Hi all,
I got Emeralde Private Metal card (EPM) when it was newly launched without much of relationship or eligibility as it was new in market
But i closed it in 2-3 months as there were no miles partner or accelarated rewards.
With ishop the card became legend of market. So tried for card again through RM/Credit agent But no luck. Dropped mail to grievance team But no reply from them and its been over a month.
As had home loan requirement i got one contact from ICICI Cetral RM team to whom I asked to issue new EPM card in return of New Home loan. But as i was not eligible based on salary and TRV/NRV criteria he initiated request to reactivate the closed card. ( he tried issueing new but got rejected)
Yesterday EPM started showing up in my account. I was in consideration that its the same as above. But got to know today that the reactivation of closed card happened today and the one which was issued yesterday is newly issued by grievance team.
Now i can see two EPM in my account
What should i do. Shall I give up on one or keep both?
If one then which one to close. Reactivated ( without joining benefits as availed in past) or newly issued with joining benefits.
Anyway i will be paying GST only as gets 12500 point annually in return of annual fee.
Sorry for long story.
For EPM criteria is (PFA)
1) Net Salsry Credit of 3L or more atleast for 3 months
2) PPOP of 50k/month with exisitng credit limit of 6Lakh +
(PPOP = How much bank earning from you)
3) Private Banking cust with CRV>15Cr
4) Wealth Sleect with CRV>3Cr
5) Welth Mangaement with CRV > 25 Lakh
I got Emeralde Private Metal card (EPM) when it was newly launched without much of relationship or eligibility as it was new in market
But i closed it in 2-3 months as there were no miles partner or accelarated rewards.
With ishop the card became legend of market. So tried for card again through RM/Credit agent But no luck. Dropped mail to grievance team But no reply from them and its been over a month.
As had home loan requirement i got one contact from ICICI Cetral RM team to whom I asked to issue new EPM card in return of New Home loan. But as i was not eligible based on salary and TRV/NRV criteria he initiated request to reactivate the closed card. ( he tried issueing new but got rejected)
Yesterday EPM started showing up in my account. I was in consideration that its the same as above. But got to know today that the reactivation of closed card happened today and the one which was issued yesterday is newly issued by grievance team.
Now i can see two EPM in my account
What should i do. Shall I give up on one or keep both?
If one then which one to close. Reactivated ( without joining benefits as availed in past) or newly issued with joining benefits.
Anyway i will be paying GST only as gets 12500 point annually in return of annual fee.
Sorry for long story.
For EPM criteria is (PFA)
1) Net Salsry Credit of 3L or more atleast for 3 months
2) PPOP of 50k/month with exisitng credit limit of 6Lakh +
(PPOP = How much bank earning from you)
3) Private Banking cust with CRV>15Cr
4) Wealth Sleect with CRV>3Cr
5) Welth Mangaement with CRV > 25 Lakh
Last edited:
