Welcoming Union Bank Elite Metal Debit Card!!

[Ashish Jha]

I switched from HDFC to UBI and they offered me Union Bank Elite metal card. RM was super helpful. Here are the key benefits:

• No joining fees or No annual fees (with eligible salary account).
• Domestic airport lounge access & International airport lounge access.
• Discounts on entertainment (e.g., BookMyShow). Once per month, upto 500
• Ride-hailing vouchers (e.g., Ola/Uber). Once per quarter
• Flight booking discounts (e.g., MakeMyTrip). 10% flat off
• Complimentary Amazon Prime subscription. Once per year
• Complimentary Swiggy One subscription. - Once per year
• Concierge services.
• Golf benefits.
• Cult.fit subscriptions.
• Complimentary health check-ups. -> Once per quarter
• Spa sessions. -> Once per quarter(iykyk)
• Personal accident insurance.
• Air accident insurance. -> 1 cr insurance

 

[diptarkaroy]

Congratulations!!!
Can you explain in details on the aspects like eligiblity criteria and number of complimentary lounge access provided?

 

[Anupama_Jha]

Woohoo 🙌🏻 🎉 Looks pretty

Can you also write about eligibility criteria for both savings and salary accounts! And further info on downgrade, any other charges, etc.

TIA

 

[ashwinikumar900]

What is the eligible salary amount? Also card is free just for salaried individuals?

 

[Ashish Jha]

There

Congratulations!!!
Can you explain in details on the aspects like eligiblity criteria and number of complimentary lounge access provided?

There is only one criteria that there should be a single monthly credit in the account of 1.5 lakh and overall 1.8 lakh credit per month. I checked with RM he mentioned that they are not checking salary. Just a single credit of 1.5 lakh or above and overall credit of 1.8 lakh is fine.

https://www.unionbankofindia.co.in/en/Details/elite-salary-account

 

[Ashish Jha]

What is the eligible salary amount? Also card is free just for salaried individuals?

Although it is mentioned as salary account, they are not verifying it. Overall montly credit should be 1.8 lakh.

 

[Ashish Jha]

Woohoo 🙌🏻 🎉 Looks pretty

Can you also write about eligibility criteria for both savings and salary accounts! And further info on downgrade, any other charges, etc.

TIA

Added below! Bank is not verifying the salary part currently. They mentioned that they are checking monthly credit of 1.8 lakh for eligibility

 

[Saral]

benefits are same as rupay card other than bms discount..then whats the extra part?

 

[Ashish Jha]

benefits are same as rupay card other than bms discount..then whats the extra part?

Nothing major. Just metal debit card and free locker for 1st year. Also, You get all the banking facilities for free - which is now common with every bank. Plus no need to maintain AMB.

 

[Saral]

but we jst have to credit and debit ..no need for any AMB?

 

[Ashish Jha]

but we jst have to credit and debit ..no need for any AMB?

Yes, No need for AMB like other banks

 

[ashwinikumar900]

Account can be opened online or visit of branch is necessary? And what about initial deposit, how much is that?

 

[Karvanna]

what docs did they ask for salary proof

 

[Ashish Jha]

Account can be opened online or visit of branch is necessary? And what about initial deposit, how much is that?

Unfortunately this has to be opened offline. There was no initial deposit. I UPI'ed 5k after opening the account.

 

[BhaiyaJi]

benefits are same as rupay card other than bms discount..then whats the extra part?

One benefit is not good which is cult fit live instead of elite subscription.

 

[sjmajumder]

Can I just walk-in to my nearest branch and open? Considering year end chances should be good - right?

 

[Miss.Marple]

Can I just walk-in to my nearest branch and open? Considering year end chances should be good - right?

Give it a try and please let us know if you succeed.

 

[sjmajumder]

I switched from HDFC to UBI and they offered me Union Bank Elite metal card. RM was super helpful. Here are the key benefits:

• No joining fees or No annual fees (with eligible salary account).
• Domestic airport lounge access & International airport lounge access.
• Discounts on entertainment (e.g., BookMyShow). Once per month, upto 500
• Ride-hailing vouchers (e.g., Ola/Uber). Once per quarter
• Flight booking discounts (e.g., MakeMyTrip). 10% flat off
• Complimentary Amazon Prime subscription. Once per year
• Complimentary Swiggy One subscription. - Once per year
• Concierge services.
• Golf benefits.
• Cult.fit subscriptions.
• Complimentary health check-ups. -> Once per quarter
• Spa sessions. -> Once per quarter(iykyk)
• Personal accident insurance.
• Air accident insurance. -> 1 cr insurance

View attachment 88302View attachment 88303

Does your company have tie up with Union Bank?

 

[sjmajumder]

Does your company have tie up with Union Bank?

Give it a try and please let us know if you succeed.

Excellent staff at the branch. Kept on trying till they succeeded. Got run time error 3 times, and succeeded on the 4th attempt. Initially they thought run time error was due to not giving company code for salary account but I insisted that my friends opened without company code. They agreed and kept on trying. Thanks for such wonderful service.

 

[sjmajumder]

I switched from HDFC to UBI and they offered me Union Bank Elite metal card. RM was super helpful. Here are the key benefits:

• No joining fees or No annual fees (with eligible salary account).
• Domestic airport lounge access & International airport lounge access.
• Discounts on entertainment (e.g., BookMyShow). Once per month, upto 500
• Ride-hailing vouchers (e.g., Ola/Uber). Once per quarter
• Flight booking discounts (e.g., MakeMyTrip). 10% flat off
• Complimentary Amazon Prime subscription. Once per year
• Complimentary Swiggy One subscription. - Once per year
• Concierge services.
• Golf benefits.
• Cult.fit subscriptions.
• Complimentary health check-ups. -> Once per quarter
• Spa sessions. -> Once per quarter(iykyk)
• Personal accident insurance.
• Air accident insurance. -> 1 cr insurance

View attachment 88302View attachment 88303

Do they send DC and cheque book together? Just got SMS that cheque book is dispatched through speed post.