST). Only two 1000/- transactions are free (no fees) anything after that will incur fees.

 

[Trust Me]

16 points kam the HDFC Platinum DC ka cashback round off karne ke liye.

When did HDFC start doing that ?!

In my experience they have been the one honorable bank that always paid the promised cashback correct to the last paisa (unlike so many others like ICICI, Axis... etc.)!

ICICI even stooped to the level of rounding everything below a full rupee (upto 0.99) down to zero!
.

 

[creditcardlover]

When did HDFC start doing that ?!

In my experience they have been the one honorable bank that always paid the promised cashback correct to the last paisa (unlike so many others like ICICI, Axis... etc.)!

ICICI even stooped to the level of rounding everything below a full rupee (upto 0.99) down to zero!
.

Hdfc did not give less...he was short of 16 points for round off which he has got now

 

[Prem03]

Freecharge to pay CC bills or telecom?

Paid CC bill using HDFC DC for 1% cashback.

 

[Prem03]

to pay cc bills
but it's not an ideal or preferable way to pay cc bills using hdfc platinum dc because of the convenience fees which are (1.02% +18% GST). Only two 1000/- transactions are free (no fees) anything after that will incur fees.

That two transactions were enough for me to complete 3000 points

 

[Prem03]

Hdfc did not give less...he was short of 16 points for round off which he has got now

Yes, that's correct

 

[cardio_guycardio_guy is verified member.]

Using only SBI VDC in unipay for CC bill payments since last month.
Around 1% returns as cashback. In most of the months, bills are above 50k.
(0.25% for VDC + 0.25% normal + 0.5% for 50k milestone)
Debit card is free, no charges (because of virtual)

 

[RajS]

Using only SBI VDC in unipay for CC bill payments since last month.
Around 1% returns as cashback. In most of the months, bills are above 50k.
(0.25% for VDC + 0.25% normal + 0.5% for 50k milestone)
Debit card is free, no charges (because of virtual)

I got regular reward + bonus reward for VDC. But, i dont see any entry related to milestone reward points in the rewards page. I transacted nearly 1L

 

[sravanbrahma]

I got regular reward + bonus reward for VDC. But, i dont see any entry related to milestone reward points in the rewards page. I transacted nearly 1L

Same. I transacted more than 2L in FY but I only got for 1 L. Don't know if they delay a lot of something. Better stick with vdc and forget actual card. If sbi is secondary account cancel the physical card for saving annual charges as vdc is free.

 

[djaz]

Using only SBI VDC in unipay for CC bill payments since last month.
Around 1% returns as cashback. In most of the months, bills are above 50k.
(0.25% for VDC + 0.25% normal + 0.5% for 50k milestone)
Debit card is free, no charges (because of virtual)

Paid by SBI VDC a week back for the first time, dont see any rewards yet? any idea how many days it takes usually to reflect the rewards for CC payment? Thanks

 

[RajS]

Paid by SBI VDC a week back for the first time, dont see any rewards yet? any idea how many days it takes usually to reflect the rewards for CC payment? Thanks

Points got refelected in 2 to 3 days

 

[jeevanreddy58]

Using only SBI VDC in unipay for CC bill payments since last month.
Around 1% returns as cashback. In most of the months, bills are above 50k.
(0.25% for VDC + 0.25% normal + 0.5% for 50k milestone)
Debit card is free, no charges (because of virtual)

May I know what is sweet spot for gaining 1% rewards using SBI DC.. is it 50k ? so that we can meet monthly milestone..

 

[djaz]

Points got refelected in 2 to 3 days

Oh.. will it be reflected in SBI rewardz or somewhere else? Thanks

 

[strangelets]

Paid by SBI VDC a week back for the first time, dont see any rewards yet? any idea how many days it takes usually to reflect the rewards for CC payment? Thanks

"I had the same issue. I generated a card two weeks ago, made some transactions, but I haven't received the reward points, and the transactions aren't showing up in my statement either."

 

[cardio_guycardio_guy is verified member.]

May I know what is sweet spot for gaining 1% rewards using SBI DC.. is it 50k ? so that we can meet monthly milestone..

Yes it is 50k. For more than 50k next milestone is 1L I think (not sure).

 

[cardio_guycardio_guy is verified member.]

Oh.. will it be reflected in SBI rewardz or somewhere else? Thanks

It will come in SBI rewardz itself.