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HDFC Credit Cards Hdfc spend based offer

I recived these vouchers
🤔🤔
Just curious - did you get the offer via email or the HDFC bank app - I have only received an occasional offer in the app and never received via email. I have HDFC savings account along with Infinia in addition to home loan. Thanks.
 
Thanks.

For some reason, I have never received any offer from HDFC via email - I guess that I might have not opted for it at time of application for the card / account.
Its not about opting, These are user specific offer? May be based on some specific card usage pattern.
 
When I do a big ticket purchase then hdfc sends spend based offer in my infinia. If they send earlier then I could use the offer
 
I have received this notification on my Netbanking. This 410 reward points means it will come under 5% CB or 1% CB for Millenia Card?

There would not be not be any additional Cash Points credited as part of this offer.
It means the 410 CB will be under 1000 cap for Millenia card?


https://offers.smartbuy.hdfcbank.com/offer_details/n-a/26489/Z2mnm2w=
  • On Cash Points:

    Note: Cash point calculation is basis the base reward structure as mentioned above in the product feature on base earn rate. For more details refer product feature page on HDFC bank website. https://www.hdfcbank.com/personal/pay/cards/millennia-cards/millennia-cc-new

    Note: There would not be not be any additional Cash Points credited as part of this offer. Cash Points shown in the communication is an illustration of the Cash Point feature on your regular credit card spends. Cash point calculation is basis the base reward structure of the credit card, for more details refer the product feature page on HDFC bank website.
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I have received this notification on my Netbanking. This 410 reward points means it will come under 5% CB or 1% CB for Millenia Card?


It means the 410 CB will be under 1000 cap for Millenia card?


https://offers.smartbuy.hdfcbank.com/offer_details/n-a/26489/Z2mnm2w=
  • On Cash Points:

    Note: Cash point calculation is basis the base reward structure as mentioned above in the product feature on base earn rate. For more details refer product feature page on HDFC bank website. https://www.hdfcbank.com/personal/pay/cards/millennia-cards/millennia-cc-new

    Note: There would not be not be any additional Cash Points credited as part of this offer. Cash Points shown in the communication is an illustration of the Cash Point feature on your regular credit card spends. Cash point calculation is basis the base reward structure of the credit card, for more details refer the product feature page on HDFC bank website.
You can just ignore that 410 part and think that on spend of 41k you will get 500rs voucher. Hdfc just uses this marketing trick and confuse people unnecessarily. When you spend 41k, you get regular one percent points which 401 in this case. That's not even the part of 5% cashback. Its just regular points which HDFC points out you will also be getting by spending that amount.
 
Whoever got 2000 bundle vouchers by spending the given target amount, do any of you still have the mmt voucher yet to be redeemed? Just want to know if the mmt voucher can be used for train ticket bookings?
 
I got an offer that says Rs.800 voucher from brands like Ola, Myntra, Swiggy, etc. if I spend Rs.57000 in April.

If HDFC really cared and wanted their customers to spend high they would've given a credit limit increase instead of these childish offers. On one hand they give the customer a low credit limit citing "financial profile" (which means that I am unable to spend high amounts) and then they expect me to do exactly that - spend a high amount?
 
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