IDFC First Bank Launched its Debit Card Reward System

[2025]

You can use VISA on the eligible merchant on Phone Pe but issue is there are some charges for using VISA card

They want confirmation from @Abhishek012 only.
Inhe sayaad nehi pata hay ki Abhishek usually ignores VISA / MC messages.

I wrote about it sometime back (see below)... also told them to test with their card to get their answer themselves by finding suitable merchant names.

2

Post in thread 'Which Debit Card to use for Credit Card Bill Payment in April 2025'

Mar 16, 2025

Arey bhai jab likha he visa mastercard not eligible toh milega nahi na

No bro. Milega, if it tag correct (eligible) mcc. I am not aware specific to that exact merchant name though, but good probability mil sakta hay. Saath mein charges v dena padega. 0.6%.

And even if the merchant name is www phonepe com, then also we'll not get points if I have a visa card?

There is a good chance, do some test transaction.

But why u want to use visa? When u can generate rupay and reward limit is same. Rupay has many advantages like zero charges, always correct mcc etc.

• 2025

• 

 

[Abhishek012]

They want confirmation from @Abhishek012 only.
Inhe sayaad nehi pata hay ki Abhishek usually ignores VISA / MC messages.

I wrote about it sometime back (see below)... also told them to test with their card to get their answer themselves by finding suitable merchant names.

2

Post in thread 'Which Debit Card to use for Credit Card Bill Payment in April 2025'

Mar 16, 2025

Arey bhai jab likha he visa mastercard not eligible toh milega nahi na

No bro. Milega, if it tag correct (eligible) mcc. I am not aware specific to that exact merchant name though, but good probability mil sakta hay. Saath mein charges v dena padega. 0.6%.

And even if the merchant name is www phonepe com, then also we'll not get points if I have a visa card?

There is a good chance, do some test transaction.

But why u want to use visa? When u can generate rupay and reward limit is same. Rupay has many advantages like zero charges, always correct mcc etc.

• 2025

• 

Mai ek pal k liye bata bhi du toh usme 10 ques aur aa jayega, phir uske aur 10 ques.

Pura waste of time aur isse cascading effect/ripple effect create ho jata hai.

Utne me 10 aur logo ko IDFC firstap RuPay chipka dunga.

Aaj he kisi ne tag kiya tha TF me kitne notification wagera aate hai aisa kuch.

Woha bhi reply dena waste of time, utne time me 10 aur logo ko IDFC firstap RuPay chipka dunga.

Aur itna bol k 10 logo ko aur intezar karwa k rakha, ja raha hu RuPay dilane unlogo ko, buhbye.

 

[Ak Singh]

Mai ek pal k liye bata bhi du toh usme 10 ques aur aa jayega, phir uske aur 10 ques.

Pura waste of time aur isse cascading effect/ripple effect create ho jata hai.

Utne me 10 aur logo ko IDFC firstap RuPay chipka dunga.

Aaj he kisi ne tag kiya tha TF me kitne notification wagera aate hai aisa kuch.

Woha bhi reply dena waste of time, utne time me 10 aur logo ko IDFC firstap RuPay chipka dunga.

Aur itna bol k 10 logo ko aur intezar karwa k rakha, ja raha hu RuPay dilane unlogo ko, buhbye.

Bhai tum Rupay network ke thekedaar ho kya?
Tumne rupay ka theka liya ki 2026 tak rupay india ka 90% market share capture kra doge?

 

[sambitpatro]

Bhai tum Rupay network ke thekedaar ho kya?
Tumne rupay ka theka liya ki 2026 tak rupay india ka 90% market share capture kra doge?

Not for profit promoter of a not for profit company's product

 

[2025]

Mai ek pal k liye bata bhi du toh usme 10 ques aur aa jayega, phir uske aur 10 ques.

Pura waste of time aur isse cascading effect/ripple effect create ho jata hai.

Utne me 10 aur logo ko IDFC firstap RuPay chipka dunga.

Aaj he kisi ne tag kiya tha TF me kitne notification wagera aate hai aisa kuch.

Woha bhi reply dena waste of time, utne time me 10 aur logo ko IDFC firstap RuPay chipka dunga.

Aur itna bol k 10 logo ko aur intezar karwa k rakha, ja raha hu RuPay dilane unlogo ko, buhbye.

Achha hua ki maine aapko kavi DM nehi kiya.

Nehi toh mera ego toh pakka hurt ho jata.

Sir, aap itne acche kaam kitne peacefully and patiently karte ho. But still, I think u also know why a little experienced people internally dislike u.

Bhai aap na aapne aap ko aapke tarike se thoda aur reform karlo, fer dekho. Aapke andar talent kud kud k vare hay but kuch toh problem hay. Jo aap centre of dislike ban jate ho. Even though you may have thousands of followers, eventually they will also start disliking you unless u make them comfortable that u r really sympathetic with them.

Or maybe I have something to introspect further on my understanding about you and your surroundings.

Anyways we all should move on. Because none of us are immortal. We will be nowhere in next few years... decades.

 

[sambitpatro]

Achha hua ki maine aapko kavi DM nehi kiya.

Nehi toh mera ego toh pakka hurt ho jata.

Sir, aap itne acche kaam kitne peacefully and patiently karte ho. But still, I think u also know why a little experienced people internally dislike u.

