5X Rewards on Insurance Premium Paid using HDFC Biz Black Credit Card?

[djsingh313]

Does HDFC biz black credit card gives 5x rewards points on insurance premium paid through Payzapp or smartpay?
Asking because I have not received 5x for insurance premium.

 

[Gravitas]

@djsingh313 did you get any udpate on this? Also are there any charges for insurance payment on payzapp?

 

[djsingh313]

@djsingh313 did you get any udpate on this? Also are there any charges for insurance payment on payzapp?

No charges, no update as of now.

 

[Gravitas]

I checked other places, you should get 5x rewards after the statement generation

 

[ashwinikumar900]

The 50K spend criteria for 5X activation, it can be on category or just the spend on Utility Payments?

 

[canitin]

The 50K spend criteria for 5X activation, it can be on category or just the spend on Utility Payments?

Only Utility Payments.

 

[canitin]

Does HDFC biz black credit card gives 5x rewards points on insurance premium paid through Payzapp or smartpay?
Asking because I have not received 5x for insurance premium.

Biz Black does not give 5x on Insurance payment through Payzapp. You will only get 1x upto 5k points per day.

 

[djsingh313]

It's confirmed from customer care and also my statement that it gives 5x reward points on insurance premium paid through Payzapp

 

[ashwinikumar900]

It's confirmed from customer care and also my statement that it gives 5x reward points on insurance premium paid through Payzapp

Have you received the 5X points on insurance? I have BIZ BLACK, DCB METAL, and TIMES BLACK among ULTRA PREMIUM cards. If BIZ BLACK offers 5X points on insurance, I would consider purchasing my insurances/premiums through it via payzapp. Please inform me if this is the case.

 

[Lobogris]

It's confirmed from customer care and also my statement that it gives 5x reward points on insurance premium paid through Payzapp

Please share the statement. Biz Black doesn’t list 5x points on insurance anywhere.

 

[ashwinikumar900]

Please share the statement. Biz Black doesn’t list 5x points on insurance anywhere.

I am also perplexed, which is why I posed the question. However, upon reviewing the terms and conditions page, it appears that insurance and premiums are not considered exclusions.

 

[Lobogris]

I am also perplexed, which is why I posed the question. However, upon reviewing the terms and conditions page, it appears that insurance and premiums are not considered exclusions.

Ok. That’s good then!

 

[djsingh313]

Only renewal of insurance done through Payzapp bills and recharge will be eligible for 5x rewards

 

[djsingh313]

Only renewal of insurance done through Payzapp bills and recharge will be eligible for 5x rewards

The eligible transactions for 5x business reward points are
19647/- (base 650, bonus 2600)
1417/- (base 45, bonus 180)
211/- (base 5, bonus 20)
500/- (base 15, bonus 60)

total bonus 5x according to my calculation is 2860 points but i received 2900 points in next statement. dont know about 40 point diff.

I didnt get 5x rewards on electricity bill of 13680/- and gas cylinder of 812/- as that was paid through bills and recharges (netbanking)

 

[djsingh313]

Please share the statement. Biz Black doesn’t list 5x points on insurance anywhere.

it doesnt exclude it also in terms and conditions,

 

[ashwinikumar900]

In this calculations, have you received the 5X for insurance payment ( as I can see in your statement, 19K something amount)? BIZ BLACK

 

[ashwinikumar900]

it doesnt exclude it also in terms and conditions,

Yes , that's what I said, I even shared the screenshots of terms and conditions, insurance payment via payzapp isn't excluded.

 

[djsingh313]

In this calculations, have you received the 5X for insurance payment ( as I can see in your statement, 19K something amount)? BIZ BLACK

yes received 5x for insurance

 

[ashwinikumar900]

yes received 5x for insurance

Well thanks, it's a good news, that means on insurance payment one can get almost 16% vai BIZ BLACK.

 

[djsingh313]

Yes , that's what I said, I even shared the screenshots of terms and conditions, insurance payment via payzapp isn't excluded.

sorry, misread your reply