Bhaiyo khane pine pe mat jao pehli baat off topic hora dusri baat bhook lagri
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Cent Queen Savings Account - LTF Rupay Select Debit Card
- Thread starter Anupama_Jha
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dvader
TF Ace
@Ram1 can I use Debit card details (after delivery) to register for netbanking without generating green pin first. I accidently uninstalled CentMobile for 2nd CIF while cleaning up home screen ICONs, I can re register with Debit card or netbanking (will need debit card for this too) but I can only generate green pin after login.
I dont wanna bother branch guys until I get the second joint account opened.
I dont wanna bother branch guys until I get the second joint account opened.
Yes dont worry it wont ask pin. Just card number and expiry date enough to generate password
dvader
TF Ace
Thanks, I thought it wouldn't validate debit card details until the Green PIN is generated. This saves me a visit to the ATM 😀
zomatoo
TF Premier
So guys after the first bank denied me the second debit card. I will visit cboi ro branch and there is second branch 500 mtr away from it both in very good area of my city for my sister's account and add my father to the joint account. @dvader can you please elaborate the process of opening joint account. so I don't make a mistake.
dvader
TF Ace
See this
Post in thread 'Cent Queen Savings Account - LTF Rupay Select Debit Card'
dvader
TF Ace
@kuchbhi today I opened a second joint account with my mother. They didn't press on IP cheque but requested to keep good amount as it's financial year end. I obliged.
This time I filled the form myself and CIF got generated on the spot. I was about to leave when I remembered to mention Cent Queen. Do not forget to mention cent queen. Let's see how it goes. I might not get the second add on card for this account though....
This time I filled the form myself and CIF got generated on the spot. I was about to leave when I remembered to mention Cent Queen. Do not forget to mention cent queen. Let's see how it goes. I might not get the second add on card for this account though....
so when you remembered didn't you say those guys that this is just another form to open another cent queen account forgot to mention so please take care
dvader
TF Ace
Yeah ofc I did. And the guy knew I am getting another joint queen account still the CIF lady had to be reminded. Eitherway just highlighting that it needs to be reminded multiple times.
BTW they were quite sure on the 2nd add on card. One of the guy told me that they tried it in a similar scenario (just not cent queen) and they couldn't issue 2nd Addon on one CIF. still they will try in case something has changed.
@kuchbhi
Unrelated: I don't do branch banking. But It's really surprising how dumb general public is and I am not talking about illiterate people, I understand their needs and issues and branches are there to accomodate them first. I am talking about educated, professional being utter dumb and thick on purpose. Fighting with employees to fill their forms, filling NEFT/RTGS forms for 50000 and checking status in mobile banking (let that sink in), asking a print out of statement and passbook to match them, sending someone else to do branch banking for them (not for elderly family member mind you) then creating rukus after the ac holder (a guy in 20s) comes in. Barging in BM's cabin for minor issues that have already been explain by three employees. For the first time I realized that PSU banks cant be held completely responsible for their behaviour some of that is on us too.
A guy in is late 20s walks in, explains that he has a dormant account and asks if CBoI is safe for INR 4-5 Lacs. I have some trauma after watching all this. I have to visit the branch just once more and that's it. BTW PSUs don't give a F*** about freeze as long as law enforcement is not envolved, do whatever you want.
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don't worry you reminded them so they will open queen only
and even if they don't you owe samosas to them
they will convert for you and then issue dc
dc to milke rhega
enjoy 4 dcs 😉
No need to close. You can have separate joint account
Ak Singh
TF Legend
I have joint account with my mother,
Can I open individual single in cbi?
Then add this account as joint with my sister account? Possible..
Yes possible. But if first holder is male, won't get queen account
Yes it is possibile.
dvader
TF Ace
To clarify instead of account think of CIF ID being attached to an account. A retail saving account can have up to 3 CIF ID attached to a saving account. You can have a CIF ID without an individual account. So unless the primary CIF has female gender the Account Product code cant be set to Cent Queen.
So You can have as many accounts, joint accounts with your CIF you want but cent queen is only applicable on accounts with Primary Female CIF ID.
CIF id is the main number in CBoI instead of Account No. Everything is done on CIF IDs, accounts are created and attached to CIF IDs, DC and CC are issued on CIF IDs, KYC is done for CIF IDs. There can be composite keys like DC being issued to CIF+Ac No (in case of multiple accounts) but CIF is the driving key.
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dvader
TF Ace
@kuchbhi A bit of sad news. The joint account with my Mom was opened as Cent Queen (yay) however, they were very reluctant to issue second Queen Debit Card on same CIF. The New guy was given clear instructions to not do it anymore, but I got on good terms with an older gentleman and he tried issuing the DC but got an error 'Record Already Exists'. Per him one CIF can only have one Queen DC attached. Eitherway I still get 3 DCs.
If anyone os sucessful in getting two DCs let us know.
I really had high hopes with this branch.
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