SBI Cashback Credit Card Application Process 2025

[harsha1]

Hi Team, anyone recently ( in 2025) applied this SBI cashback credit card?

Which platform you have used to application?

What was your overall credit card total limit from other cc cards?

Do we get immediate approval or decline on screen while application?

I have total other cc limits around 24L

Will I be eligible to apply? 🥶

Please guide...

 

[Anindya98]

Don't you have sbi savings account??

The account is not the issue instead of verification via bank account he selected vkyc. IG

 

[mailmenow]

I applied it through CASHKRO...
There limit will be showing of 20,000 only 😔
Also done there video kyc today..
But have confusion that it will approved or not ⁉️
Can you help me with it...
I attach some screenshots here...
View attachment 87103

They are usually given very less limit for sbi cashback card as said by @Anindya98 . I think they approve the existing customer credit card on the basis of credit score and financial transaction history. I got 91k limit. May i know did they ask for your income in sbi sprint?? I didn't enter any income in my application where it was not asked for me

 

[Piyush Yadav]

Don't you have sbi savings account??

No..
I don't have any banking relation with SBI and not holding any sbi credit card

 

[mailmenow]

No..
I don't have any banking relation with SBI and not holding any sbi credit card

Ok. But if it is really approved, then why they informed "will update you through sms,post approval??!!!!

 

[mailmenow]

The account is not the issue instead of verification via bank account he selected vkyc. IG

Bro i. Vkyc it was showing that if we select vkyc card processing get faster like that when compared with the 2nd option there

 

[BeingIncogBeingIncog is verified member.]

Bro i. Vkyc it was showing that if we select vkyc card processing get faster like that when compared with the 2nd option there

that's false promise i guess lol
as mine was approved within few minutes (applied at 12:20 AM)

 

[mailmenow]

No..
I don't have any banking relation with SBI and not holding any sbi credit card

Did they ask for the income to be entered in the column provided?
Did your cashkaro transaction tracked ?

 

[mailmenow]

The account is not the issue instead of verification via bank account he selected vkyc. IG

I mean if he had sbi Savings account, then he would have get the instant approval?

 

[BeingIncogBeingIncog is verified member.]

I mean if he had sbi Savings account, then he would have get the instant approval?

nope nothing like that.

 

[Piyush Yadav]

They are usually given very less limit for sbi cashback card as said by @Anindya98 . I think they approve the existing customer credit card on the basis of credit score and financial transaction history. I got 91k limit. May i know did they ask for your income in sbi sprint?? I didn't enter any income in my application where it was not asked for me

First i want to know what was that SBI sprint....?
Yes they ask for my annual income when i applying for card .... Occupation and income details...
I done my verification from vkyc. Is this the reason why I got less limit?

 

[Piyush Yadav]

that's false promise i guess lol
as mine was approved within few minutes (applied at 12:20 AM)

Though vkyc or banking method

 

[mailmenow]

First i want to know what was that SBI sprint....?
Yes they ask for my annual income when i applying for card .... Occupation and income details...
I done my verification from vkyc. Is this the reason why I got less limit?

SBI sprint is the official portal for applying sbi credit cards.

 

[mailmenow]

that's false promise i guess lol
as mine was approved within few minutes (applied at 12:20 AM)

Do u have any sbi account?

 

[BeingIncogBeingIncog is verified member.]

Do u have any sbi account?

nope. . .

 

[BeingIncogBeingIncog is verified member.]

Though vkyc or banking method

through penny drop verification.

 

[Anindya98]

I mean if he had sbi Savings account, then he would have get the instant approval?

Any bank account verification will work, it is not mandatory to use SBI account only.
@BeingIncog thanks for mentioning the name penny drop verification.

 

[mailmenow]

Hurray..!!!!
The rewards gets tracked......!!!! Thank you so much @Anindya98 for helping me and for your valuable suggestion on sbi cashback card

 

[mailmenow]

Any bank account verification will work, it is not mandatory to use SBI account only.

I mean not for varification but for the banking relationship with sbi for approval

 

[mailmenow]

Hurray..!!!!
The rewards gets tracked......!!!! Thank you so much @Anindya98 for helping me and for your valuable suggestion on sbi cashback card

May I know will it take 3 months to get credit the rewards?? @Anindya98

 

[Anindya98]

I mean not for varification but for the banking relationship with sbi for approval

No, SBI and SBI Cards are separate entities.