Bhai aap na aapne aap ko aapke tarike se thoda aur reform karlo, fer dekho. Aapke andar talent kud kud k vare hay but kuch toh problem hay. Jo aap centre of dislike ban jate ho. Even though you may have thousands of followers, eventually they will also start disliking you unless u make them comfortable that u r really sympathetic with them.

Or maybe I have something to introspect further on my understanding about you and your surroundings.

Anyways we all should move on. Because none of us are immortal. We will be nowhere in next few years... decades.

Bhai tum professional counselor ho kya?🤣🤣

 

[messi_10]

@Abhishek012 I think you are ignoring me. I'm asking third time. I want to use idfc visa since you told that phonepe not fetching rewards for visa. Please share the alternatives. Want to pay via visa to avail welcome benefits

Bhai, asking abhishek regarding visa instead of rupay is like asking baba ramdev regarding dove shampoo instead of patanjali one.

 

[Venom_06]

Bhai, asking abhishek regarding visa instead of rupay is like asking baba ramdev regarding dove shampoo instead of patanjali one.

Ik but no hate or angry towards @Abhishek012 bhai #peace

 

[Im_zr]

Opened new account. In which platform do I need to make first transaction to get 4000 points

 

[RichieRich]

Opened new account. In which platform do I need to make first transaction to get 4000 points

generate firsttap rupay card and use it on phonepe

 

[prankster]

Received points for 9,12th March, check yours

 

[varkey]

Feb 15 - Points credited (Canara Setu Retail CC)
Feb 16 - Points credited (Canara Setu Retail CC)
Feb 18 - No points yet (Canara Setu Retail CC)
Feb 20 - Points credited (Canara Setu Retail CC)
Feb 24 - No points yet (PhonePe)
Feb 27 - No points yet (PhonePe)
Feb 28 - No points yet (PhonePe)

Received points for the Feb 27th transaction today. Still nothing for transactions done on Feb 18, Feb 24, and Feb 28. Not sure how they are processing these points, seems random.

 

[Ram1]

Wwwphonpecom eligible for idfc dc? @Abhishek012

 

[shu_sha]

Wwwphonpecom eligible for idfc dc? @Abhishek012

Y E S

 

[Im_zr]

Y E S

“PhonePe Pvt Ltd“ is it eligible for idfc dc

 

[shu_sha]

“PhonePe Pvt Ltd“ is it eligible for idfc dc

N O P E S

 

[Im_zr]

N O P E S

Can you provide the full eligible list of mcc codes for Idfc DC. Tnx in advance

 

[shu_sha]

Can you provide the full eligible list of mcc codes for Idfc DC. Tnx in advance

Check this out

A

Post in thread 'Latest Working Methods to Pay Credit Card Bill from Debit Cards'

Feb 15, 2025

@Abhishek012 do we get reward points by paying credit card bills on Phonepe using IDFC wealth DC?

Bro, Apply (2nd IDFC Debit Card) Add-on IDFC Firstap RuPay Platinum Debit Card is also Wealth Debit Card (for wealth account holders).

No extra charges for RuPay variant on Phonepe app.

IDFC Firstap RuPay Platinum Debit Card Reward Rate depend on your acc variant- Normal, Select, Wealth & Private Debit Card.

Higher variant acc get higher welcome reward on IDFC Firstap RuPay Platinum DC (min first trxn 1.5k)

2k welcome reward IDFC...

• Abhishek012

• 

 

[Im_zr]

Open new idfc account.. please clarify the queries;
1)haven’t issued fastap yet. Where to made my first transaction of rs 1000 or more from my visa infinite to get 4000 welcome rewards.
2)Whether can I receive bonus from fastap separately whenever I issue it. Will it be 4000+4000 points or overall 4000?

 

[Abhishek012]

Open new idfc account.. please clarify the queries;
1)haven’t issued fastap yet. Where to made my first transaction of rs 1000 or more from my visa infinite to get 4000 welcome rewards.
2)Whether can I receive bonus from fastap separately whenever I issue it. Will it be 4000+4000 points or overall 4000?

you will receive bonus from fastap separately. it will be 4000+4000 points (total 8000 points)

Apply firstap RuPay and use on phonepe app. No extra charges for RuPay variant.

Read the post to get all merchant name list for RuPay variant.

Phonepe app - Credit Card bill pay via IDFC Firstap Sticker RuPay Platinum Debit Card without any charges -

MCC 4814, if you get these merchant names only - 👇🏼👇🏼

PHONEPE RECHARGE BANGALORE
PHONEPE RECHARGE
Phonepe recharge
WWWPHONEPECOM Gurgaon
WWWPHONEPECOM
WWWPHONEPE
phonepe banglore
phonepe
Phonepe billpayments

A

Thread 'Which Debit Card to use for Credit Card Bill Payment in April 2025'

Feb 26, 2025

Which Debit card use for Credit Card bill payment in April 2025:

1) IDFC Debit cards: All IDFC account holder apply 2nd debit card - Add-on IDFC Firstap Sticker RuPay Platinum Debit Card.

You will get same reward points and 10x reward points benefit as per your account variant - Normal/General, Select, Wealth and Private account.

Apply 2nd IDFC Debit card ( primary visa/mastercard card + this add-on RuPay card both will coexist) from IDFC app, under your debit card section.

If you want to understand it better, think of it like this:

• For an IDFC Normal...

• Abhishek012
• credit card debit card hdfc kotak rbl rupay sbi upi visa wallet
• Replies: 1,180
• Forum: Debit Card

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@Ram1