Regalia Gold Regalia Gold LTF real or fake?

[prankster]

So I have been patiently waiting for a better card from HDFC and finally this morning I got a notification about Regalia Gold LTF.
But when I opened and tried to apply, it is showing fees. Will it be LTF if I apply? Also checked on Xpressway, all cards are shown as paid there.

 

[thiruvetti]

I have HDFC Millenia and am getting Regalia Gold LTF Upgrade since I have Classic account.
Should I take it? I research several Youtube review videos and in comments most users saying Regalia Gold is bad option compared to Millenia.

I am not a major credit card user (meaning not someone who does Money rotation or other tricks). A simple CC user for home needs and rare high spending. Dont care about Lounge offers

Should I upgrade or stay with Millenia?

 

[sambitpatro]

I have HDFC Millenia and am getting Regalia Gold LTF Upgrade since I have Classic account.
Should I take it? I research several Youtube review videos and in comments most users saying Regalia Gold is bad option compared to Millenia.

I am not a major credit card user (meaning not someone who does Money rotation or other tricks). A simple CC user for home needs and rare high spending. Dont care about Lounge offers

Should I upgrade or stay with Millenia?

Millennia is better if u compare the reward rates but regalia gold is better as it gives additional lounge access and other benefits...so decide according to ur spends

 

[thiruvetti]

Millennia is better if u compare the reward rates but regalia gold is better as it gives additional lounge access and other benefits...so decide according to ur spends

Thanks. In case I go for Regalia Gold is Rupay better or Visa? I dont see much Rupay specific deals online nowadays

 

[sambitpatro]

Thanks. In case I go for Regalia Gold is Rupay better or Visa? I dont see much Rupay specific deals online nowadays

Visa I guess... Nothing extra u will get with rupay

 

[Ehtasham_123]

I was holding Regalia First LTF credit card since October 2019, never got any LTF upgrade offer. Now in the month of February 2025, to my surprise I got Regalia Gold upgrade offer, that too LTF. I just grabbed the offer. Also confirmed LTF status via email as a proof.

 

[prankster]

I was holding Regalia First LTF credit card since October 2019, never got any LTF upgrade offer. Now in the month of February 2025, to my surprise I got Regalia Gold upgrade offer, that too LTF. I just grabbed the offer. Also confirmed LTF status via email as a proof.

Good for you. Must be a long term relationship with the bank

 

[sambitpatro]

I was holding Regalia First LTF credit card since October 2019, never got any LTF upgrade offer. Now in the month of February 2025, to my surprise I got Regalia Gold upgrade offer, that too LTF. I just grabbed the offer. Also confirmed LTF status via email as a proof.

Regalia gold ltf offer chal raha last year end and this year January tak

 

[prankster]

Regalia gold ltf offer chal raha last year end and this year January tak

Na na, this year there was no regalia LTF offer. Only rare cases me tha

 

[sambitpatro]

Na na, this year there was no regalia LTF offer. Only rare cases me tha

I got regalia gold ltf offer from millennia ltf this year

 

[AlooDum]

I was holding Regalia First LTF credit card since October 2019, never got any LTF upgrade offer. Now in the month of February 2025, to my surprise I got Regalia Gold upgrade offer, that too LTF. I just grabbed the offer. Also confirmed LTF status via email as a proof.

I got regalia gold ltf offer from millennia ltf this year

How you got LTF upgrade offer in mail or SMS please share screenshot

 

[350modena]

I was holding Regalia First LTF credit card since October 2019, never got any LTF upgrade offer. Now in the month of February 2025, to my surprise I got Regalia Gold upgrade offer, that too LTF. I just grabbed the offer. Also confirmed LTF status via email as a proof.

How easy is it to upgrade from regalia gold to say DCBM or Infinia? Any cooling period ? And are spends on regalia counted as continued spends on regalia gold? (Say for annual milestone)?

 

[Ehtasham_123]

How easy is it to upgrade from regalia gold to say DCBM or Infinia? Any cooling period ? And are spends on regalia counted as continued spends on regalia gold? (Say for annual milestone)?

I was upgraded from Regalia First to Regalia Gold. I don't use this card much as I have Millennia too on my wife's name. As my Regalia Gold is LTF, I don't bother for reward points.

 

[sambitpatro]

How you got LTF upgrade offer in mail or SMS please share screenshot

Got the offer on both