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Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

Looks like there's no FYF or LTF option with EPM
Now a days getting paid EPM is big win, there will be very rare people who can get this LTF on basis of their high TRV & some lucky ones who will get FYF.

Getting INFINIA is easy now if one has spend big on their present hdfc card in past 6 months and have above 9 L limit.

Though INFINIA is still miles ahead, ICICI using EPM as leverage to bring more HNI/UHNI customers with good TRV.
 
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Now a days getting paid EPM is big win, there will be very rare people who can get this LTF on basis of their high TRV & some lucky one who will get FYF.

Getting INFINIA is easy now if one has spend big on their present hdfc card in past 6 months and have above 9 L limit.

Though INFINIA is still miles ahead, ICICI using EPM as leverage to bring more HNI/UHNI customers with good TRV.
Never knew. Thought EPM isn't being issued FYF or LTF to anyone regardless of the relationship, some said there's no LTF/FYF pricing choice to choose during the application process which sounded strange to me.
 
My RM said EPM need at least 1Cr+ TRV to apply
If you have decent TRV, Kindly go through BM if you are in good terms with him. Convince him by using any leverages such as big FD for a year If you are comfortable doing so,or you can commit to give him some business in any form.
 
If you have decent TRV, Kindly go through BM if you are in good terms with him. Convince him by using any leverages such as big FD for a year If you are comfortable doing so,or you can commit to give him some business in any form.
I have pre-approved offer for emerald PVC .. he is pushing me to first get PVC then he can try for EPM upgrade for which I denied
 
I have pre-approved offer for emerald PVC .. he is pushing me to first get PVC then he can try for EPM upgrade for which I denied
You did the right thing emerald pvc is not worth it and icici doesn’t have a fixed criteria for upgrade to epm like infinia. Try with different branch rm/bm yours just doesn’t want to do the extra leg work to get the approval to apply for the card
 
some lucky ones who will get FYF.
Never knew. Thought EPM isn't being issued FYF or LTF to anyone regardless of the relationship, some said there's no LTF/FYF pricing choice to choose during the application process which sounded strange to me.
I would rather say that if someone gets it as FYF, then he is the unlucky one. Missed on Free Taj stay which could be more then the fee itself.

For LTF, yes there would be some. I tried to get it converted to LTF after a year of use, but was denied after consideration.
 
Majority of ICICI RMs are as ridiculous as their customer care. Few are really good by hard to come by.

Today, their customer care told me that I'd get a plastic add-on card for Private Metal 🙄. He was very sure btw and I wasn't. Upon checking for the charges, he said it's 199+Tax annual charges for each addon on EPM while in MITC it's clearly stated that all add-on cards for all Emerald variants are complimentary but they don't seem to have a clue.
Wish they had Infinia/DCB sort of premium support for EPM/Wealth/Private customers with better knowledge and communication.
 
Majority of ICICI RMs are as ridiculous as their customer care. Few are really good by hard to come by.

Today, their customer care told me that I'd get a plastic add-on card for Private Metal 🙄. He was very sure btw and I wasn't. Upon checking for the charges, he said it's 199+Tax annual charges for each addon on EPM while in MITC it's clearly stated that all add-on cards for all Emerald variants are complimentary but they don't seem to have a clue.
Wish they had Infinia/DCB sort of premium support for EPM/Wealth/Private customers with better knowledge and communication.
The charges of 199 + taxes for add-on is a new rule.
Initial rule was 3500 + taxes for add-on card. (But they never charged). I have it.

No way to get PVC as add-on. Surely the customer care is confused. With EPM main card, add-on would also be EPM only.
 
You did the right thing emerald pvc is not worth it and icici doesn’t have a fixed criteria for upgrade to epm like infinia. Try with different branch rm/bm yours just doesn’t want to do the extra leg work to get the approval to apply for the card
Yup... I even asked him to give me PVC FYF but he said as it's pre-approved, so you have to pay the joining fee ... I asked him to forget about the pre-approved offer apply it offline FYF and then we can try to upgrade to EPM after 6 months, then he said he will get back to me which I know he won't 😉
 
While the amount of cluelessness RMs and Customer Care have is aplenty in all the banks, for icici it has crossed a whole new level when it comes to emeralde or EPM.
 
While the amount of cluelessness RMs and Customer Care have is aplenty in all the banks, for icici it has crossed a whole new level when it comes to emeralde or EPM.
Unless ICICI clearly defines rules and circulates document to all internally (like HDFC has done), it would be mess to talk to RM and customer care.
 
While the amount of cluelessness RMs and Customer Care have is aplenty in all the banks, for icici it has crossed a whole new level when it comes to emeralde or EPM.
That is true but for icici rm tells you criteria for epm based on the targets he has left was told by the person that opened my account I need to fulfill the salary criteria, card limit and 2cr trv. I told him if I fulfill all these criteria I will be asking for a paid card😂😂
 
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