Latest Working Methods to Pay Credit Card Bill from Debit Cards

[imrahul]

What did you use Canara Setu or Paytm?

Canara setu...got points for both Indusind visa and Indusind mastercard DC

 

[imrahul]

Looks like transaction done on 2nd feb are not eligible. I did on 2nd feb with same merchant names.

Transactions done on 1st and 2nd day of the month are delayed many times, that is why i prefer doing on 4th, dont worry you will get points within 15 working days for this merchant for sure

 

[pranavk]

Still not received. What about you?

I've paid the bill via Paytm on the Visa variant and have received the points in 2 days.

 

[sravanbrahma]

Wait the physical card can be cancelled and I can keep only the VDC ?

I think it's possible theoretically although I am yet to try. You can do permanent block on physical card and vdc should continue to work like normal with no charges.

 

[sravanbrahma]

How much time IDFC first tap take to credit rewards? I paid cc bill using phonepe and merchant name was "PhonePe Recharge"

Mine too. Waiting for so long.

 

[La pasión]

Wait the physical card can be cancelled and I can keep only the VDC ?

Yes you can. Did the same yesterday

 

[Akash Topder]

Yes you can. Did the same yesterday

Great! LTF VDC FTW!

 

[Mahirathore360]

Best way to get good cashback on hdfc CC bill payment?

 

[Arnal07]

@Abhishek012 what is the mcc for millennia dc on canara setu?

 

[Prem03]

Transactions done on 1st and 2nd day of the month are delayed many times, that is why i prefer doing on 4th, dont worry you will get points within 15 working days for this merchant for sure

I will not pay on 1st or 2nd next time

 

[shafiq49]

Using only SBI VDC in unipay for CC bill payments since last month.
Around 1% returns as cashback. In most of the months, bills are above 50k.
(0.25% for VDC + 0.25% normal + 0.5% for 50k milestone)
Debit card is free, no charges (because of virtual)

Regarding redemption of these points.. what are the options available? Are there any additional charges?

 

[kumaran]

Regarding redemption of these points.. what are the options available? Are there any additional charges?

you can pay credit card bill using those points...I see that as best option.

 

[prk]

Regarding redemption of these points.. what are the options available? Are there any additional charges?

Many options including gift cards, recharge including fastag, cc bill, almost everything on BBPS. No charges.

 

[iBabubhau]

How much time IDFC first tap take to credit rewards? I paid cc bill using phonepe and merchant name was "PhonePe Recharge"

Same issue for me. Got points for wealth DC but not for fist tap yet. 😬

 

[ujjwal2024]

yesterday I paid my AU LIT card bill using HDFC Platinum easyshop DC in Freecharge.
Today, I got the cashback
Hence, it is working
But problem is only up to 2000 is free
That means you can get only rs. 20 cashback
as after that, charges of the freecharge is more than the reward of HDFC DC

 

[theflash]

Canara Setu is working right or MCC changed??

 

[Anindya98]

Canara Setu is working right or MCC changed??

Working, MCC is departmental store.

 

[theflash]

Working, MCC is departmental store.

last tried on?

I tried just now got Retail only not retail cc so asking....

 

[Anindya98]

last tried on?

10th Feb
Update: Points Pending > Credited(10/02/2025)

 

[Hemang]

10th Feb
Update: Points Pending > Credited(10/02/2025)

Konsa card use kiya tha bhai canara setu pe ? VDC SBI is working fine on canara setu and sbi unipay.