DCB HDFC denied DCB Metal upgrade

[Sobirvs]

Apply via branch
My reglia has credit limit of 3.2 L with spends of more than 8 L in last 6 months , when i had appiled for Infina based on salary slips ( via RM ) ,It got approved

when was this and what's ur CL after the upgrade?

 

[Vinay13]

HDFC is shitty bank. Infinia/DCMB , you will get approved in a day if you take ulip
So all the tncs will go on toss, they do not have any ethics

 

[Card doctor]

when was this and what's ur CL after the upgrade?

3 years back , credit limit was 8L after upgrade and it is still same ( has not increased in last 3 years )

 

[dungeonMaster]

Apply via branch
My reglia has credit limit of 3.2 L with spends of more than 8 L in last 6 months , when i had appiled for Infina based on salary slips ( via RM ) ,It got approved

RM doesn't sit my branch.

 

[dungeonMaster]

Raised it to RBI Ombudsman, they have upgraded the limit and issued dcb metal now! 😏

 

[shu_sha_]

Raised it to RBI Ombudsman, they have upgraded the limit and issued dcb metal now! 😏

What's the CL now?

 

[dungeonMaster]

What's the CL now?

They increased it to base limit of 5L

 

[Vinay13]

How much credit card limit is needed for card to card approval of dcb metal?

 

[ashwinikumar900]

How much credit card limit is needed for card to card approval of dcb metal?

I think base limit is 5L

 

[Vinay13]

I think base limit is 5L

Okay i have amex limit >10 and axis >7 so it should be fine . My agent told me i will get a call and dont provide salary documents but ask for card to card approval. I do not have any hdfc cc. My agent applied for previlage cc not sure how metal dcb will be approved

 

[Aniket Sharma]

Okay i have amex limit >10 and axis >7 so it should be fine . My agent told me i will get a call and dont provide salary documents but ask for card to card approval. I do not have any hdfc cc. My agent applied for previlage cc not sure how metal dcb will be approved

He tricked you, you will get diners club privilege

 

[Vinay13]

He tricked you, you will get diners club privilege

I took a chance i knew hdfc wont approve straightforward. If i get previlage i wont activate cc. Agent was very confident

 

[Aniket Sharma]

I took a chance i knew hdfc wont approve straightforward. If i get previlage i wont activate cc. Agent was very confident

Cc Agent in hdfc are overconfident always but after approval they may give freedom or moneyback in c2c

 

[rava28]

I got DCB metal but didn’t got limit enhancement, I requested both together.
What to do next ??

 

[Aniket Sharma]

I got DCB metal but didn’t got limit enhancement, I requested both together.
What to do next ??

Nothing just enjoy

 

[DarthBrooks]

Got a really long response time this time, does this I am finally being considered ? Mailed them my latest payslip and justified with my Atlas expenses since March, short of 25k limit but let's see.

 

[PavvanPavvan is verified member.]

View attachment 111325

Got a really long response time this time, does this I am finally being considered ? Mailed them my latest payslip and justified with my Atlas expenses since March, short of 25k limit but let's see.

No this is generic resposne for any email request
It should be approved

 

[DarthBrooks]

No this is generic resposne for any email request
It should be approved

Great, thanks for helping me cope lol. Probably 6th request in past 10 months.

 

[rava28]

Nothing just enjoy

1 more quick question, as far as I recall DCBM doesn’t give RP on NPS or insurance payments ( may be 5000 monthly cap) , but does it count for quarterly milestones? And also if they charge any convenience fee for the same ?

 

[navdeep22]

Raised it to RBI Ombudsman, they have upgraded the limit and issued dcb metal now! 😏

What did you write to the RBIO? That u satisfy income criteria and they are not upgrading card?