Latest Working Methods to Pay Credit Card Bill from Debit Cards

[iamgroot]

What was the MCC, Indus should have gotten points on it acc to others here. Did you ask the MCC for the transaction?

indus pe bharosa mat kro.2000 point aya .uske bad kuch nhi aya

 

[rutgersbach]

Bhai patience toh nhi he.Kisiko mila hoga toh me nodal ko mail karunga..5k ka salary ka sawal he😂

Patience nhi hai toh galat game khel rhe ho imo, it's not for you.

indus pe bharosa mat kro.2000 point aya .uske bad kuch nhi aya

3000 is the cap and I have gotten all the points from Setu. Need confirmation for Paytm, let the OP reply.

 

[2025]

HELP HELP HELP


Anyone received 5000 milestone vouch for rbl sig+ this month???


my card was issued on JAN 03,2024

Itna bada community walo.

Kisika to ana hoga feb me🤔

koi batao yar..Feb me kisiko mila annual voucher?

Bharosewalo koi to batao..Kisike pas Rbl sig+ nhi he ky😂

Bhai patience toh nhi he.Kisiko mila hoga toh me nodal ko mail karunga..5k ka salary ka sawal he😂

I told you in some other thread.
Usually, the deposit date is the 21st. At least wait until 25th Feb, then call CC. If you don't get it by 25th Feb, your issue will be resolved in 5 minutes after calling customer care.

 

[vaibhav111vaibhav111 is verified member.]

There are so many threads on this canrasetu issue and yes from yesterday after 11am this error off ccaveneue or some other error eventually any cc bill payment + any DC (IDFC/IHDFC/other DC) isn't working.. hopefully, it is a temporary issue..

 

[2025]

There are so many threads on this canrasetu issue and yes from yesterday after 11am this error off ccaveneue or some other error eventually any cc bill payment + any DC (IDFC/IHDFC/other DC) isn't working.. hopefully, it is a temporary issue..

I have noticed that Guest traffic in TF has increased since yesterday. They must be looking for a quick fix.

The most reasonable alternative as of now is use Rupay DC in bill payment site e.g., billdesk, paytm, payzapp, freecharge, phonepe, Unipay etc. IDFC>>SBI VDC>>SBI DC>>Others (Also Indus works at some places).

 

[iamgroot]

I told you in some other thread.
Usually, the deposit date is the 21st. At least wait until 25th Feb, then call CC. If you don't get it by 25th Feb, your issue will be resolved in 5 minutes after calling customer care.

The thing is my card was upgraded to edc in novemeber..Thats why i am worried..I spent more than 6lkh before upgrading

 

[msankadi]

Apply add-on debit card IDFC Firstap RuPay Platinum DC - use on Phonepe and Freecharge app (no extra charges for RuPay variant).

All IDFC User must apply IDFC Firstap RuPay Platinum Debit Card (2nd Debit card), get reward + welcome rewards.

IDFC Firstap RuPay Platinum DC Reward Rate depend on your acc variant- Normal, Select, Wealth & Private DC

Total 16,000 Welcome RP recvd-

Here one guy shared 8000 RP for first trxn done on IDFC Firstap RuPay Platinum DC on Canara Setu (Wealth acc). This is addition to 8000 RP already received this month for Wealth DC on Canara Setu

Received These 3 Merchant Names And Getting Repeated -

1. PHONEPE RECHARGE
2. phonepe recharge
3. phonepe

1st And 2nd Merchant - Reward Points Updated On 24 Hour.

3rd - Reward Points Updated On 8th Day.

Other merchant name -

WWWPHONEPECOM Gurgaon
phonepe
WWWPHONEPE
phonepe banglore

Just a request

This red red not needed imo... If all of us start coloring posts... Whole forum page will become like holi and won't look good

 

[RichieRich]

@Abhishek012 bhai dekhlo log kitne pareshaan hai canara setu se. abhi bhi time hai bata do logon ko canara setu ka alternative. DUA mein yakeen rakhna

 

[Sobirvs]

I have noticed that Guest traffic in TF has increased since yesterday. They must be looking for a quick fix.

The most reasonable alternative as of now is use Rupay DC in bill payment site e.g., billdesk, paytm, payzapp, freecharge, phonepe, Unipay etc. IDFC>>SBI VDC>>SBI DC>>Others (Also Indus works at some places).

time to make this forum paid only

 

[Abhigyan kumar]

@Abhishek012 bhai dekhlo log kitne pareshaan hai canara setu se. abhi bhi time hai bata do logon ko canara setu ka alternative. DUA mein yakeen rakhna

Bhai kya fayda usne bataya to twitter mai bhi tag kardega phir kuch din mai fix hojayega 🤣🤣🤣

 

[ARV]

What was the MCC, Indus should have gotten points on it acc to others here. Did you ask the MCC for the transaction?

Did not check the MCC, it’s a hassle to talk to customer care in Indus you can connect to a live agent. They don’t respond to Mails also. Didn’t want to break my head over it.

 

[rutgersbach]

Just a request

This red red not needed imo... If all of us start coloring posts... Whole forum page will become like holi and won't look good

Bhai, if one is doing it why should others follow his lead? He is using sparingly for important points only. Helps tremendously for many. Aap apna normal chalte raho, let commander issue commands in red 🤣

 

[_shankarnv]

Important update:
Sbi Unipay has removed the option to pay cc bills using other bank’s debit card.

Updated as on 31st Jan'25 I will keep on updating here and on https://x.com/sm98119

1a) RBL signature + dc: Pay using Canara setu. 1% cashback for cc bill payment upto 1000rs pm. Extra 5,000 Rs voucher if spend of 5L or more in a year. Fees 5.9k issuance (get 5k voucher) and 1.8k annual (waived off on 3L spends). Can open multiple accounts with same pan to get multiple dc.

