Regalia Gold Need help on way forward for upgradation of card

[iscoopicecreams]

Hi,

I presently hold LTF Regalia Gold credit card and wanted to upgrade to DCB Plastic/Metal (LTF). So I have sent a mail to L1 of escalation matrix to customerservices.cards@hdfcbank.com. I have received the attached response from them to send physical documents to Chennai office which I'm fine to do. However, in the middle of mail they have written that "We wish to inform you that currently all cards are chargeable."

Due to this, I'm in dilemma whether I should first send the documents to Chennai office or straight escalate to L2 which is escalation.cc@hdfcbank.com.

For everyone's information, I have spend more than 7.5 lakhs last card year and have a credit limit of 6.5 lakhs presently.

Anyone's help is highly appreciated.

 

[hedgehog2122]

Upgrade will be paid through this route. I have biz black as a floater to LTF RG.

 

[iscoopicecreams]

Upgrade will be paid through this route. I have biz black as a floater to LTF RG.

Why so? Any precedent?

 

[akiratoriyama]

Upgrade will be paid through this route. I have biz black as a floater to LTF RG.

How did you get that? Procedure pls?

 

[Dazzwilliams]

I haven't seen any HDFC cards being issued as LTF in super premium category (Infinia, DCB, Biz Black) in 2025 by any type of sourcing.

 

[iscoopicecreams]

I haven't seen any HDFC cards being issued as LTF in super premium category (Infinia, DCB, Biz Black) in 2025 by any type of sourcing.

Should I try escalating?

 

[Dazzwilliams]

Should I try escalating?

No point. You can try if you want

 

[iscoopicecreams]

No point. You can try if you want

Ohk. So should I send the docs to Chennai office or escalate first ?

 

[hedgehog2122]

How did you get that? Procedure pls?

With required revenue/income along with GST you can also get it.

 

[akiratoriyama]

With required revenue/income along with GST you can also get it.

Have all that, but did you do this via floater form from hdfc branch and sending it to chennai?

 

[hedgehog2122]

Have all that, but did you do this via floater form from hdfc branch and sending it to chennai?

Through credit card sales guy in branch, didn't send anything to chennai

 

[Rupendra]

I got DCB metal LTF in june last year.
I sent an email to Grievance.Redressalcc@hdfcbank.com for upgrade from millennia to infinia/dcb . they asked for documents for internal review for first year free card.
I sent the documents and they upgraded the card without informing. I sent mail again that they upgraded the LTF card to chargeable card.
They replied and agreed to make DCB metal LTF.

 

[sadhunath]

I got DCB metal LTF in june last year.
I sent an email to Grievance.Redressalcc@hdfcbank.com for upgrade from millennia to infinia/dcb . they asked for documents for internal review for first year free card.
I sent the documents and they upgraded the card without informing. I sent mail again that they upgraded the LTF card to chargeable card.
They replied and agreed to make DCB metal LTF.

 

[iscoopicecreams]

I'm presently having Regalia Gold LTF and have an offer for an upgrade to DCB Metal FYF (DCB Plastic is not being issued presently as per CS). Is it worth it to upgrade as I have spends of ~4-5L per annum (including Gyftr APay vouchers of 60-70K p.a.)

Thanks in advance!