DCB HDFC denied DCB Metal upgrade

[Sobirvs]

Apply via branch
My reglia has credit limit of 3.2 L with spends of more than 8 L in last 6 months , when i had appiled for Infina based on salary slips ( via RM ) ,It got approved

when was this and what's ur CL after the upgrade?

 

[Vinay13]

HDFC is shitty bank. Infinia/DCMB , you will get approved in a day if you take ulip
So all the tncs will go on toss, they do not have any ethics

 

[drabhishekladdha]

when was this and what's ur CL after the upgrade?

3 years back , credit limit was 8L after upgrade and it is still same ( has not increased in last 3 years )

 

[dungeonMaster]

Apply via branch
My reglia has credit limit of 3.2 L with spends of more than 8 L in last 6 months , when i had appiled for Infina based on salary slips ( via RM ) ,It got approved

RM doesn't sit my branch.

 

[dungeonMaster]

Raised it to RBI Ombudsman, they have upgraded the limit and issued dcb metal now! 😏

 

[shu_sha_]

Raised it to RBI Ombudsman, they have upgraded the limit and issued dcb metal now! 😏

What's the CL now?

 

[dungeonMaster]

What's the CL now?

They increased it to base limit of 5L

 

[Vinay13]

How much credit card limit is needed for card to card approval of dcb metal?

 

[ashwinikumar900]

How much credit card limit is needed for card to card approval of dcb metal?

I think base limit is 5L

 

[Vinay13]

I think base limit is 5L

Okay i have amex limit >10 and axis >7 so it should be fine . My agent told me i will get a call and dont provide salary documents but ask for card to card approval. I do not have any hdfc cc. My agent applied for previlage cc not sure how metal dcb will be approved

 

[aniketkr.sharma]

Okay i have amex limit >10 and axis >7 so it should be fine . My agent told me i will get a call and dont provide salary documents but ask for card to card approval. I do not have any hdfc cc. My agent applied for previlage cc not sure how metal dcb will be approved

He tricked you, you will get diners club privilege

 

[Vinay13]

He tricked you, you will get diners club privilege

I took a chance i knew hdfc wont approve straightforward. If i get previlage i wont activate cc. Agent was very confident

 

[aniketkr.sharma]

I took a chance i knew hdfc wont approve straightforward. If i get previlage i wont activate cc. Agent was very confident

Cc Agent in hdfc are overconfident always but after approval they may give freedom or moneyback in c2c