2) HDFC Millennia debit card: Pay using Canara setu to get 2.5% cashback. Or load wallet (Amazon(full kyc req) or mobikwik) and then pay cc bill using wallet balance to get 1% cashback. Total combined cashback monthly limit 400. Fees 500 (waived for certain account categories). Use Bill desk QR code to pay cc bill from amazon wallet.

3) Indusind exclusive or select debit cards (around ~0.9% cashback): There are 2 main cards : visa signature and Mastercard World. Both can be held together and free of charge with select or exclusive accounts. Use paytm or Canara setu for visa. Payzapp or Canara setu for mastercard variant. Do note, these dc have incremental rewards, so if spend is 10k only <0.5% rewards.
For mc world and visa signature each : Cashback limit is Rs 1050 per month on spends of 112k. Max 3000 reward points at 35 paise.
*Visa Platinum card has been devalued w.e.f November, so removed from above.

4) FI money ( infinity or salary variant): Pay using Canara setu or using cred through FI Upi. Pay 1.5k multiple times. Get 2% cashback. Max cashback of Rs30 per tranx. Rs.100 per day, 500 per month.

5) IDFC Debit cards: Pay using Canara setu.
Reward rate and dc fees depends on account type:
For wealth account: 0.67% rewards till 50k(online spends). 2.5% rewards post 50k. Rs.12.5k rewards max monthly. So, around Rs.5.36L transaction can be done.
For Select account: 0.5% rewards till 50k(online spends). 2.5% rewards post 50k. Rs.7.5k rewards max monthly. So, around Rs.3.4L transactions can be done.
For basic account: 0.33% rewards till 50k(online spends). 1.67% rewards post 50k. Rs.2k rewards max monthly. So, around Rs.1.6L transactions can be done.

6) Axis Liberty dc: Pay using Canara setu. For 60k spends in a calendar qtr, get 750 cashback. Bonus tip: spend 10k on gift edge/Amazon (incl gift voucher)/ FK during weekend and get 500Rs reward pm. Dc fees apply.

7) Axis Burgundy DC: Pay using Canara setu ("Retail CC" merchant name) for 1% Edge Rewards which is equal to 20paise for gift voucher redemption. Double rewards in the birthday month.

8) Kotak 811 Super: Pay using Canara setu. Get 5% cashback upto Rs500.

9) Other dc: Sbi physical dc 0.25% and SBI Virtual dc 0.50% on all except account to wallet/account to account. Jupiter (1% upto Rs150 on sbi unipay; 2% using upi for select accounts). Union bank signature 1% unlimited. Standard Chartered Infinite Priority 1.25% unlimited vouchers on wallet/utility etc.

Canara bbps/setu website (https://billpe.setu.co/1449602066912642206) has 5311 MCC ("Retail CC" merchant name) for paying cc bills.

Ongoing issues
(1) For Non-BBPS CC billers (like Amex or SC), you cannot use Canara Setu and most other apps. You can load Amazon wallet or payzapp wallet using debit cards which give points on Wallet load (like HDFC Millenia) and pay using the bill desk website. Alternatively, you can use cc issuer NEFT/UPI details as well.
Amex: https://www.americanexpress.com/in/...-statements-and-balance/making-a-payment.html
SC: https://www.sc.com/in/credit-cards/payment-option/
(2) Indus dc points are not regular, so will have to wait and still no guarantee that you will get the points or correct number of points.
(3): Some have reported idfc dc is blocked while account is active. You can complaint to idfc, it gets solved in 3-5 days.

Other debit cards which have good reward rates but do not work on Canara Setu or any other known platform
1) RBL Enterprise dc: 5% cb on paying cc bills upto 1k monthly using utility mcc. 9k vouchers if spend of 15L in an year. Fees of 2.2k annual. On joining, 8.9k fees and you get 8.5k voucher.
2) HDFC PLATINUM debit card: 1% cashback upto Rs750 pm using utility mcc. Fees 750 (waived for certain account categories).

Estimated timelines for rewards : https://www.technofino.in/community...-card-bill-from-debit-cards.25788/post-777326

SBI dc rewards update from 1st May. Details here
https://www.technofino.in/community...-card-bill-from-debit-cards.25788/post-643329

AU bank and standard chartered bank dc: see here https://www.technofino.in/community/threads/best-debit-card-for-credit-card-bill-payment-2024.26178/

canarasetu isnt working since today morning

 

[mobsol2017]

canarasetu isnt working since today morning

its not working since yesterday wait maybe there is maintenance going on

 

[MrKant]

SBI RuPay virtual card also give reward points on Billdesk (Amex & SCB CC bill also supported), Phonepe, freecharge app and other apps.

100% reliable apps.

Any specific merchant name for phonepe gonna use sbi vdc

 

[rutgersbach]

Any specific merchant name for phonepe gonna use sbi vdc

Why using phonepe for SBI VDC? Isn't unipay working for it? 🤔

 

[MrKant]

Why using phonepe for SBI VDC? Isn't unipay working for it? 🤔

Just to separate traffic on one merchant

 

[Raviteja]

Any way to get Indus select visa debit card reward points on payment of credit card bill for other than canara setu as it is not working? Today is my due date. Please suggest

 

[rocky15]

any idea how much time does it take for virtual firstap card issuance after applying?

 

[Saiv]

Kotak 811 Super also doomed, they’re not issuing cashbacks on utilities wallet loads insurance etc etc, so ₹500 cashback also gone, nothing left!