Looks like there's no FYF or LTF option with EPMJust call customer care and ask for a upgrade, they will happily upgrade. But it will be PAID card.
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Looks like there's no FYF or LTF option with EPMJust call customer care and ask for a upgrade, they will happily upgrade. But it will be PAID card.
Now a days getting paid EPM is big win, there will be very rare people who can get this LTF on basis of their high TRV & some lucky ones who will get FYF.Looks like there's no FYF or LTF option with EPM
are you sure ?Just call customer care and ask for a upgrade, they will happily upgrade. But it will be PAID card.
Never knew. Thought EPM isn't being issued FYF or LTF to anyone regardless of the relationship, some said there's no LTF/FYF pricing choice to choose during the application process which sounded strange to me.Now a days getting paid EPM is big win, there will be very rare people who can get this LTF on basis of their high TRV & some lucky one who will get FYF.
Getting INFINIA is easy now if one has spend big on their present hdfc card in past 6 months and have above 9 L limit.
Though INFINIA is still miles ahead, ICICI using EPM as leverage to bring more HNI/UHNI customers with good TRV.
If you are looking for emeralde pvc they yes.are you sure ?
If you have decent TRV, Kindly go through BM if you are in good terms with him. Convince him by using any leverages such as big FD for a year If you are comfortable doing so,or you can commit to give him some business in any form.My RM said EPM need at least 1Cr+ TRV to apply
I have pre-approved offer for emerald PVC .. he is pushing me to first get PVC then he can try for EPM upgrade for which I deniedIf you have decent TRV, Kindly go through BM if you are in good terms with him. Convince him by using any leverages such as big FD for a year If you are comfortable doing so,or you can commit to give him some business in any form.
You did the right thing emerald pvc is not worth it and icici doesn’t have a fixed criteria for upgrade to epm like infinia. Try with different branch rm/bm yours just doesn’t want to do the extra leg work to get the approval to apply for the cardI have pre-approved offer for emerald PVC .. he is pushing me to first get PVC then he can try for EPM upgrade for which I denied
some lucky ones who will get FYF.
I would rather say that if someone gets it as FYF, then he is the unlucky one. Missed on Free Taj stay which could be more then the fee itself.Never knew. Thought EPM isn't being issued FYF or LTF to anyone regardless of the relationship, some said there's no LTF/FYF pricing choice to choose during the application process which sounded strange to me.
oh PVC gotchaIf you are looking for emeralde pvc they yes.
The charges of 199 + taxes for add-on is a new rule.Majority of ICICI RMs are as ridiculous as their customer care. Few are really good by hard to come by.
Today, their customer care told me that I'd get a plastic add-on card for Private Metal 🙄. He was very sure btw and I wasn't. Upon checking for the charges, he said it's 199+Tax annual charges for each addon on EPM while in MITC it's clearly stated that all add-on cards for all Emerald variants are complimentary but they don't seem to have a clue.
Wish they had Infinia/DCB sort of premium support for EPM/Wealth/Private customers with better knowledge and communication.
Yup... I even asked him to give me PVC FYF but he said as it's pre-approved, so you have to pay the joining fee ... I asked him to forget about the pre-approved offer apply it offline FYF and then we can try to upgrade to EPM after 6 months, then he said he will get back to me which I know he won't 😉You did the right thing emerald pvc is not worth it and icici doesn’t have a fixed criteria for upgrade to epm like infinia. Try with different branch rm/bm yours just doesn’t want to do the extra leg work to get the approval to apply for the card
MITC says add-ons are free for EPM and other Emerald variants - https://www.icicibank.com/managed-assets/docs/personal/cards/mitc_cc.pdfThe charges of 199 + taxes for add-on is a new rule.
Initial rule was 3500 + taxes for add-on card. (But they never charged). I have it.
No way to get PVC as add-on. Surely the customer care is confused. With EPM main card, add-on would also be EPM only.
Not sure if this a new rule of no fee.MITC says add-ons are free for EPM and other Emerald variants - https://www.icicibank.com/managed-assets/docs/personal/cards/mitc_cc.pdf
Unless ICICI clearly defines rules and circulates document to all internally (like HDFC has done), it would be mess to talk to RM and customer care.While the amount of cluelessness RMs and Customer Care have is aplenty in all the banks, for icici it has crossed a whole new level when it comes to emeralde or EPM.
That is true but for icici rm tells you criteria for epm based on the targets he has left was told by the person that opened my account I need to fulfill the salary criteria, card limit and 2cr trv. I told him if I fulfill all these criteria I will be asking for a paid card😂😂While the amount of cluelessness RMs and Customer Care have is aplenty in all the banks, for icici it has crossed a whole new level when it comes to emeralde or EPM.