• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

No Cost EMI - Cancellation - All Banks - Master Wiki

Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Do we get reward points in HDFC if we preclose NCEMI?

With NCEMI we definitely don’t get reward points right?
 
Does anyone know about Federal Bank NCEMI Cancellation , i see 1% is processing fee, will it be reversed upon cancelling the EMI.
 
people need to update abt axis, icici and hdfc. I cancelled axis/icici in november easily but in reddit some were saying it doesn't work now..
 
I cancelled one emi in nov sale time, i cancelled from hdfc card website there was mention of charge but none deducted.
You can try your luck
yeah even I have heard they show u the charge of 3% but they don't actually deduct it. I wonder if they deduct in later perhaps, anyways, wanted to confirm, thanks.
 
yeah even I have heard they show u the charge of 3% but they don't actually deduct it. I wonder if they deduct in later perhaps, anyways, wanted to confirm, thanks.
They charged it as a separate entry for me
OFFUS EMI,PRECLO FEE last December.

Before that during Sept/Oct, I had closed 6 EMIs without any charges.
 
How long does Axis takes for EMI conversion. Did a transaction on 6th March and still it is not converted yet.

My statement generation date is 15th so what happens if the EMI is added in the statement and I cancel it after 15th. Will I able to pay everything or the remaining amount left after subtracting first EMI will be billed in next statement??
 
Do we get reward points in HDFC if we preclose NCEMI?

With NCEMI we definitely don’t get reward points right?
I can confirm axis and icici doesn't give any points for emi cancellation. Basically anything related to emi, no points.

Idk about HDFC though as I have never cancelled emi with HDFC.
 
How long does Axis takes for EMI conversion. Did a transaction on 6th March and still it is not converted yet.

My statement generation date is 15th so what happens if the EMI is added in the statement and I cancel it after 15th. Will I able to pay everything or the remaining amount left after subtracting first EMI will be billed in next statement??
If the GST charges are posted and still the transaction is pending for EMI conversion, you can call customer care and cancel the EMI.
 
hdfc is charging pre-closure 3% with gst + interest for days until emi cancellation with gst. So I dropped the plan to cancel the hdfc ncemi.

Now I have purchased a product with ICICI NCEMI, want to cancel this emi, can anybody confirm the latest information on any charges on cancelling the emi
 
Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Back
Top