Latest Working Methods to Pay Credit Card Bill from Debit Cards

[sumeet]

Can confirm that IndusInd Exclusive DC was working on Canara Setu as of 4th Feb 2024 and I got points on 7th Feb for transactions done on 4th Feb.

GOT POINTS FOR MC BUT NOT FOR VISA

 

[rutgersbach]

GOT POINTS FOR MC BUT NOT FOR VISA

Mine was VISA. In OTP SMS the merchant name was Retail CC and in the netbanking: VISA POS TXN AT IN/RETAIL CC BAI

 

[iamgroot]

Mine was VISA. In OTP SMS the merchant name was Retail CC and in the netbanking: VISA POS TXN AT IN/RETAIL CC BAI

visa ka kuch fix nhi he🤣..wo apne man se ata he

 

[Anil_SinghAnil_Singh is verified member.]

Mine was VISA. In OTP SMS the merchant name was Retail CC and in the netbanking: VISA POS TXN AT IN/RETAIL CC BAI

Same merchant name on sms and after transaction. No points yet. Did transaction on 2nd Feb.

 

[Anil_SinghAnil_Singh is verified member.]

Retail CC on SMS and retail bai mh in statement and received reward points today for transactions done on 6th feb via indusind visa signature DC

Looks like transaction done on 2nd feb are not eligible. I did on 2nd feb with same merchant names.

 

[mohit_k0]

How much time IDFC first tap take to credit rewards? I paid cc bill using phonepe and merchant name was "PhonePe Recharge"

 

[rutgersbach]

Same merchant name on sms and after transaction. No points yet. Did transaction on 2nd Feb.

Did you write to IndusInd support?

 

[qwert]

Freecharge sai nahi mila? Kab transaction kiya tha?

What about freecharge? Can you explain pls. I didn't saw while paying cc bill now I am regretting it. Apparently didn't got any cashback when paid using setu. 🙁

 

[Anil_SinghAnil_Singh is verified member.]

Did you write to IndusInd support?

They don't reply for months.

 

[imrahul]

What did you use Canara Setu or Paytm?

Canara setu...got points for both Indusind visa and Indusind mastercard DC

 

[imrahul]

Looks like transaction done on 2nd feb are not eligible. I did on 2nd feb with same merchant names.

Transactions done on 1st and 2nd day of the month are delayed many times, that is why i prefer doing on 4th, dont worry you will get points within 15 working days for this merchant for sure

 

[pranavk]

Still not received. What about you?

I've paid the bill via Paytm on the Visa variant and have received the points in 2 days.

 

[sravanbrahma]

Wait the physical card can be cancelled and I can keep only the VDC ?

I think it's possible theoretically although I am yet to try. You can do permanent block on physical card and vdc should continue to work like normal with no charges.

 

[sravanbrahma]

How much time IDFC first tap take to credit rewards? I paid cc bill using phonepe and merchant name was "PhonePe Recharge"

Mine too. Waiting for so long.

 

[Abhigyan kumar]

Wait the physical card can be cancelled and I can keep only the VDC ?

Yes you can. Did the same yesterday

 

[Akash Topder]

Yes you can. Did the same yesterday

Great! LTF VDC FTW!

 

[Mahirathore360]

Best way to get good cashback on hdfc CC bill payment?

 

[Arnal07]

@Abhishek012 what is the mcc for millennia dc on canara setu?

 

[Prem03]

Transactions done on 1st and 2nd day of the month are delayed many times, that is why i prefer doing on 4th, dont worry you will get points within 15 working days for this merchant for sure

I will not pay on 1st or 2nd next time

 

[shafiq49]

Using only SBI VDC in unipay for CC bill payments since last month.
Around 1% returns as cashback. In most of the months, bills are above 50k.
(0.25% for VDC + 0.25% normal + 0.5% for 50k milestone)
Debit card is free, no charges (because of virtual)

Regarding redemption of these points.. what are the options available? Are there any additional charges?