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Federal Bank Scapia is Back with Issuing New Cards

SubhankarSubhankar is verified member.

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Scapia is back! After a long pause in issuing new cards due to the RBI's ban and a sudden massive credit limit decrease, Scapia has returned with its co-branded credit card in partnership with Federal Bank.


One major drawback earlier was that existing Federal Bank credit card holders couldn’t apply for a Scapia card. However, that issue may have now been resolved, and even those with a Federal Bank credit card can apply, as few could have successfully applied & gotten Approval, though many faced rejection.


Apply Now by Clicking Here

Why Consider Scapia?​


Here are some key benefits:


Lifetime Free Credit Card: No joining or annual fees.
0% Forex Markup: Ideal for international transactions.
Unlimited Domestic Lounge Access: Spend just ₹10,000 in a month to qualify.
Generous Reward Structure:
  • 20% Scapia Coins on travel bookings via Scapia.​
  • 10% Scapia Coins on all other spends.​

Since 5 Scapia Coins = ₹1, this translates to:

💰 4% value back on travel bookings.
💰 2% value back on regular spends – a solid return for a Lifetime Free card.

Introducing the Virtual RuPay Card!​


Scapia now offers a Virtual RuPay Credit Card with an exciting benefit:

💳 5% reward on all UPI transactions above ₹500 – maximizing value on larger UPI spends.


While this may not benefit small transactions, it’s still a great addition for maximizing rewards.


So, are you applying for the Scapia Card? Let us know in the comments! 🚀​
 
Here's the link to the post :



I am sure that I meet the criteria for scapia and here is the rejection message I got:

View attachment 85770

I think there a handful of people that have got scapia with a core card and the core card being celesta ( I saw 2 posts so far) , I don't know if these are isolated incidents or now they've actually started to accept.

Tbh I'll be extremely happy if they are giving existing card holders, I can build my case and fight for it with them.


Looks like separate limit for scapia card.
I applied process complete it's waiting for 24 to 48 hours in scapia app. Will they aprove? What in your case please reply
 
I too got my card today (Virtual) 3.5L limit
Main reason is 0% forex as I travel a lot. Also, what is the lounge access restriction on this? If I spend 10K I am immediately eligible for accessing the lounge or should I wait for the next month/quarter?
Also in does "In a month" mean statement month or calendar month?
 
I too got my card today (Virtual) 3.5L limit
Main reason is 0% forex as I travel a lot. Also, what is the lounge access restriction on this? If I spend 10K I am immediately eligible for accessing the lounge or should I wait for the next month/quarter?
Also in does "In a month" mean statement month or calendar month?
After the transaction of 10 k you are eligible
 
Applied for Scapia.
VKYC done ~12pm. within 3hrs, virtual card showed up in app.
Variant Visa. Approved with decent limit of 3+l
No prior relation with Federal Bank.
Main purpose is 0% forex markup.
Physical card dispatched yesterday and delivered today! Nice box!
Courier: Bludart
 
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