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Pro Tips to Make a SBI Card Life Time Free

Pro Tips-

Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make your Card LTF.Done on my both sbi card and now both are LTF.Service request to make your card LTF is taken as PCT id is to be changed.You can check in service request tracking menu.

Caution:-If you holding multiple cards of SBI then kindly do this process at one card at a time only.Do on other card after at least month. If at any point SBI Card is not agreeing on LTF and offering you Annual Fee waivers only then Accept Fee waivers at that moment and Apply the same trick Again after 1 or 2 months for LTF.
IF ANYONE HAVING ANY SPECEFIC CONCERN THEN DO DM.

Edit 1-If afterall anyone missed the call from retention team then they can simply call customer care and there simply tell them to connect/transfer you call to retention team as i want to discuss regarding my card closure request.They will connect you to their retention team and now there you can project the above trick to get your card LTF ..


Edit 2(09 July 2023)-Even people have made sbi cards having fee upto 1499 LTF and even higher varriant cards you will get equivalent reward points or miles or annual fee waiver in place of LTF.

Edit 3(15 October 2023)- Even people have made their SBI cashback credit card LTF by their skill of negotiation.

Edit 4-Now a days SBI Cards sometime,closing the card without calling so suggest now dont place request through app by self .Call customer care directly and ask them for LTF/fee waivers or to transfer the call to retention team for doing the same.
 
But we are not asking/ raising a closure request, right? We are just asking for LTF status/ fee waiver.
We have to spend as much as we can. Then try after 6 month. I think there is no offer for newly issued card. Because when we just select the reason there shows no offer instead of "annual fee waiver " like that. So let's wait
 
Any ways to get the rewards?? What they mentioned about the sbi cashback credit card flash's order history??
 

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I just now got a call from the nodal escalation. He reversed my Joining fee just now for a 22 days old card..😂😂
Bhai mere card me bhi annual fees laga di hi sbi walo ne. Abhi aapka message dekhne ke baad jaake check Kiya, same aapke jaisa hi annual fees charges laga hua hai.

21 Jun 2024 ANNUAL FEE CHARGED (EXCL TAX 89.82) Rs 499.00 D

IGST DB @ 18.00% Rs 89.82 D
Lekin abhi tak 1lakh spend ho chuka hai within 1 year.
Kya isko mail karne se refund milega.
Kaha mail karna hoga....
Please give me the draft email...
 

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Bhai mere card me bhi annual fees laga di hi sbi walo ne. Abhi aapka message dekhne ke baad jaake check Kiya, same aapke jaisa hi annual fees charges laga hua hai.

21 Jun 2024 ANNUAL FEE CHARGED (EXCL TAX 89.82) Rs 499.00 D

IGST DB @ 18.00% Rs 89.82 D
Lekin abhi tak 1lakh spend ho chuka hai within 1 year.
Kya isko mail karne se refund milega.
Kaha mail karna hoga....
Please give me the draft email...
Bro mine is cashback credit card which cost 999+gst. Not 499+like you. They charged my JF not AF as my card is just 22 days old one only. I was asking about the gst will be refunded or not along with the 999 credit
 
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