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GET 2 (1 LTF and 1 FYF)UNION BANK RUPAY SELECT DEBIT CARD/ BYPASS UNION UDAAN ELIGIBILITY CRITERIA

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Please read the full thread to bypass eligibility criteria.

In union Bank rupay select debit card Is difficult to get. Only 4 accounts are eligible for rupay select debit card one being UNION UDAAN

Union Udaan eligibility -
Registered practicing Individual professionals - Medical & para medical professionals, Engineers & Architects, CA/ACCA/ICWA/CFA/CFM/CS, Lawyers, Consultants, Other professionals including artists, photographers, event managers etc.

Individuals: singly or jointly and in case of joint account professional should be the primary account holder.

AGE CRITERIA - 21-40

MAB- 10,000

Debit card- Rupay Select/ Visa Signature

Charges for rupay select Debit card- FYF with union Udaan and annual fees is 400+GST which is the cheapest among all rupay select debit cards.

(I did not gave any proof for being a professional as I am not a professional) Now to the main point how to bypass the eligibility if you are not a professional. Visit the best branch in your city. Now as you walk in don't mention you have to open union Udaan account. Try to find young employee in the branch.Tell him/her that I want to open a new bank account. Most probably they will open the account through computer not by form. Open the account through computer only (this is compulsory).Now they will ask for aadhar OTP after this mention them I want to open "SBPRO" account. In their system they will see SBPRO young professional. Tell them yes I have to open this account. Now usual process of account opening. Now mention them that you need RUPAY select ask them if they have Rupay select Instant kit (mostly likely they will not have the kit).They will give a physical form to sign.tick rupay and write select beside that.Get 10000 cash with yourself to deposit in the account. Which will help in to get fast verification of account. After verification which takes a day or two you will be able to make a online deposit in the account. Now in the last you can ask BRANCH TOKEN to enable your mobile banking. You will get 1 physical rupay select debit card. after the delivery of physical card generate virtual card in VYOM app. Most likely you will get a another Rupay select virtually which is LTF. Recently users are facing issues in generating virtual card. So depends on your luck now for the second LTF rupay select. If you are successful in generating virtual card you will get different card number in compare to physical so yes you can enjoy the benefits for Both the cards.

IF YOU SELECT PROFESSION AS OTHERS IT WILL FETCH CONSULTANT

One more thing you can choose your account number subject to Availability. I got _____0000001. I think branch Opened its first union udaan.

You can downgrade your account to 1k mab after few months. You can keep the debit card with downgraded account. But rupay select may not be FYF they may charge issuance fees which is 400+GST. So I will suggest you to maintain the mab for 1 year if you care about the charges

I opened this account for my brother. He is in 3rd year of BTECH. So most likely by following this process you will be able to open this account.

Edit - THERE IS A IMPOSTER ACCOUNT SCHEME AS "SBPRE". DON'T GET CONFUSED WITH It.

Edit 2- received the debit card in 4 days after applying. But not able to generate virtual debit card as of now. Will inform if the virtual debit card generates

EDIT 3- was able to generate vdc on 18 march. I got the rupay select variant with BIN 642414.

Good luck 🤞
Already my brother have union Bank account basic variant, but he is medical practitioner, will the existing account get converted?
 
I have received RSDC physical card today. Do I need to mandatorily visit Union Atm for activating it with green pin or changing the pin through VYOM app will also work for the first time?
NO it is not mandatory to visit ATM.

2 ways.

1) If you have already registered in vyom app, then you can set pin from there.

2) if you can't register in vyom app, as in my scenario, WhatsApp to union bank server, you can generate green pin and DC pin from there.

Abh lige hoga jingalala
 
NO it is not mandatory to visit ATM.

2 ways.

1) If you have already registered in vyom app, then you can set pin from there.

2) if you can't register in vyom app, as in my scenario, WhatsApp to union bank server, you can generate green pin and DC pin from there.

Abh lige hoga jingalala
I have already registered VYOM app while sitting in branch itself. Thanks to @La pasión for informing us about the need of branch token code for this task.
 
Update - Today I received a/c activation SMS stating hold has been released and a/c is activated. Right after that, branch people applied chq book request. Later I visited branch, deposited 10K cash, got passbook (mine is written as Employed in Private Company instead of Others Consultant bcoz I actually work in IT MNC) and printed the passbook with 10K transaction being reflected. Also the branch lady applied for RSDC and provided branch token for registering VYOM app. In late evening, got SMS that debit card is issued and will be delivered soon.
Which branch bro
 
I was trying to redeem the offers via virtual union RSDC but it seems if you redeem offer from physical debit card the option to redeem doesn't show in virtual card. Has anyone been able to redeem from both the debit cards?
 
I am at Union bank branch right now, the person here is not to find info about the account. He is asking if I have someone who has opened similar account so that he can check the type etc. Can someone help here?
 
Everyone who has the Union SBPRO/Udaan account, can you share the 5th-to-8th digit of your account no. The first 8 digits of the account would be common for all holders anyway. Just want to confirm a doubt I have. You can DM me if you are paranoid about sharing publicly.
 
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Everyone who has the Union SBPRO/Udaan account, can you share the 5th-to-8th digit of your account no. The first 8 digits of the account would be common for all holders anyway. Just want to confirm a doubt I have. You can DM me if you are paranoid about sharing publicly.
No first 5 or 8 digit is not common actually last 5 or 6 digit is common. Let me know your doubt will try address it
 
No first 5 or 8 digit is not common actually last 5 or 6 digit is common. Let me know your doubt will try address it

Man, you litereally get to choose the last 7 digits of your account no. So the last 7 digit is different for everyone.

Also for almost every bank in india, the starting digits are some kind of branch code.

I was told by the BM that the first 4 digit is unique to branch, next 4 digit are unique to a product and the rest 7 digits diff for everyone. Just wanted to confirm he is right

Also, I think even with 10K MAB this account is good, Free SMS, Unlimited ChequeBooks etc. As long as you don't need regular branch banking it's good. I will continue with this account.
 
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Man, you litereally get to choose the last 7 digits of your account no. So the last 7 digit is different for everyone.

Also for almost every bank in india, the starting digits are some kind of branch code.

I was told by the BM that the first 4 digit is unique to branch, next 4 digit are unique to a product and the rest 7 digits diff for everyone. Just wanted to confirm he is right

Also, I think even with 10K MAB this account is good, Free SMS, Unlimited ChequeBooks etc. As long as you don't need regular branch banking it's good. I will continue with this account.
Mine and @Ram1 last seven digit is same and yes middle four digit is also same which may be the product code which is 1231. So I don't know what you get to choose your last seven digit can be same
 
Mine and @Ram1 last seven digit is same and yes middle four digit is also same which may be the product code which is 1231. So I don't know what you get to choose your last seven digit can be same
It's because you both chose the same digit, moreover, I chose the same last 7 digits (0000001) 😆 .

Ok now I have the full picture, the account no is as follows

<5-digit_branch_code>-<3-digit-product-code>-<7-digit-choice>

The product code for Union Udaan is 231
 
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